Radical Personal Finance
Direct download: 2021-10-21_Is_It_Cheaper_to_Live_in_Mexico_or_the_USA.mp3
Category:general -- posted at: 1:49pm MDT


I recorded this episode of the show to deal with a recent minor controversy from a passing comment I made. Then I decided it was too far out of the scope of what I want discussed on RPF, so I canned it, choosing not to release it.

Well, the controversy continued, and after I shared this "deleted episode" with a few listeners privately who found it helpful, I decided to let you choose for yourself, rather than my censoring it.

It's all explained in the intro!

Joshua

Direct download: 2021-10-16_DELETED_EPISODE_Ivermectin_Controversy_with_intro.mp3
Category:general -- posted at: 12:58pm MDT

On today's Friday Q&A show:

  • 1:30 Difficulties on 1031 exchanges
  • 6:45 Should I start a business on the side or full-time?
  • 11:45 Can I deduct my student loans as a business expense?
  • 12:15 We are expecting a baby. How should I use my paternity leave?
  • 22:30 How do I get rid of a credit card with an annual fee?
  • 30:15 Should I maintain multiple bank accounts and multiple brokers?
  • 39:30 Should I buy a house?
  • 44:00 How can we help children develop entrepreneurship?
  • 52:00 How do I communicate with my wife about a radical lifestyle?
  • 1:06:30 My mom is headed deep into debt as a result of medical bills, possible into bankruptcy. How do we protect her?

In today's podcast, I share with you:

  1. Why I think the USA is a good place to be right now with regard to personal freedom, even with various rules and mandates.
  2. What I think will happen in coming months.
  3. How to prepare if the USA turns int a not-so-good place to be.

Enjoy!

Joshua

Direct download: 2021-10-12_Is_Freedom_in_the_USA_Doomed_Due_to_Forced_V_Mandates.mp3
Category:general -- posted at: 8:34am MDT

I recently traveled with my family to France, with a primary goal of buying French books to read to my children! Today, I'll share a progress update on this project.

Joshua

Direct download: 2021-10-11_My_Recent_Experiences_Teaching_My_Children_French.mp3
Category:general -- posted at: 9:07am MDT

Recently, US government agents raided 800 safe-deposit boxes and stole $86,000,000 of cash plus other valuables from the box holders. The government is trying to keep the money under the Civil Asset Forfeiture rules in the USA.

Today, I explain the details of the case to you as well as how to protect your money and stuff from similar thefts.

Joshua

BOOK A CONSULTING CALL WITH JOSHUA: www.radicalpersonalfinance.com/consult 

Direct download: 2021-10-06_How_to_Protect_Yourself_from_Civil_Asset_Forfeiture.mp3
Category:general -- posted at: 9:38am MDT

Direct download: My-Biggest-Financial-Mistakes---Pursuing-a-Lifestyle-of-Leisure.mp3
Category: -- posted at: 9:27am MDT


Text of House Dems Proposal

@CPAPlanner's tweetstorm on the proposal

How Peter Thiel Saved $5 Billion Tax Free #PassportSheats

Direct download: 2021-09-15_Major_Tax_Changes_Coming...Just_Like_Always.mp3
Category:general -- posted at: 5:14am MDT

Biden wants IRS to snoop into your bank account, know when you have $600 or more

Biden Tax Plan Leans on Banks to Help Find Unreported Income
The proposal would require banks to report annual account inflows and outflows to the Internal Revenue Service

White House Fact Sheet: The American Families Plan

Department of the Treasury: General Explanations of the Administration’s Fiscal Year 2022 Revenue Proposals

Elizabeth Warren's S.1788 - Restoring the IRS Act

 

 

Direct download: 2021-09-14_Will_Your_Bank_Automatically_Send_All_Your_Info_to_the_IRS.mp3
Category:podcast -- posted at: 10:03am MDT

Direct download: 2021-09-10_A_Truth_About_Freedom_I_Desperately_Wish_Werent_True.mp3
Category:podcast -- posted at: 6:54am MDT

Direct download: 2021-09-09_Biggest_Mistakes_-_Not_Selling_Aggressively.mp3
Category:general -- posted at: 8:15am MDT

Today we discuss:

  • 1:30 My landlord has Stage 4 cancer and wants me to buy his house. Should I do it?
  • 15:30 Should I start an S-Corp to save on taxes?
  • 24:39 How can I learn to be a lighter traveler?
  • 33:33 How can I enhance my international diversification?
  • 46:43 How much net worth should you invest into a single project?
  • 1:04:30 How can I increase my income?

Join next week's call at https://patreon.com/RadicalPersonalFinance 

Direct download: 2021-09-03_Friday_QA.mp3
Category:general -- posted at: 2:08pm MDT

Direct download: My-Biggest-Financial-Mistakes--Conservatism.mp3
Category: -- posted at: 2:11pm MDT

2:06 How should I save for my children's education?
31:00 How should I view crypto lending accounts?
38:00 My income is going to be super low this next year. What are my opportunities?
46:30 How much money should I spend on prepping?
1:03:30 I'm a new early retiree. Should I pay cash for a house or finance it?
1:22:30 I'm young and getting into house hacking. How should I start?
1:31:15 What are Joshua's real estate investment plans?

Direct download: 2021-08-27_Friday_QA.mp3
Category:general -- posted at: 2:59pm MDT

Direct download: 2021-08-26_How_to_Lower_the_Stress_of_Travel.mp3
Category:podcast -- posted at: 8:57am MDT

Direct download: 2021-08-26_How_to_Lower_the_Stress_of_Travel.mp3
Category:podcast -- posted at: 8:57am MDT

It's Friday! On today's Q&A call we discuss:

  • 1:20 I'm 21 Years old and just bought a house. Should I do the Alpha Strategy?
  • 24:50 I bought a rural property. How can I control my liability?
  • 36:35 Should I prioritize retirement savings or a house down payment?
Direct download: 2021-08-20_Friday_QA.mp3
Category:general -- posted at: 3:00pm MDT

Direct download: How-to-Buy-a-Quality-Used-Car-Fast.mp3
Category: -- posted at: 9:52am MDT

Direct download: Family-Travel-by-Car-is-Vastly-Superior-to-All-Other-Options.mp3
Category: -- posted at: 7:31am MDT

Direct download: 2021-08-05_Friday_QA.mp3
Category:general -- posted at: 2:27pm MDT

Direct download: 2021-08-04_The_Power_of_Conventionality.mp3
Category:general -- posted at: 5:28am MDT

Direct download: Practical-Tools-to-Travel-the-World-Cheaply.mp3
Category: -- posted at: 3:53am MDT

Direct download: 2021-07-21_Why_I_Defend_Billionaires.mp3
Category:general -- posted at: 5:21am MDT

Direct download: When-You-Have-to-Run-BecauseWar.mp3
Category: -- posted at: 8:45am MDT

Direct download: Family-Travel-Tips-from-a-Full-Time-Nomad-Family.mp3
Category: -- posted at: 10:03am MDT

https://www.propublica.org/article/the-secret-irs-files-trove-of-never-before-seen-records-reveal-how-the-wealthiest-avoid-income-tax 

Direct download: 2021-06-28_Analyzing_Peter_Thiels_5_Billion_Roth_IRA.mp3
Category:general -- posted at: 1:26pm MDT

Direct download: 2021-06-23_Dont_Leave_Your_Home_Country.mp3
Category:general -- posted at: 2:28pm MDT

It's Friday! Today we discuss:

  • 2:21 What do we do with Michael Burry's predictions of a crypto crash?
  • 18:35 How do I figure out how much life insurance I need
  • 35:45 Is Florida the best state in the USA?

Enjoy! To join me next week, sign up here: https://patreon.com/RadicalPersonalFinance

Joshua

Direct download: 2021-06-18_Friday_QA.mp3
Category:general -- posted at: 12:54pm MDT

ProPublica made a splash this week with their reporting on the wealthiest 25 Americans' tax returns. Let's discuss!

Joshua

https://www.propublica.org/article/the-secret-irs-files-trove-of-never-before-seen-records-reveal-how-the-wealthiest-avoid-income-tax 

Direct download: 2021-06-11_Commentary_on_ProPublica_Article.mp3
Category:podcast -- posted at: 3:35pm MDT


On today's Friday Q&A we discuss:

  • 1:30 Should I spend money on home projects when I'm capable of DIY?
  • 17:20 What's involved with my opening a business in Mexico
  • 26:30 Is there any danger to my real estate strategy of doing owner-financing to Mexican immigrants?
  • 35:30 How can a young CPA grow his business and career intelligently?
  • 43:30 Should I buy a house?
  • 1:01:00 What is the likely future of Liberland?
  • 1:24:15 Is it crazy for us to AirBnB for 6 months while we find a new place to live?

If you'd like to be on next weeks Q&A show, sign up here: https://patreon.com/RadicalPersonalFinance 

Enjoy!

Joshua

Direct download: 2021-06-04_Friday_QA.mp3
Category:general -- posted at: 2:13pm MDT


Direct download: Lieberland-Interview-.mp3
Category: -- posted at: 3:19pm MDT

On today's Friday Q&A is show we cover:

  • 1:10 I have a new 109-acre property. How can I use it intelligently to offset the costs and taxes?
  • 18:32 Should I pay off debt if I expect future inflation?
  • 27:15 What tools should I use to learn a language from scratch?
  • 41:45 How far can I go in deducting the expenses of my vacation rental and how far should I go to get tax deductions?
  • 1:03:00 I'm getting my family into camping for the first time. Where should I start?
  • 1:22:00 Should I invest into life settlement contracts?

Enjoy!

Joshua

https://patreon.com/RadicalPersonalFinance 

Direct download: 2021-05-28_Friday_QA.mp3
Category:general -- posted at: 1:25pm MDT

In 2013, Bitcoin traded for $85 per coin. Today, it's at $40,000 per coin. I never once told you to buy Bitcoin. In today's show I'll explain why and I will apologize for that oversight.

Joshua 

Direct download: 2021-05-20_Why_I_Got_Bitcoin_Wrong-An_Apology.mp3
Category:general -- posted at: 4:13pm MDT

As a family, we've just finished the first two weeks of our most-recent nomad adventure in Mexico! In today's show, I want to share with you how and why we live in a golden age of travel and how you can access it if you want to!

Joshua

Direct download: The_Freedom_of_Full-Time_Family_Travel.mp3
Category:general -- posted at: 2:59pm MDT

Direct download: Recording-40.mp3
Category: -- posted at: 7:09am MDT

I firmly believe that any North American who is interested in a Plan B should consider Mexico as an option before almost any other country.

In today's podcast I've invited attorney Enrique Ramírez Corona on the show to discuss how Mexico's immigration program works.

Enjoy!

Joshua


Direct download: 2021-05-05_I_Make_Dreams_Come_True.mp3
Category:general -- posted at: 5:29pm MDT

It's Friday! Today we do Q&A!

  • 1:30 Is there a downside to a second citizenship?
  • 20:04 Should I invest for early retirement or buy a house?
  • 47:37 How are my crypto wages taxed as I earn them and they grow?
  • 1:06:00 Should I cash out my Teacher's pension or keep it?
  • 1:16:48 I make 3x money as I did 6 months ago. Am I spending too much?
  • 1:24:27 I have $1,000,000 in the stock market. Should I sell?
  • 1:38:20 How can I plant some flags as a farmer?
  • 1:52:31 How can I pay my parents to work for my business?
  • 2:01:00 What's wrong with Universal Life Insurance?

To join next week's show, go to https://patreon.com/RadicalPersonalFinance

Direct download: 2021-04-30_Friday_QA.mp3
Category:general -- posted at: 6:11pm MDT


Disaster is NOT a strategy. But you can build a strategy for virtually any disaster.

Joshua

Direct download: 2021-04-22_Disaster_is_NOT_a_Strategy.mp3
Category:general -- posted at: 2:41pm MDT

Direct download: 2021-04-14_How_Should_You_Prioritize_Tax_Costs_in_Your_Decisions.mp3
Category:general -- posted at: 4:54pm MDT

It's Friday! Today we do live Q&A and cover:

  • I made a bunch of money on a real estate deal. What do I do with the money now?
  • 29:35 How does Joshua go about making a podcast?

Joshua

p.s., join me on Patreon to join us next week! https://patreon.com/RadicalPersonalFinance 

Direct download: 2021-04-09_Friday_QA.mp3
Category:general -- posted at: 12:36pm MDT

Text me your comments and questions: 561-468-3158

Joshua


In today's show, I'll share the exciting Sheats' Family travel plans for the rest of this year!

Joshua

p.s., Brand new! Text me a question or comment at 561-468-3158!

Direct download: 2021-04-05_Major_Travel_in_2021.mp3
Category:general -- posted at: 5:02pm MDT

https://radicalpersonalfinance.com/store use code CHANGINGPLATFORMS

Direct download: 50-Off-Sale-Ends-Tomorrow.mp3
Category:general -- posted at: 8:12pm MDT

It's exceedingly difficult to live income-tax free in the USA. (At least if we assume you're going to make some significant money.) But it's not impossible. At least not conceptually. You just have to avoid that pesky thing called "income." Let's talk about how!

Joshua

50% off sale ends March 31. Use Coupon Code CHANGINGPLATFORMS at https://radicalpersonalfinance.com/store now!

Direct download: 2021-03-22_How_to_Live_Income-Tax_Free_in_the_USA.mp3
Category:general -- posted at: 5:21pm MDT

Save 50 percent on all of my courses until March 31 with coupon code CHANGINGPLATFORMS at https://radicalpersonalfinance.com/store 

Direct download: 2021-03-16_Should_You_Cheat_on_Your_Taxes_to_Save_Money.mp3
Category:general -- posted at: 7:53am MDT

Save 50% on all of my courses until March 31 using coupon code CHANGINGPLATFORMS at https://radicalpersonalfinance.com/store

  • 2:30 Should I buy a health insurance policy on the public exchange or join a Christian Healthcare Ministry?
  • 9:30 Can I open an HSA account if I’m on my parents’ policy?
  • 13:00  How long should I keep my personal banking records?
  • 17:10 Should I convert my group life insurance to a personal policy?
  • 26:30 Should I sell my rental property to invest in something else?
  • 35:10 Should I take my money out of my 401(k) using the Coronavirus penalty relief?
  • 40:45 Should I trust the government’s tax promises about my 401(k)?

Joshua

Direct download: 2021-03-12_Friday_QA.mp3
Category:general -- posted at: 10:22am MDT

The Magic Penny is the best-performing investment asset any of us could dream of having. Today I'll show you how just a little bit of tax totally decimates its results!

Save 50% with code CHANGINGPLATFORMS only until March 31. https://radicalpersonalfinance.com/store​ 

 


I invited Jacob Lund Fisker back to Radical Personal Finance to discuss the Early Retirement Extreme lifestyle, investing, and how to protect yourself from catastrophic risk.

https://radicalpersonalfinance.com/store Save 50% with CHANGINGPLATFORMS until March 31

Direct download: 2021-03-10_Jacob_Lund_Fisker_Interview.mp3
Category:general -- posted at: 4:27pm MDT

It's Friday and that means live Q&A! But remember that I'm doing a limited-time sale:

On to today's topics:

  • 2:40 What can I learn from my recent investment wins?
  • 11:06 I've decided not to FIRE as soon as I though; should I buy a vacation property?
  • 25:41 Can going offshore lower my personal liability exposure?
  • 40:52 My wife and I are retiring young. Now what?
  • 54:36 Understanding the options on disability insurance.

Enjoy!

Joshua

p.s., remember to save 50% at https://radicalpersonalfinance.com/store with coupon code CHANGINGPLATFORMS and to book an consulting call with me at https://radicalpersonalfinance.com/consult before they disappear!

Direct download: 2021-03-05_Friday_QA.mp3
Category:general -- posted at: 3:53pm MDT

On March 31 I am removing my current courses from the marketplace so that I can re-shoot the video with fancier visual effects and release them at a higher price point.

I'm also no longer going to provide personal phone consulting services after March 31.

Both of these offers end on March 31, 2021, so act quickly.


Today, I'm going to share with you my thoughts about a friend's life and share with you some lessons from his life.

Direct download: 2021-03-04_What_Will_They_Say_About_Your_Life_When_You_Die_.mp3
Category:general -- posted at: 11:38am MDT

It's Friday! Today we cover:

  • 2:08 - Should I take out a HELOC on my house to invest in stocks?

  • 20:48 - Can I save money on my taxes by starting a dental tourism company?

  • 25:15 - Is the career of a CFP a good career?

  • 39:20 - Should I sell my $600,000 crypto portfolio?

  • 59:28 - How can I find new and interesting ideas for my life?

  • 1:09:28 - How can I build a framework for my children’s education?

  • 1:17:08 - Should I take a job that promises me equity as compensation?

Enjoy!

Joshua

Direct download: 2021-02-26_Friday_QA.mp3
Category:general -- posted at: 11:16am MDT

Direct download: 2021-02-23_The_Power_of_Beta.mp3
Category:general -- posted at: 4:10pm MDT

Direct download: 2021-02-16_The_Psychological_Freedom_of_Ratios.mp3
Category:general -- posted at: 11:15am MDT

In today's show we do live Q&A:

  • 3:00 Should I take a government job with good benefits or a private sector job with other benefits?

  • 16:42 How do I get myself back into tax compliance for a US citizen?

  • 25:52 How should I protect my cash savings from inflation

  • 35:30 Should I stay in hotels or buy a camper for my cross-country road trip?

  • 56:30 Should I merge my HSA with my wife’s?

  • 1:02:05 We are going to have a baby soon. Should we go travel with our maternity leave?

  • 1:10:18 How can I quickly build my credit?

Direct download: 2021-02-12_Friday_QA.mp3
Category:general -- posted at: 9:23am MDT

Direct download: 2021-02-10-Count_the_Costs_and_Your_Goals_May_be_Far_More_Achievable.mp3
Category:general -- posted at: 7:57am MDT

Hey Radicals!

I'm hosting a public meetup this Thursday, February 11, 2021 in Bogotá, Colombia.

If you'd like to join me, please email me: Joshua at Radical Personal Finance dot com.

Joshua

Direct download: 0208_145109-auphonic.mp3
Category:general -- posted at: 1:48pm MDT

Direct download: 2021-01-28_The_Freedom_of_Frugality.mp3
Category:general -- posted at: 3:19pm MDT

Direct download: 2021-01-25-Money_is_the_Ultimate_Renewable_Resource.mp3
Category:general -- posted at: 2:16pm MDT

It's Friday! Live Q&A today:

  • 2:00 Questions on retirement account contribution for US Americans living abroad

  • 19:48 Should I dump my whole life insurance policy?

  • 35:21 What are the rules on the disposition of stuff for my rental property?

  • 45:21 Should I make big year-end contributions to my retirement accounts?

  • 51:00 I just got laid off. What do I need to do now?

  • 1:08:00 Should I enhance my charitable giving by giving appreciated assets?

  • 1:14:44 How do I figure out the tax rules on my cryptocurrency?

  • 1:21:15 Should I keep my home base in the USA or dump it and move?

Enjoy! To join next weeks Q&A show, go here: https://patreon.com/RadicalPersonalFinance 

 

Direct download: 2021-01-15_Friday_QA.mp3
Category:general -- posted at: 11:48am MDT

In 2021, I resolve to spend more money and not to engage in extreme savings.

Here's why!

Joshua

Direct download: 2021-01-14_In_2021_Im_Going_to_Live_Richly_Not_Frugally.mp3
Category:general -- posted at: 3:06pm MDT

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