Radical Personal Finance: Financial Independence, Early Retirement, Investing, Insurance, Financial Planning (podcast)

Friday Q&A today! We cover:

  • How can I protect myself from the risk of disability without getting disability insurance?
  • How can I make sure that future, unknown risks are adequately covered today?
  • What financing option should I use to buy a piece of land?
  • Will my credit score be messed up by shopping for a mortgage?
  • How can I adjust content for different audiences?

I'd love to have you call in next week! Details here: www.RadicalPersonalFinance.com/patron

Joshua

Direct download: RPF0529-Friday_QA.mp3
Category:podcast -- posted at: 11:16am MDT

This is the audio recording of an essay published in the Fall of 1993 in The Public Interest magazine.

The essay is titled: "A Nation of Cowards" by Jeffrey Snyder.

You can access a text version of this essay here: http://rkba.org/comment/cowards.html

I'm publishing this essay for you as a thought-provoking defense of the morality of your being well-armed.

In today's political climate where critics are drawing a moral equivalence between mass murderers and an average armed citizen, I think this moral defense is warranted.

The facts and names of the essay are dated. The arguments are not.

As you consider this essay with 25 years of hindsight, do some research into how well the arguments have weathered the test of time.

Joshua

Direct download: A_Nation_of_Cowards_by_Jeffrey_Snyder.mp3
Category:podcast -- posted at: 2:08pm MDT

The tagline of RPF is "...living a rich life now..." But it's hard to LIVE a rich life if you're dead.

So I'd like to help you--and others--have a higher potential of staying alive.

I have looked and looked for practical responses to the recent school shooting and have found very few.

This is my best effort to help you with some practical solutions to the problem.

I did my best in today's show to keep it free of politics and free of guns. (To be fair, I think it's best to say it's politics-lite and gun-lite.)

Give it a listen. Even if you are frustrated by the current gun debate, I think you'll find some useful, practical ideas to help you defend your own life and the lives of others--even in a non-permissive environment.

Joshua


As a--ahem--more practical follow-up to yesterday, here is my advice for a listener on how to buy a used car.

Joshua

Direct download: RPF0527-How_to_Buy_a_Used_Car.mp3
Category:podcast -- posted at: 1:09pm MDT

Flipping through my feed and I cannot believe what you just did. You idiot!

Joshua

Direct download: RPF0526-Stupid_Pickup_Truck.mp3
Category:podcast -- posted at: 9:09am MDT

“The philosopher Diogenes was eating bread and lentils for supper. He was seen by the philosopher Aristippus, who lived comfortably by flattering the king. Said Aristippus, ‘If you would learn to be
subservient to the king, you would not have to live on lentils.’

Said Diogenes, ‘Learn to live on lentils, and you will not have to be subservient to the king.’ ” – from “The Song of the Bird” by Anthony de Mello

Direct download: RPF0525-Living_on_Lentils.mp3
Category:podcast -- posted at: 10:12am MDT

Today we answer this question: "I have accumulated $6,000 in credit card debt from a period of unemployment; should I use some of the $10,000 I have in my 401(k) to pay it off?"

Enjoy,

Joshua


If you want happy-go-lucky, unicorns-and-balloons-in-the-sky Joshua, skip today's show.

If you want angry Joshua to opine on his disgust with the US American politicians' lack of fiscal restraint and the long-term catastrophe that is the US American budget, then you'll enjoy today's show.

Enjoy.

Joshua

Direct download: RPF0523-Last_Weeks_Fiscal_Catastrophe_and_Your_Response.mp3
Category:podcast -- posted at: 1:56pm MDT

Love isn't primarily a feeling. Love is an action. Love does.

You can show love with money in many ways, but a massively powerful way is by giving.

Here are some ideas and thoughts to encourage you to build more love in your life by giving more.

Joshua

Direct download: RPF0522-Give_it_Away.mp3
Category:podcast -- posted at: 12:33pm MDT

I thought you might be interested in some behind-the-scenes discussion of how we recently bought our rig for an intended full-timing RV trip around the USA this summer.

We did some things well and made some big mistakes. I hope you learn from both!

Joshua

Direct download: RPF0521-Our_Full-Timing_Rig.mp3
Category:podcast -- posted at: 11:13am MDT