Radical Personal Finance: Financial Independence, Early Retirement, Investing, Insurance, Financial Planning

Student loans are a way of life for much of the US American population. Often considered to be "good debt" because the college degree can lead to higher earnings, they are, nevertheless, still debt.

And they're debt that must be dealt with!

My guest today is Jay Fleischman. Jay is a bankruptcy attorney who specializes in handling student loan issues. He's a world-class expert in this space.

You're going to love listening to this show. I took pages of notes during our conversation and I recommend you do to.

We cover:

  • Strategies for dealing with loans that will give you total flexibility with your repayment plans.
  • What to do if you're in default on a loan.
  • Whether it's possible to get out of a student loan with bankruptcy.
  • And more!

Enjoy!

Joshua

Direct download: RPF0214-Jay_Fleischman_Interview.mp3
Category:podcast -- posted at: 10:00am MST

Today I'm pleased to share with you an interview with Lauren Bowling from LBeeAndTheMoneyTree.com!

Lauren has a really interesting story surrounding personal finance: After getting her degree in theater, and racking up thousands of dollars in credit card debt in college, she moved to New York City with $300 in her pocket. While there she landed a sweet job on Wall Street which sparked her interest in personal finance and helped her kick her bad money habits for good.

Three years, three cities, one home purchase, and nearly 2,000 blog posts later, Bowling is an expert at mastering tricky post-college finances. In addition to blogging on L Bee and the Money Tree (LBMT), Bowling is the host of the award-winning internet talk show, Awkward Money Chat. Bowling’s writing has been seen on Business Insider, Forbes.com, Learnvest, Yahoo! Finance, and The Huffington Post. As a source, Lauren’s expertise has also been featured in such notable publications as Redbook Magazine, HGTV Frontdoor.com, and Daily Worth (See here for the full list.)

She spends her free time renovating her first home, enjoying good wine while avoiding the kitchen, and “killing it” at karaoke. She’s even been known to act in a musical or two. By day Bowling works full time in marketing and resides in Atlanta, Georgia.

Enjoy the show!

Joshua

Direct download: RPF0213-Lauren_Bowling_Interview.mp3
Category:podcast -- posted at: 4:24pm MST

Hey Radicals!

Just a quick announcement show for you--our little baby girl was born early Friday morning. Baby and momma are both doing great and we are enjoying transitioning to our larger family!

We're super thankful and beyond excited that she is here.

I also thought it would be fun to invite my wife to chat a little bit about her childbirth experience. This isn't related to personal finance--it's just related to the RPF life!

If you'd like to hear some of her comments on how we prepared for childbirth, check out the show!

Rejoice with us!

Joshua & Tiffany

p.s., if you'd like to see pictures, please feel free to connect with me on Facebook: https://www.facebook.com/joshuasheats

Direct download: RPF0212-We_Had_a_Baby.mp3
Category:podcast -- posted at: 10:00am MST

One of the most fundamental transformations of our modern time is taking place in the field of communication. Although it might feel like we're far into this change, we're really not. It's only just begun

One of the most important effects of this change is that very small businesses--like financial advisors--can effectively market to the broader market at a very low cost.

My guest today is an expert in this field.

Bill Winterberg is the founder of FPPad.com. Bill founded FPPad in 2008 to be a leading source of news, insight, and thought leadership in financial planning technology.

Bill has successfully leveraged his experience in the financial industry and his applied knowledge in medial creation to build a neat consulting and speaking business for himself.

Pay special attention to the content of this interview if you're involved in the financial services industry. But also pay careful attention to this interview if you are involved in any business or industry! These trends are affecting you.

Enjoy!

Joshua

Links:

 

 

Direct download: RPF0211-Bill_Winterberg_Interview.mp3
Category:podcast -- posted at: 2:25pm MST

210-An Intelligent Person's Guide to Self-Education

Our value and contribution in this world will be directly impacted by the level of our education. It's impossible to create more value without more education.

(Yes, there are many kinds of education. I'm using the word inclusively.)

But, under what system and whose goals have we been educated?

Unfortunately, many of us have been educated under a system that promotes someone else's goals over our own. Too few of us know how to sit down and design an educational path that will take us closer to our goals.

In today's show, I share with you a number of important ideas including:

Enjoy the show!

Joshua

If you enjoy today's show, please:

  1. Share the show with a friend.
  2. Leave a review and rating in the podcast directory where you find the show.
  3. Support the show on Patreon: http://radicalpersonalfinance.com/patron

 

Direct download: RPF0210-Guide_to_Self_Education.mp3
Category:podcast -- posted at: 12:52pm MST

209-The Insider Secrets of Angel Investing! (Or What Angel Investing is Really Like): Interview with Doug Nordman (And, Should I Rent or Buy?)

Today, I welcome Doug Nordman back to the show! Doug is an early retiree (he retired at 41) and his hobby is helping other military personnel improve their financial lives.

One of the more interesting aspects of Doug's financial life is his involvement in private business as an angel investor. He's not only involved with the community of investors near him in Hawaii, he's also committed a substantial amount of his savings toward his investments.

In this interview you'll learn:

  • Why Doug invests his money in private companies even though the majority of his investments are held in mutual funds.
  • How much money he has made and how many of his investments have gone bust!
  • How to get involved as an angel investor yourself!

You'll also learn how to make the decision of rent vs. buy when considering where to live.

Enjoy!

Joshua

Links:

Direct download: RPF0209-Doug_Nordman_on_Angel_Investing.mp3
Category:podcast -- posted at: 3:02pm MST

208-Three Ways To Increase Your Income At Your Job

Many people would like to earn more money. But, few people know how to actually look at their situation to assess their opportunities to actually do so.

In today's show I share with you the framework that I use to think about money. It's simple but effective.

And, most importantly, it's exclusively focused on the things you can actually do and change. It's practical and immediately actionable.

Listen to the show to hear:

  • The only three variables that affect how much money you earn in a free market economy.
  • Which variables have the most impact in the short term and which have the most impact in the long term.
  • How to assess your personal situation to decide where to focus your efforts.

Enjoy!

Joshua

Links:

Direct download: RPF0208-3_Ways_to_Increase_Income.mp3
Category:podcast -- posted at: 3:15pm MST

Hey amigos!

Today is my 30th birthday! I'm having an incredible day celebrating with my family and friends.

30 is a big milestone for me. I've been reflecting deeply on the last decade and looking forward to the next decade.

I thought about creating a "30 Lessons Learned from 30 Years of Living" for you, but I decided to simply share one of my favorite messages with you instead.

This audio is a short clip from a Jim Rohn speech. I keep it on my desktop and listen to it at least a couple of times per week.

This is the succinct message that I would like to share with you to celebrate my birthday.

I hope you enjoy it as much as I do.

Talk soon,

Joshua

Direct download: RPF0207-Why_Not_You.mp3
Category:podcast -- posted at: 2:11pm MST

Hey Radicals!

Just a quick announcement episode to share that the show will be taking a quick summer break for a few days. I have some show-related work to handle and I can't get it done and still continue producing content this week.

Also, please expect the shows to be slighly more sporadic during the month of June...details in the audio!

Joshua

Direct download: RPF0206-Announcements.mp3
Category:podcast -- posted at: 5:00am MST

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