Radical Personal Finance
It’s Friday! That means it’s time for Q&A! Today, I take one comment from a listener and two questions: A listener did their cash flow statement “Joshua’s way” and discovered taxes are the biggest item in their budget!!! How many different business entities do I need if I want to start some sideline businesses? Should […]
Direct download: RPF0093-Friday_QandA.mp3
Category:podcast -- posted at: 3:33pm MST

I’m constantly asked about the topic of hiring and working with a financial advisor. I’m asked how to find a good advisor, what makes a good advisor, and how to know if you have a good one. I’m also asked how anyone with morals or scruples could ever be a financial advisor, why anyone would ever […]
Direct download: RPF0092-Michael_Kitces_Interview.mp3
Category:podcast -- posted at: 9:26am MST

Many of us have had exposure to various forms of insurance throughout our lives. But how do you make the initial decision whether insurance is appropriate for you? Today, I share with you a framework for considering various risks that you face and various ways to deal with those risks. Enjoy! Joshua Terms from today’s show: […]
Direct download: RPF0091-Do_I_Need_Insurance.mp3
Category:podcast -- posted at: 11:49am MST

This is an audio recording of Dorothy Sayers‘ well-known essay entitled “The Lost Tools of Learning.” The Lost Tools of Learning Dorothy Sayers That I, whose experience of teaching is extremely limited, should presume to discuss education is a matter, surely, that calls for no apology. It is a kind of behavior to which the […]

Direct download: Lost_Tools_of_Learning.mp3
Category:podcast -- posted at: 6:00pm MST

Today we have Part 2 of my interview with Brett Veinotte on the history of school. If you haven’t heard it yet, start with yesterday’s show! Joshua Links: Brett’s website: www.schoolsucksproject.com Gatto’s book: An Underground History of American Education Dorothy Sayers: The Lost Tools of Learning The Story of Two Buses
Direct download: RPF0090-School_Sucks_Interview_2of2.mp3
Category:podcast -- posted at: 6:00am MST

Today, we continue our education series by exploring the history of school with a special focus on the information you probably don’t know.. Education is a fundamentally important topic in financial planning both within the context of our own learning and also within the context of planning for our children’s education. It’s also often incredibly […]
Direct download: RPF0089-School_Sucks_Interview_1of2.mp3
Category:podcast -- posted at: 2:52pm MST

Intentional minimalism is a powerful strategy to consider for personal financial planning. The richest man is not he who has the most but he who needs the least. My guest today is Joshua Becker. He is a normal, married, middle class man with two children. He and his wife discovered the joy and abundance of […]
Direct download: RPF0088-Joshua_Becker_Interview.mp3
Category:podcast -- posted at: 2:10pm MST

Do we really need another book on finance? There are already tons of really great books on finance extant. But, how can we reach those who really don’t read very much? My guest today is Joey Fehrman, CFA and he decided to create a pirate adventure novel as a conduit for teaching the lessons of […]
Direct download: RPF0087-Joey_Fehrman_Interview.mp3
Category:podcast -- posted at: 10:04am MST

The Personal Finance blogosphere is healthy and growing. Many of the writers who heavily influenced and contributed to the growth are no longer writing. And, many new writers are doing an excellent job! But, only a few have been around since the beginning and are still going. My guest today is one of those few. […]
Direct download: RPF0086-Todd_Tresidder_Interview.mp3
Category:podcast -- posted at: 12:36pm MST

Since we’re constantly working our way around the triangle formula of wealth (income, expenses, rate of return on the difference), there is a consistency to all aspects of financial planning. We’re either focusing on increasing/optimizing income, decreasing/optimizing expenses, or we’re optimizing rates of return. That’s it. That’s the essence of financial planning. Today, we focus […]
Direct download: RPF0085-Steven_Harris_Interview.mp3
Category:podcast -- posted at: 11:03am MST

Many people today are concerned with the potential impact to their wealth of long-term inflation, mass inflation, and hyper inflation. Few have a plan to deal with it. Today, I present one strategy that could be implemented which would help to protect your standard of living. It’s called The Alpha Strategy. The Alpha Strategy is […]
Direct download: RPF-0084-the_Alpha_Strategy.mp3
Category:podcast -- posted at: 1:24pm MST

I’ve got a great Friday show for you! Today, we’re going to interview early retiree Justin who writes at www.rootofgood.com. Justin has a great story. Why should you listen to him? Well, he retired at 33 as a millionaire, even though he followed a relatively mainstream path through college and law school  I’ll pull this […]
Direct download: RPF-0083-Root_of_Good.mp3
Category:podcast -- posted at: 10:09am MST

I’m interested in the topic of Peer-to-Peer lending but I’m not an expert on the subject. So, I went out and found an expert to teach us about the basics! Simon Cunningham is the founder of www.LendingMemo.com and is an expert on Peer-to-Peer Lending. He has borrowed through the system, he’s lent through the system, […]
Direct download: RPF-0082-Intro_to_P2P_Lending.mp3
Category:podcast -- posted at: 1:06pm MST

Today, I have an interview with Rob Roy for you. Rob is an awesome guy. He’s the author of “Mortgage Free: Innovative Strategies for Debt-Free Home Ownership.” He and his wife live in a house they built in upper New York State. They’ve never had a mortgage! Today’s interview covers: Rob’s strategy for debt-free homeownership […]
Direct download: RPF-0081-Mortgage_Free_Interview.mp3
Category:podcast -- posted at: 11:03am MST

I have a special spot in my heart for teachers. In many ways, the teaching career is an ideal career for building financial independence. But, it comes with its own unique set of challenges. Many people automatically assume that because of the “low salaries” that teachers earn, they can’t easily build wealth. But, our guest […]
Direct download: RPF-0080-Millionaire_Educator_Interview.mp3
Category:podcast -- posted at: 12:53pm MST

I’ve always been interested in bus conversions and people who live in them. Today’s show is an interview with a young family who is living in a bus while saving and building their house. Sarah and Noah Springfield have three young children and they’re expecting their fourth in the next month or so. They’re saving […]
Direct download: RPF-0079-Little_Bus_on_the_Prairie.mp3
Category:podcast -- posted at: 3:23pm MST

I’m excited about the massive growth of the early retirement community online. I’ve benefited hugely from the information and I want to serve and give back to the community. One of the most active forums I’ve found which is focused around early retirement is the Mr. Money Mustache forum. Over the years, I’ve admired the work […]
Direct download: RPF-0078-ER_FAQs_Real_Estate_v_Stocks.mp3
Category:podcast -- posted at: 12:37pm MST

Today, we start our series on intelligent and radical ways to pay for college. We will arrive quickly at the technical discussion on this topic but first, we start with one of my new interests: early education for infants and toddlers. Today, I share with you my recent discovery into this world and what I’ve […]
Direct download: RPF-0077-How_to_Pay_For_College_1.mp3
Category:podcast -- posted at: 5:40pm MST

Today’s show is about prudence and preparation in all areas of life. One of the oft-ignored aspects of personal financial planning is to plan appropriately for the areas of life that can’t be solved with the purchase of a financial product. This risks can vary from the mundane, common things of daily life to the […]
Direct download: RPF-0076-Prudent_Preparation.mp3
Category:podcast -- posted at: 11:23am MST

Today, we have some excellent questions submitted from some very smart listeners! I was excited to be able to answer the questions for you and I’m really pleased with the variety, interest, and depth of this show. I hope you agree! Questions answered in today’s show: How do I plan for an appropriate amount of […]
Direct download: RPF-0075-QA_on_Life_Ins_Special_Needs_etc.mp3
Category:podcast -- posted at: 3:28pm MST

After yesterday’s deep dive into the science of financial planning I decided today we need something a bit lighter. And, in many ways, more practical. Today we jump into some very practical and useful tips and ideas for saving money with a special focus on groceries and travel. Enjoy! Links: SavingsAngel.com – Josh’s coupon site […]
Direct download: RPF-0074-Interview_with_Josh_Elledge.mp3
Category:podcast -- posted at: 10:28am MST

There’s a great deal of information online about the “4% Rule” for retirement income. Much of the information is excellent. Some of it is flawed. It’s very challenging to work through the data in this area of research because much of it is highly technical. But, it’s worth the effort! In celebration of the 20th anniversary […]
Direct download: RPF-0073-4_Rule_Interview_with_Wade_Pfau.mp3
Category:podcast -- posted at: 12:24pm MST

1