Radical Personal Finance: Financial Independence, Early Retirement, Investing, Insurance, Financial Planning
It’s Friday! That means it’s time for Q&A! Today, I take one comment from a listener and two questions: A listener did their cash flow statement “Joshua’s way” and discovered taxes are the biggest item in their budget!!! How many different business entities do I need if I want to start some sideline businesses? Should […]
Direct download: RPF0093-Friday_QandA.mp3
Category:podcast -- posted at: 3:33pm MST

I’m constantly asked about the topic of hiring and working with a financial advisor. I’m asked how to find a good advisor, what makes a good advisor, and how to know if you have a good one. I’m also asked how anyone with morals or scruples could ever be a financial advisor, why anyone would ever […]
Direct download: RPF0092-Michael_Kitces_Interview.mp3
Category:podcast -- posted at: 9:26am MST

Many of us have had exposure to various forms of insurance throughout our lives. But how do you make the initial decision whether insurance is appropriate for you? Today, I share with you a framework for considering various risks that you face and various ways to deal with those risks. Enjoy! Joshua Terms from today’s show: […]
Direct download: RPF0091-Do_I_Need_Insurance.mp3
Category:podcast -- posted at: 11:49am MST

This is an audio recording of Dorothy Sayers‘ well-known essay entitled “The Lost Tools of Learning.” The Lost Tools of Learning Dorothy Sayers That I, whose experience of teaching is extremely limited, should presume to discuss education is a matter, surely, that calls for no apology. It is a kind of behavior to which the […]

Direct download: Lost_Tools_of_Learning.mp3
Category:podcast -- posted at: 6:00pm MST

Today we have Part 2 of my interview with Brett Veinotte on the history of school. If you haven’t heard it yet, start with yesterday’s show! Joshua Links: Brett’s website: www.schoolsucksproject.com Gatto’s book: An Underground History of American Education Dorothy Sayers: The Lost Tools of Learning The Story of Two Buses
Direct download: RPF0090-School_Sucks_Interview_2of2.mp3
Category:podcast -- posted at: 6:00am MST

Today, we continue our education series by exploring the history of school with a special focus on the information you probably don’t know.. Education is a fundamentally important topic in financial planning both within the context of our own learning and also within the context of planning for our children’s education. It’s also often incredibly […]
Direct download: RPF0089-School_Sucks_Interview_1of2.mp3
Category:podcast -- posted at: 2:52pm MST

Intentional minimalism is a powerful strategy to consider for personal financial planning. The richest man is not he who has the most but he who needs the least. My guest today is Joshua Becker. He is a normal, married, middle class man with two children. He and his wife discovered the joy and abundance of […]
Direct download: RPF0088-Joshua_Becker_Interview.mp3
Category:podcast -- posted at: 2:10pm MST

Do we really need another book on finance? There are already tons of really great books on finance extant. But, how can we reach those who really don’t read very much? My guest today is Joey Fehrman, CFA and he decided to create a pirate adventure novel as a conduit for teaching the lessons of […]
Direct download: RPF0087-Joey_Fehrman_Interview.mp3
Category:podcast -- posted at: 10:04am MST

The Personal Finance blogosphere is healthy and growing. Many of the writers who heavily influenced and contributed to the growth are no longer writing. And, many new writers are doing an excellent job! But, only a few have been around since the beginning and are still going. My guest today is one of those few. […]
Direct download: RPF0086-Todd_Tresidder_Interview.mp3
Category:podcast -- posted at: 12:36pm MST

Since we’re constantly working our way around the triangle formula of wealth (income, expenses, rate of return on the difference), there is a consistency to all aspects of financial planning. We’re either focusing on increasing/optimizing income, decreasing/optimizing expenses, or we’re optimizing rates of return. That’s it. That’s the essence of financial planning. Today, we focus […]
Direct download: RPF0085-Steven_Harris_Interview.mp3
Category:podcast -- posted at: 11:03am MST