Radical Personal Finance (general)

I want you to understand the basic problem with debt so that you'll be prepared to avoid it.

Joshua

Direct download: RPF0660-Back_to_Basics-The_Problem_With_Debt.mp3
Category:general -- posted at: 5:38pm MDT

In order to build wealth over your lifetime you need to #InvestWisely. But, how? How do you do it? What should you invest in?

Today, we discuss that question with an active hedge fund manager named John Medford. He and his team manage a large fund with an impressive record.

And, in this episode, we discuss why you probably shouldn't bother to try competing with him.

Joshua

Direct download: RPF0651-Can_You_Invest_Better_Than_a_Hedge_Fund_Manager.mp3
Category:general -- posted at: 12:08pm MDT

In order to build wealth over your lifetime you need to #InvestWisely. But, how? How do you do it? What should you invest in?

Today, we discuss that question with an active hedge fund manager named John Medford. He and his team manage a large fund with an impressive record.

And, in this episode, we discuss why you probably shouldn't bother to try competing with him.

Joshua

Direct download: RPF0651-Can_You_Invest_Better_Than_a_Hedge_Fund_Manager.mp3
Category:general -- posted at: 12:07pm MDT

I think a pop up tent camper is an ideal compromise for family vacation travel.

In this show, I tell you why.

Joshua

Direct download: RPF0650-The_Case_for_Pop-Up_Campers.mp3
Category:general -- posted at: 9:11pm MDT

A listener has a car with a blown transmission and is trying to decide whether to repair it or replace it. Here's my advice!

Joshua

Direct download: RPF0643-Should_I_Fix_My_Broken_Car_or_Replace_It.mp3
Category:general -- posted at: 3:40pm MDT


Audio taken from: https://youtu.be/uj8f7ycnUtU

 

Direct download: Underground_History_Lesson_With_John_Taylor_Gatto_1of2.mp3
Category:general -- posted at: 12:00pm MDT

Direct download: A_Short_Angry_History_of_Modern_Schooling_by_John_Taylor_Gatto.mp3
Category:general -- posted at: 2:46pm MDT

There are people who should never, ever, have a credit card. And of course they shouldn't buy my new course "How to Borrow Money Safely and Never Pay Interest Using Credit Cards."

But, everyone else should buy it. Go here: www.radicalpersonalfinance.com/creditcardcourse

Save $10 with promo code: CREDITCARDTEN

Joshua

Direct download: 590-Who_Should_Never_Have_a_Credit_Card.mp3
Category:general -- posted at: 10:00am MDT

In Part 1 of this interview (Episode 566), you met Scott & Susan, a couple who accidentally retired in their 30s and has spent the last two decades traveling the world in a sailboat and the US in a motorhome.

In today's episode, we discuss Scott's small business, Techie 4 Hire. If you have any interest in developing a location-independent business, pay attention to Scott's story of his own business. Also pay attention to some of the other types of businesses mentioned in this interview.

Finally, we discuss a bit of the technology of mobile internet connectivity. For many of us, our ability to reliably connect to the internet from the road can open up a location-independent lifestyle.

Enjoy!

Joshua


Part 2 of our 5-part series on radical housing.

Joshua


It's Friday! Today we cover:

  • AirBnB Business Deductions
  • Deductibility of Losses on a Personal Rental
  • How to Get Great Podcast Guests

If you'd like to join next week's Q&A call, do so here: www.radicalpersonalfinance.com/patron

Joshua

Direct download: RPF0533-Friday_QA.mp3
Category:general -- posted at: 1:34pm MDT

It's Friday! That means Q&A time. Today we cover:

  • Should I Use my 401(k) Money to Invest in Real Estate with a Self-Directed IRA
  • What Questions Could a Client Ask their Financial Advisor for a More Productive Relationship
  • Do I Risk the Wrath of the IRS by Moving From Sole Proprietor to S-Corp
  • When Is the Right Time to Hire a Tax Accountant Instead of Doing it Myself?

If you'd like to join for a future Q&A show, sign up here: www.RadicalPersonalFinance.com/patron

Joshua

Direct download: RPF0511-Friday_QA.mp3
Category:general -- posted at: 12:43pm MDT

I wasn't quite sure how I should approach today's book review of Tony Robbins new money book, so I asked the Radical Personal Finance Facebook group.

I wrote: "I'm about to record my review of Tony Robbins' new book, Unshakeable. Should I do it in my current mood as ticked-off, angry Joshua and rip it to shreds or should I do it in my calm, collected and intellectually neutral voice, carefully presenting the good, the bad, and the ugly? Whadya want?"

Well, most people seemed to want option A, so I turned the mic on and let it rip.

Enjoy my review of Tony Robbins' latest book: Unshakeable: Your Financial Freedom Playbook: Creating Peace of Mind in a World of Volatility.

Joshua

p.s., If you missed it, here's my 3-hour review and critique of his first personal finance book, Money: Master the Game: 7 Simple Steps to Financial Freedom.

 

 

Direct download: RPF0439-Unshakeable_Book_Review.mp3
Category:general -- posted at: 3:00am MDT

I recently completed a brief demographic survey of the Radical Personal Finance audience. I learned a ton about who you are!

I thought it would be fun for me to share it with you and share how it impacted me.

Enjoy!

Joshua

    Do you need a website? Reach out to my own personal web team at www.sillygrasshopper.com and see if they can help you!

Radical Personal Finance Audience Demographics    
    
Gender    
Male    78.9%
Female    21.1%
    
Age    
13-17    0.2%
18-20    0.6%
21-24    6.9%
25-34    48.5%
35-44    29.8%
45-54    9.9%
55+    4.2%
    
Marital Status    
Single    27.4%
Married    70.1%
Divorced    2.4%
Widowed    0.1%
    
Race    
Asian    4.5%
Black    3.9%
Caucasian    82.1%
Hispanic    4.5%
Native American    0.1%
Pacific Islander    0.7%
Other    4.2%
    
Education    
Less than high school graduate    0.4%
Graduated high school / GED    1.7%
Trade / Technical school - no degree    1.5%
Attended college but did not graduate    5.4%
Two year college degree    5.3%
Four-year college degree    50.1%
Masters degree    26.6%
Doctoral degree    9%
    
Income    
<25k    2.8%
25k-49k    7.6%
50k-74k    14.7%
75k-99k    16.5%
100k-199k    40.8%
200k+    17.6%

Direct download: RPF0438-Audience_Demographics.mp3
Category:general -- posted at: 3:00am MDT

On episode 425 of the podcast I interviewed Mr. Money Mustache. That episode was not intended to be an introduction to his teaching or his philosophy; rather, it was a human interest discussion with the man himself.

Today, I introduce you to the philosophy and teaching: the message.

What is mustachianism? What is the plan for financial independence espoused by Mr. Money Mustache?

Enjoy!

Joshua

Direct download: RPF0437-Mustachianism_101.mp3
Category:general -- posted at: 3:00am MDT

Hey Radicals!

We're quickly coming up on Episode 500 of the show. To celebrate, I'd like to do a special show, exclusively featuring your stories.

1. Will you please record a quick 2- or 3-minute audio message telling us about the changes you've made in your life and how you've made financial progress in your life?

I think hearing your story will be so encouraging to all of us.

Also,

2. Will you please send me a picture of you and/or your family for me to post on my screensaver?

I'd like to create a picture gallery of who my listeners are so that I can picture you and record better information for you!

Email those two things to: joshua@radicalpersonalfinance.com

Thank you!

Joshua

Direct download: Episode_500_Request.mp3
Category:general -- posted at: 10:00am MDT

From time to time we get buying opportunities that emerge from a wrinkle in the marketplace. I think I see an opportunity right now for those of you who are in the market for a new car with the 2017 Chevy Volt. Details in the show! Joshua
Direct download: RPF0387-Chevy_Volt_Show.mp3
Category:general -- posted at: 3:12pm MDT

On Fridays I do a Q&A show for Patrons of Radical Personal Finance. If you'd like me to answer a question for you, go here for information: www.radicalpersonalfinance.com/patron 

Today I answer:

  • Should I Stay At A Job to Get Student Loan Forgiveness?
  • When is the Ideal Age to Buy a Single Premium Immediate Annuity?

Enjoy!

Joshua

Direct download: RPF0316-Friday_QA.mp3
Category:general -- posted at: 3:00am MDT

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