Radical Personal Finance: Financial Independence, Early Retirement, Investing, Insurance, Financial Planning

Happy Monday, Radicals! This morning I want to share a few experiences I'm grateful for and use it as an opportunity to encourage you as you begin your week.

I've been tremendously blessed over the past weeks by many friends and family members who have volunteered their time and talents to help me in my time of need.

I'll never be able to repay them. 

And yet, if an opportunity arises, I will work to repay them because I now have social debt. And, I'll be happy to work to repay them.

In today's show I share with you some simple thoughts around the social giving economy and some encouragement for you to focus on being a "Go-Giver" towards others.

It's a character trait that may help you tremendously in your time of need.

Enjoy!

Joshua

Direct download: RPF0233-Blessed_by_Social_Economy.mp3
Category:podcast -- posted at: 5:43am MDT

Climbing the corporate ladder is time-tested and proven path to income and impact. And the cool thing about this approach to career success is that you can begin where you are and simply start working the process.

My guest today did just that. Lee Cockerell started with few advantages. After a stint in the military he took a job as a waiter in a Hilton hotel and went to work. He finished his 41-year corporate career as the Executive Vice President of Operations for Walt Disney World responsible for 40,000 cast members.

After retiring from the corporate world he transitioned to teaching leadership and sharing the principles of success that he has learned with others.

Lee is a dynamic guy and a wealth of information and inspiration.

Enjoy the interview!

Joshua

Direct download: RPF0232-Lee_Cockerell_Interview.mp3
Category:podcast -- posted at: 12:34pm MDT

Over the last few days global securities markets have been rocked with massive losses. 

Naturally, times like this should cause us to seriously consider our investment strategy and take a look to see what the appropriate response might be.

Many of us have a significant amount of our life savings invested in public securities markets and it can be frightening to see the impact of the declines in market prices.

But what should we do?

In this episode I share with you some ideas and ways of thinking which you can apply to your situation. Take a few moments to consider the input and assess your personal strategy.

Enjoy!

Joshua

Direct download: RPF0231-Stock_Market_Gyrations.mp3
Category:podcast -- posted at: 2:39pm MDT

I love hearing entrepreneurship stories because they speak to me of people who clarify what they want and pursue it aggressively. 

Vision is required for you to be willing to leave the bed of employment where things are comfortable and warm and pursue the rocky world of entrepreneurship.

The road isn't easy. But it can be easier if you will build a financial foundation underneath you before you launch.

My guest today is Cliff Ravenscraft, best known as the Podcast Answer Man. Cliff has an amazing entrepreneurial story and today I get to bring it to you in great detail.

Cliff openly shares where and how he started and the steps that he has taken to bring him to his current level of financial success.

Pay attention: he's experienced the joy of living on the $11,000 of profit he earned in his first year (not easy to live on that amount) and the joy of earning over $500,000 gross income last year.

Learn from his story.

Enjoy!

Joshua

Direct download: RPF0230-Cliff_Ravenscraft_Interview.mp3
Category:podcast -- posted at: 6:19am MDT

229-Think Slow, Move Fast, and Prioritize Your Life (a.k.a. Why We're Moving!)

Effective tomorrow, 8/13/15, the global headquarters of Radical Personal Finance will be moving! I'm about to start unplugging my computers and microphone but I wanted to make sure to ship today's show before doing that. 

So, I decided to share with you how I've approcahed this decision to move. I think it will be helpful for you to consider how to Think Slow, Move Fast, and Prioritize Your Life.

Now, time will tell if it worked for me or not!  :)

Joshua

Direct download: RPF0229-Think_Slow_Move_Fast.mp3
Category:podcast -- posted at: 1:28pm MDT

228-How and Why to Buy a Car for Cash: Interview with James Kinson from the Cash Car Convert Podcast

At the recent Podcast Movement conference in Fort Worth, Texas, I had the opportunity to connect with James Kinson, host of the Cash Car Convert podcast. 

James has a fun story to share and some great lessons to teach. He's a long-time car guy who got the debt-free religion and changed his car-buying habits. To his delight, he's wound up a good deal richer than ever before!

He's got some great lessons to share and in this show we discuss:

  • The impact a cash car can have on your wealth
  • Leasing vs. buying
  • Whether the advice to buy a good used car still applies in the modern day of higher repair bills.

Enjoy the show!

Joshua

 

Direct download: RPF0228-James_Kinson_Interview.mp3
Category:podcast -- posted at: 9:06pm MDT

As we head into the back-to-school season in the United States, I've been thinking a lot about the value of college and I've come up with a framework that I think will be useful to you.

I see the 5 major benefits of college as these:

  1. Fun
  2. Personal Growth
  3. Certification
  4. Education
  5. Connections

It's helpful to identify these benefits. But it's more important to understand how to manipulate the system to maximize your opportunities with each of them.

Once you understand, you can design your own radical path to success.

Enjoy the show!

Joshua

Direct download: RPF0227-5_Benefits_of_College.mp3
Category:podcast -- posted at: 8:16pm MDT

I recently returned from the Podcast Movement Conference in Fort Worth, Texas. While I was there I had the opportunity to interview Danny Peña the day before he was inducted into the Podcasters Hall of Fame.

For the last ten years, Danny has built Gamertag Radio into a major voice of influence in the video game industry. And, he's built a business out of a passion.

Listen to the interview to hear:

  • How to build a business from a passion
  • How video games can tremendously 
  • The impact of video games on his own life
  • Why Joshua is wrong about video games! :)

Enjoy,

Joshua

Links:

Direct download: RPF0226-Danny_Pena_Interview.mp3
Category:podcast -- posted at: 9:40pm MDT

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