Radical Personal Finance: Financial Independence, Early Retirement, Investing, Insurance, Financial Planning

If you look at all of your expenditures and methodically add up all of the money you've spent in the last year on taxes (of all types), you will likely find that taxes are one of your largest spending categories.

So, in our constant quest to lower expenses, what can we do about that problem?

Well, you can engage in good, proactive tax planning and tax avoidance.

And, we've talked about that extensively here at #RadicalPersonalFinance.

But, have you ever thought about getting involved at the root of the problem? In working to roll back the taxes levied upon you at the seat of government?

Most of us haven't.

And the reason we haven't is that we are trained to automatically revert to fighting about national politics.

I'm convinced that national politics is utterly hopeless--at least for now. You have no voice, no power, and your involvement and even your vote are essentially meaningless.

But, take courage.

That doesn't mean that all is lost.

You can make a huge difference if you get involved in local politics.

Your voice and your work and your vote can make a huge difference at the local level.

My guest today is Paul Dorr. He is a former bank owner but he's now a political consultant.

He specializes in helping ordinary people organize themselves politically in order to defeat local tax increases. And he's very good at his job!

He's here today to share with us some of his tips and techniques as well as his personal story.

I think you'll find today's show inspiring and helpful if you care about the cause of liberty.

And it might even help you lower your tax bill.

Enjoy!

Joshua

Direct download: RPF0392-Paul_Dorr_Interview.mp3
Category:podcast -- posted at: 3:01pm MST

My guest today is Craig Cody, CPA, co-author of the book "Secrets of a Tax-Free Life: Surprising Write-Off Strategies Most Business Owners Miss."

We discuss:

  • Paying your paying your kids in your business
  • Renting your house out to your business
  • Cost-segregation studies
  • And more!

Enjoy!

Joshua

 

Direct download: RPF0391-Craig_Cody_Interview.mp3
Category:podcast -- posted at: 2:59pm MST

Have you ever thought about engineering your layoff from your job as a means to advancement to your next opportunity?

After all, if you get laid off instead of quitting, there are a whole host of benefits to you. (severance, health insurance, etc.)

But, how do you do it?

And, is there a way to do it ethically?

My guest today has written the book on the subject.

His name is Sam and he is the writer behind the popular personal finance blog www.FinancialSamurai.com and his book is entitled "How to Engineer Your Layoff: Negotiate a Severance and Be Free!"

Enjoy the show.

Joshua

 

Direct download: RPF0390-Engineer_Your_Layoff.mp3
Category:podcast -- posted at: 2:54pm MST

There are two phrases that we commonly use that are very destructive to your personal empowerment.

I recommend that you identify them and remove them from your vocabulary.

Try it!

You'll thank me later.

Joshua

Direct download: RPF0389-Banish_These_Two_Phrases_From_Your_Vocabulary.mp3
Category:podcast -- posted at: 2:50pm MST

The title says it all.

Joshua

p.s., Sorry about the double show on the last episode. I am presently without a working computer, but I'll fix it ASAP. 

Direct download: Drunkenness-Will-Destroy-Your-Wealth.-Dont-Participate-.mp3
Category:podcast -- posted at: 3:17pm MST

From time to time we get buying opportunities that emerge from a wrinkle in the marketplace. I think I see an opportunity right now for those of you who are in the market for a new car with the 2017 Chevy Volt. Details in the show! Joshua
Direct download: RPF0387-Chevy_Volt_Show.mp3
Category:general -- posted at: 3:12pm MST

I shudder and cringe when I hear someone who's thinking about upgrading their car because the new one gets better gas mileage.

I don't often yell, but please indulge me for a moment. YOU SHOULD NOT UPGRADE YOUR CAR IN ORDER TO GET BETTER GAS MILEAGE!

And, I'll prove it to you.

Listen to this show. And then, download the free calculator I built years ago and plug in your own numbers to see whether you should upgrade or not.

I think you'll be glad you did.

Joshua

Direct download: 386-You_Should_Not_Upgrade_Your_Car_for_Gas_Mileage.mp3
Category:podcast -- posted at: 3:36pm MST

This is an audio file containing Steven Harris's free Family Emergency Preparedness Class.

This class contains very useful and practical information regarding emergency preparedness.

Some of the material is becoming dated.

For all of Steven's current work, visit his website www.Steven1234.com and follow the appropriate links.

Joshua

Direct download: Steven_Harris_Family_Emergency_Preparedness_Class.mp3
Category:podcast -- posted at: 1:08pm MST

This is an audio-only version of Wendy DeWitt's "Sensible Food Storage" seminar. This is the most practical, complete seminar on home food storage I've ever been able to find.

You can view the original video version of this file here: https://youtu.be/GY5kiCzaeYc

You can also download the PDF handouts of this seminar here with these links. 

This handout contains the instructions for how to do Wendy's system: http://traffic.libsyn.com/radicalpersonalfinance/Everything_Under_the_Sun_by_Wendy_DeWitt.pdf 

This handout contains Wendy's sample meals with recipes and amounts calculated out for you: http://traffic.libsyn.com/radicalpersonalfinance/Everything_Made_Simple_by_Wendy_DeWitt.pdf 

Direct download: Sensible_Food_Storage_Seminar_by_Wendy_DeWitt.mp3
Category:podcast -- posted at: 12:52pm MST

If you were unable to buy food for your family for the next couple of weeks, would you and your family be well-fed or would you be quite hungry at the end?

Today, we tackle the question of food insurance with a discussion of practical steps to take to build your own reserves.

I think it's very wise for you to make sure that you always have enough food in your house to feed your family for at least a few weeks, even better a few months, and perhaps even a year or more.

Since you can fit a year's supply of food under a twin bed, there's little reason not to plan ahead and store up some food.

But, it's tough to know how to do this.

I've divided this topic into two parts. The first show (#384) had a bit of the philosophy behind food storage and reasons for you to store up food.

Today's show (#385) has the practical advice for how to actually do it.

Enjoy!

Joshua

Direct download: RPF0385-Sensible_Food_Storage_pt_2.mp3
Category:podcast -- posted at: 11:33am MST