Wed, 30 January 2019
622-Asset Protection Planning for Mere Mortals - Part 8 - Annuity Values and Annuity Payments Exemption Planning
In this episode of the Asset Protection Series, we do a deep-dive into annuities. Entry-level stuff at the beginning and some extra, hard-core bonuses at the end.
Direct download: RPF0622-Asset_Protection_Planning_for_Mere_Mortals_-_Part_8_-_Annuity_Values_and_Annuity_Payments_Exemption_Planning.mp3
Category:podcast -- posted at: 9:05am MDT
Fri, 25 January 2019
621-Friday Q&A: Investing in Distressed Mortgage Notes, CFA Credential, Roth 401(k) vs. Traditional, Privacy vs. Functionality
1:20 - How Can I Invest in Distressed Mortgage Notes Inside my Roth IRA?
For reference to any time-dated commentary, this show was recorded on 12/21/2018.
Tue, 22 January 2019
This is a recording of an interview I gave for "In The Rabbit Hole."
ITRH: E272: The Truth About Money and Preparedness
Originally published: November 12, 2018
Sat, 19 January 2019
620-Friday Q&A: Financial Planning for Newlyweds, 401(k)s Without a Match, 529 vs. Roth IRA for College Education
1:25 - I just got married. What financial planning should I do now?
39:35 - My employer offers a 401(k) with no match. Should I participate?
55:35 - How can I save for my child's college education with a 529 plan or with a Roth IRA?
For reference to any time-dated commentary, this show was recorded on 12/20/2018.
Direct download: RPF0620-Friday_QA-Financial_Planning_for_Newlyweds_401ks_Without_a_Match_529_vs._Roth_IRA_for_College_Education.mp3
Category:podcast -- posted at: 5:03pm MDT
Thu, 17 January 2019
619-Empathy and Personal Responsibility When Living Paycheck-to-Paycheck: Interview with the Cheap Bohemian
In Episode 616, I argued the point that if missing one paycheck is a problem for you, you're behaving stupidly. My guest on today's show took umbrage with my commentary on Twitter. So invited her on to discuss!
Direct download: RPF0619-Empathy_and_Personal_Responsibility_When_Living_Paycheck-to-Paycheck.mp3
Category:podcast -- posted at: 2:17pm MDT
Tue, 15 January 2019
Chris Moody and I have both spent the last 6 months traveling the width and breadth of the United States with an eye toward understanding the current moment. In this podcast, we discuss our findings.
Direct download: RPF0618-Reflections_on_the_State_of_the_USA_From_Two_Travelers.mp3
Category:podcast -- posted at: 3:24pm MDT
Fri, 11 January 2019
617-Friday Q&A: Giving Money to Poor People, Contributing My Salary to my Wife's 401(k), Protecting Investment Accounts, Buying Term Life Insurance while FI, etc!
1:45 - How can I give nice gift to people who are poorer than I am without creating a power imbalance?
15:20 - Can I contribute my salary into a 401(k) plan for my wife in order to maximize our retirement account contributions?
28:05 - How can I protect my non-qualified investment accounts that are exposed to the claims of creditors?
44:30 - I don't "need" term life insurance because I'm financially independent. Should I still buy some?
51:00 - I'm following Dave Ramsey's baby steps and am almost out of debt; should I store up my emergency fund in a Roth IRA?
56:00 - I want to buy an investment that will pay for my new car instead of just burning all my cash on the car. How do I do that?
(For the context of any time-relevant comments relating to current events, this Q&A was recorded on 12/19/2018.)
Wed, 9 January 2019
Stop behaving stupidly with your money.
Direct download: 616-If_Missing_One_Paycheck_is_a_Problem_For_You_Youre_Behaving_Stupidly.mp3
Category:podcast -- posted at: 12:03pm MDT
Tue, 8 January 2019
Today, I share my advice for young men on how they can find an excellent wife. In short, you must become an excellent man. That's the task. Here are some ideas on how.
Direct download: RPF0615-How_to_Find_an_Excellent_Wife-The_Preparation.mp3
Category:podcast -- posted at: 10:42am MDT