Radical Personal Finance: Financial Independence, Early Retirement, Investing, Insurance, Financial Planning

My guest today is Matt Hall. Matt is a financial advisor who learned the hard way what works and what doesn't in the world of financial advice.

One of the missions of Radical Personal Finance is to pull back the curtain from the world of financial advice. I do my best to ask direct questions of financial advisors and give them an opportunity to share their perspective.

Enjoy!

Joshua

 

Direct download: RPF0341-Matt_Hall_Interview.mp3
Category:podcast -- posted at: 1:41pm MDT

On Fridays, we do a live Q&A show! Today, we cover:

  • Should I Get Disability Insurance if I'm Only Working for Two Years
  • What Happens to Disability Insurance If I'm Changing Jobs
  • How Should I Save Money For My 9-Month Old Daughter's House
  • Should I Work Three More Years In Order To Vest in my Pension

Enjoy!

Joshua

Direct download: RPF0340-Friday_QA.mp3
Category:podcast -- posted at: 10:00am MDT

Today we continue our disability insurance series. We cover:

  • Why it's so hard to compare disability insurance policies to each other
  • Long-term disability insurance vs. short-term disability insurance
  • Benefit periods (2 years, 5 years, to age 65, etc.)
  • Elimination periods (2 weeks, 45 days, 90 days, 6 months, 1 year, etc.)
  • Continuance provisions (noncancellable, guaranteed renewable, conditionally renewable)

Enjoy!

Joshua

Direct download: RPF0339-LTD_vs_STD_Benefit_Elimination_Periods_etc..mp3
Category:podcast -- posted at: 1:12pm MDT

Today we speak with Jeff, the Happy Philosopher. Jeff is a doctor who was finding himself increasingly dissatisfied with his job. 

Knowing that if he didn't make a change, he would find himself totally burned out, he managed to re-negotiate his work agreements in order to build a better lifestyle.

This is an option that many of you should consider.

Enjoy!

Joshua

Direct download: RPF0338-Jeff_The_Happy_Philosopher_Interview.mp3
Category:podcast -- posted at: 2:29pm MDT

If you could only choose one type of insurance coverage to have, I believe you should buy disability insurance.

In today's show, I seek to persuade you to agree with me.

In short, this is my sales pitch for disability income insurance.

Enjoy!

Joshua

Direct download: RPF0337-Why_You_Should_Buy_Disability_Insurance.mp3
Category:podcast -- posted at: 2:42pm MDT

On Fridays, we have Q&A! And today, I have some fun questions for you.

  • My Advice on Starting an Experts Business
  • How to Transition from a Stable Career to Unstable Entrepreneurship Opportunity 
  • Joshua's Thoughts on the Banking System and It's Problems
  • How to Become a Better Salesperson

If you'd like to participate in a Friday call, join the show as a Patron! www.radicalpersonalfinance.com/patron 

Joshua

Direct download: RPF0336-Friday_QA.mp3
Category:podcast -- posted at: 2:00pm MDT

I've decided--after many, many requests--to offer paid phone consulting to you, the audience.

If you would like to consult with me on any topic of your choice, I'm now available to you! (Just use this link: https://radicalpersonalfinance.com/phonecall )

I think you'll be interested in the backstory of why I've gone back and forth on offering this service.

A new technology offering is what has made the difference.

Listen to the show for details.

Oh, and by the way...I want you to copy me!

For some of you, this might be a sweet little business idea for you!

Joshua

Direct download: RPF0335-My_New_Consulting_Business.mp3
Category:podcast -- posted at: 11:18am MDT

Ever wondered what the actual practice models are for financial advisors? Today, I've invited Sean Kernan on the show to talk about the inside business of financial advice.

Sean is a financial advisor who started his career at the large wirehouses and later transitioned to be independent. 

Since then, he's started a website and podcast to help other advisors called "How to Go Independent."

If you'd like to listen in on two financial advisors discussing what the industry is actually like on the inside, enjoy this show!

Joshua

Direct download: RPF0334-Sean_Kernan_Interview.mp3
Category:podcast -- posted at: 2:08pm MDT

Today on RPF, I answer your questions:

  • How to Lower Work-Culture Costs Without Being Perceived as a Grinch?
  • Should I Take Out a TSP Loan or Student Loans for Grad School?
  • Should I Take a Year Off To Try a Business or Go Directly to Grad School?
  • How To Profitably Invest Paternity Leave?

Enjoy the show!

Joshua

Direct download: RPF0333-QA.mp3
Category:podcast -- posted at: 2:19pm MDT

Today on RPF, I answer your questions!

  • How to Sell Whole Life Insurance to Buy Term & Invest the Difference People
  • How to Help People Get Experience So They Know What Kind of Work to Do
  • Joshua's System of Marginalia
  • Savoring Books vs. Gulping Books

Enjoy the show!

Joshua

Direct download: RPF0332-QA_Show.mp3
Category:podcast -- posted at: 4:46pm MDT