Radical Personal Finance: Financial Independence, Early Retirement, Investing, Insurance, Financial Planning

Hey Radicals,

I'm in the process of shutting the show down for 2015 and heading off for the holidays.

Before I go, I simply want to share a personal greeting with you and a few quick, encouraging thoughts. Listen to the episode!

Merry Christmas to you and yours. May you and your family be richly blessed this holiday season and may 2016 be your best year ever!

Love,

Joshua

Direct download: rpf-end-of-year-1.mp3
Category:podcast -- posted at: 11:24am MST

The skill of budgeting is one of the major skills that drives the level of success you achieve in life. But it's a skill that's not only applicable to money but also to other areas of life.

In today's show I share with you my ideas on budgeting:

  • How budgeting is applicable to many areas of life, not only money.
  • The three major stages of budgeting.
  • Big ideas on concepts that are applicable to all kinds of budgeting.
  • Three types of budgeting tools.

Enjoy the show!

Joshua

Direct download: RPF0273-Budgeting_Time_Money_and_Food.mp3
Category:podcast -- posted at: 2:09pm MST

I was honored with a very cool mention in a New York Times article yesterday (link below) and I thought it a perfect time to build on the subject of how to increase your income!

In today's show, I share with you my complete framework for increasing your income. The show is heavy on strategy--you'll have to fill in the specific tactics appropriate for your situation.

We cover:

  • The only 3 ways to increase your income.
  • Which to focus on in the short-term and which to focus on for the long-term.
  • Specific strategies for each of the 3 ways.

Enjoy the show!

Joshua

Links:

 

Direct download: RPF0272-How_to_Increase_Your_Income.mp3
Category:podcast -- posted at: 10:55am MST

I enjoy YouTube. But it's tough to find a good personal finance YouTube channel! Thankfully, there's at least one!

My guests today are Mike and Lauren. They are awesome personal finance and early retirement YouTube personalities.

We were able to connect for an interview at #FinCon15 so that I could bring you their story.

Why should you listen?

Well, perhaps you'd like to know how they're on track to retire by the age of 30 even though they never made a ton of money or sold a business.

It's all here!

Enjoy the show!

Joshua

Direct download: RPF0271-Mike_and_Lauren_Interview.mp3
Category:podcast -- posted at: 4:21am MST

Following up on yesterday's show, I share with you today 9 myths surrounding the topic of home ownership.

These are things that I used to believe and I learned (through the process of owning my own home) that I was wrong.

Learn from my mistakes and consider how many of the things we commonly believe about home ownership might not be quite so true as we wish!

Enjoy!

Joshua

Direct download: RPF0270-Myths_and_Facts_of_Home_Ownership.mp3
Category:podcast -- posted at: 12:47pm MST

This past Friday we closed on the sale of our house. We owned it for just under three years. When we bought it we had intended to own it for 40 years.

Why did we sell?

The full story is here in this episode of the show!

Check it out and learn from our successes and our failures!

Joshua

Direct download: RPF0269-Why_We_Sold_Our_House.mp3
Category:podcast -- posted at: 8:23pm MST

Many of us have made mistakes on our way to financial stability. Hopefully we've learned from those mistakes--but wouldn't it be fantastic if we could help the next generation to avoid some of those mistakes?

My guest today is Rocky Lalvani. He's a long-time listener of the show, contributor, and Patron. We connected in-person at #FinCon15 and sat down for this interview!

Rocky has an awesome immigrant rags-to-riches story that you'll enjoy. He also has a depth of experience in training his children to be financially strong.

Enjoy!

Joshua

Direct download: RPF0268-Rocky_Lalvani_Interview.mp3
Category:podcast -- posted at: 2:59pm MST

While I was in Charlotte for #FinCon15, I connected briefly with a man named Peter Polson who told me about a new tool he had built to automate the creation of financial spreadsheets.

After I got home I signed up for his service and started testing it. I like it! And I think some of you will find it very useful.

The Tiller service is a way to automate the import of financial data to your spreadsheets. This eliminates the most time-consuming part of creating spreadsheets and opens up a world of possibilities!

Listen to the interview! And, if you'd like, try the service free for two months by using my link: www.tillerhq.com/radical

Enjoy!

Joshua

 

Direct download: RPF0267-Peter_Polson_Interview.mp3
Category:podcast -- posted at: 11:06am MST

Does being frugal and building financial independence mean that you can't have any fun? And, is it possible to get through college on a budget and still have fun?

Today we have a fun discussion with Martin Dasko from the personal finance blog Studenomics.

Martin has an awesome approach to teaching young men and women how to build financial independence without missing a party!

Enjoy!

Joshua

Direct download: RPF0266-Martin_Dasko_Interview.mp3
Category:podcast -- posted at: 4:00am MST

It's easy to jump into holiday mode, but don't jump just yet! Let's keep our work boots on and learn just a little bit about investing today before we get into the Thanksgiving holiday.

My guest today is Rick Ferri, founder of a company called Portfolio Solutions. Rick is a really great guy and a real expert at investing and portfolio construction.

You'll hear his detailed background in the show and I think you'll come away from today's episode with a deeper sense of respect for what he's doing.

Those of you who are commited indexers will love today's show. And those of you who aren't will have some work to do to defend your viewpoints after today's show.

Enjoy!

Joshua

Direct download: RPF0265-Rick_Ferri_Interview.mp3
Category:podcast -- posted at: 12:32pm MST