Mon, 13 January 2020
You should set a goal of getting a better job. Here's why! Joshua
Direct download: RPF0691-Financial_Goals_for_You_To_Set-Get_a_Better_Job.mp3
Category:podcast -- posted at: 2:03pm MDT |
Fri, 10 January 2020
In this series, I aim to give you some ideas that have helped me to develop an extremely free lifestyle, even though I'm not yet financially independent. Today, I'm going to share with you one of the single greatest assets that I enjoy in my quest for personal freedom: a stay-at-home wife. This lifestyle choice is one of the things that has most meaningfully contributed to the joy and freedom that my family experiences. It's also helped us massively financially. Consider it for yourself! Joshua
Direct download: RPF0690-Seven_Rings_of_Freedom-Spousal_Liberty.mp3
Category:podcast -- posted at: 12:19pm MDT |
Thu, 9 January 2020
Today I have an interesting essay to share with you. Have you ever thought of The Missionary Position as a path to a life of global freedom? :) Enjoy, Joshua |
Tue, 7 January 2020
I want you to experience a lifestyle of freedom and liberty, in every sense of the word. So today we begin a new series called "Seven Rings of Freedom." Achieving financial independence will make you more free. But there are a bunch of things that you can do along the way that will greatly increase your freedom. Today, we discuss Spiritual Liberty. If you are personally, spiritually free, you can enjoy peace and joy and contentment in your situation, no matter what the details of your situation are. You can be a human slave and be completely free, if you possess spiritual freedom. For that reason, we begin our series with Spiritual Liberty and a discussion of why Christianity is the superior path to Spiritual Liberty. Joshua
Direct download: RPF0688-Seven_Rings_of_Freedom-Spiritual_Liberty.mp3
Category:podcast -- posted at: 1:20pm MDT |
Tue, 31 December 2019
Today I reflect on some of the successes and failures of the decade past and share some of my ambitions for the decade to come. Joshua
Direct download: RPF0687-The_Decade_Past-The_Decade_To_Come.mp3
Category:podcast -- posted at: 3:28pm MDT |
Thu, 19 December 2019
Set goals that you don't know how to achieve. Joshua
Direct download: RPF0686-How_to_Set_Financial_Goals_Part_4-Set_Goals_You_Dont_Know_How_to_Achieve.mp3
Category:podcast -- posted at: 4:04pm MDT |
Fri, 13 December 2019
![]() It's Friday! Time for Q&A:
Joshua
Direct download: RPF0685-Friday_QA-Business_Liability_Insurance_Life_Insurance_for_Fat_People_Short-Term_Savings_Dividend_Investors.mp3
Category:podcast -- posted at: 1:22pm MDT |
Thu, 12 December 2019
When you set a goal, you've got to count the cost; the financial cost and the opportunity cost. Counting the cost may be enough to show you the path forward. Joshua
Direct download: RPF0684-How_to_Set_Financial_Goals_Part_3_-_Count_the_Cost.mp3
Category:podcast -- posted at: 2:27pm MDT |
Fri, 6 December 2019
It's a live Q&A show today! We cover: 1:30 - How can I build career confidence and skills when I don't have much time? 30:15 - I just got married; what is good advice for buying a house? 41:35 - How can I make sure that my 401(k) money is safe in case of recession? 54:15 - How can I invest into my local community? 1:12:45 - Should investors pay 1% to hire a financial advisor? |
Tue, 3 December 2019
Dig deep—really deep—into the "Why" behind your financial goals. Joshua
Direct download: RPF0682-How_to_Set_Financial_Goals_-_Part_2.mp3
Category:podcast -- posted at: 4:00am MDT |
Mon, 2 December 2019
A new decade is dawning and my hope is that this decade be the best one yet! But if you're going to tackle this decade proactively, you'll need to begin by dreaming a bit about what you'd like to accomplish this coming decade. Let's get started, Joshua
Direct download: RPF0681-How_To_Set_Financial_Goals_Part_1.mp3
Category:podcast -- posted at: 4:00am MDT |
Sat, 30 November 2019
![]() On today's show we veer away from financial independence and into living well today with a discussion of the Ketogenic diet. I've invited Jack Spirko, host of The Survival Podcast on today's show to discuss his recent weight loss journey. He has lost a significant amount of body fat in a short period of time and together we share ideas, tips, and experiences to help you achieve fat loss as well. Enjoy! Joshua
Direct download: Jack_Spirko_interview_MERGED_from_audacity-auphonic_1.mp3
Category:podcast -- posted at: 5:00am MDT |
Fri, 29 November 2019
Over the last 5 months or so I've lost over 50 pounds of fat. This fat loss has significantly improved the rich quality of my life. I'd like to share a few words of experience and encouragement with you to help you on your own fat loss journey. Joshua P.S. Remember, code "CYBER50" saves you 50% off all my courses through Monday at www.RadicalPersonalFinance.com/store |
Fri, 29 November 2019
I'm hosting a 50% off sale on all my courses this weekend only. Use coupon code "CYBER50" at www.RadicalPersonalFinance.com/store before midnight Monday. I'm also offering a 30% discount on private consulting work booked by Monday. Email me at Joshua@RadicalPersonalFinance.com before midnight Monday to book a consulting call. Enjoy the savings! Joshua
Direct download: 50_percent_off_sale_on_courses_and_consulting_this_weekend_only.mp3
Category:podcast -- posted at: 10:28am MDT |
Wed, 27 November 2019
Don't be so future-focused that you miss the lessons and joy of today's trials. Joshua
Direct download: RPF0678-Live_Rich_Now_By_Cultivating_Gratitude_For_Your_Trials.mp3
Category:podcast -- posted at: 1:04pm MDT |
Thu, 21 November 2019
Direct download: 677-Dont-Just-Stand-There-Researching...Try-It.mp3
Category:general -- posted at: 2:29pm MDT |
Thu, 7 November 2019
Today's guest recently had extensive shoulder surgery done and he saved thousands by choosing to have the surgery in Mexico rather than the USA. We discuss the details of his experience as well as his personal financial independence success story. Enjoy! Joshua
Direct download: RPF0676-Medical_Tourism-Real-Life_Experiences_From_Myles_Wakeham_of_Be_Unconstrained.mp3
Category:podcast -- posted at: 4:43am MDT |
Fri, 1 November 2019
![]() Today, we do Friday Q&A:
Enjoy! Joshua
Direct download: RPF0675-Friday_QA-Buying_a_Business_Minority_Shareholder_Gifting_a_Rental_Refinancing_Mortgage_Etc..mp3
Category:general -- posted at: 12:55pm MDT |
Fri, 25 October 2019
On today's Friday Q&A, we cover:
Enjoy! Joshua
Direct download: RPF0674-Friday_QA-Sabbaticals_Home-Schooling_Modern_Portfolio_Theory.mp3
Category:podcast -- posted at: 12:24pm MDT |
Thu, 17 October 2019
In light of the previous show, I've received many questions about scanning all my books. Here's a replay of the show where I explain what I've done and why. Joshua
Direct download: REPLAY-RPF0575-How__Why_I_Scanned_My_Entire_Library_So_I_Can_Carry_It_With_Me_On_The_Road.mp3
Category:podcast -- posted at: 7:41am MDT |
Wed, 9 October 2019
Reading can provide you with all of the knowledge you need to crush some very large goals in a very short time. But you need to know how to read effectively. Today, I teach you how. Joshua
|
Thu, 3 October 2019
Listen to the show. Joshua
Direct download: RPF0672-Create_The_Reality_You_Will_Live_In.mp3
Category:podcast -- posted at: 5:29pm MDT |
Mon, 30 September 2019
If you were discharged from the military for cocaine use, would you be able to seamlessly move into a $600,000/year job? If not, you should consider building your influence a bit more! In today's show I'll give you some ideas to help you develop this influence. Joshua
Direct download: RPF0671-Ideas_to_Help_You_Build_Social_Capital_and_Political_Influence.mp3
Category:podcast -- posted at: 11:51am MDT |
Wed, 25 September 2019
![]() Can you imagine starting a business when you've been laid off from a job and you have many young children in the house? My guest today, Tim Schmoyer, has done just that. And he has prospered through the process. Joshua
Direct download: RPF0670-Building_a_Big_Business_With_7_Young_Children_in_the_House-Interview_with_Tim_Schmoyer_of_VideoCreators.mp3
Category:podcast -- posted at: 11:00am MDT |
Fri, 20 September 2019
1:00 Would you like to come to a 3-day seminar with fellow listeners? |
Wed, 18 September 2019
My guest on today's show moved from India to the USA as a young man. Starting with no money, he became financially independent in about 12 years. In today's interview we dig into the strategies and tactics that worked for him. Enjoy! Joshua
Direct download: RPF0668-An_Immigrant_Success_Story-Broke_to_FI_in_10_Years.mp3
Category:podcast -- posted at: 5:00am MDT |
Mon, 16 September 2019
In today's show, I have a special story for you of how my friend Anatole built a great life for himself, even though everyone hated him. Enjoy! Joshua
Direct download: RPF0667-How_To_Build_a_Great_Life_When_Everybody_Hates_You.mp3
Category:podcast -- posted at: 5:00am MDT |
Thu, 12 September 2019
Today, we finish out the 3-part series on preparing for layoffs in the coming recession. Today's show will be useful to you, even if you just got notice of your layoff and didn't do anything to prepare for it beforehand. The major theme of today's show is that you need to take appropriate action with appropriate speed. If you're stuck with little savings and no preparation, that means take massive action, now! If you've planned a bit better in advance, it means be strategic and thoughtful. We discuss:
Enjoy! Joshua
|
Tue, 10 September 2019
![]() Yesterday, we talked about ways to avoid losing your job in the coming recession. But obviously there are factors beyond your control which might result in your being laid off, even though you've done everything "right." So, you need a backup plan. Don't wait and wonder what you'll do. Make a simple plan now for what you'll do. Think about some different scenarios and play some mental games with yourself. That way, you'll be able to better respond to events instead of being shell-shocked by them.
Enjoy! Joshua
Direct download: REPLAY_RPF0193-Backup_Plan_For_Layoffs.mp3
Category:general -- posted at: 5:00am MDT |
Thu, 5 September 2019
Originally released May 13, 2015. And just as important today. ------------------------------------------- For most of us, our jobs are the economic engine that drive every aspect of our financial plan. One of the worst things that can happen is to lose a job. If the engine on your car dies, you're going to be stuck by the side of the road for a while. That's not pleasant for anyone, even if you're stuck in a safe area. But, if you're driving up a mountain (paying off debt and digging yourself out of a hole), having your engine die can be disastrous. And, if you have a destination in mind (financial independence), losing the engine in your car will at least delay you from reaching your destination. So, the key is plan in advance to not lose the engine. Make sure you're doing the things you need to be doing now to avoid being laid off. Obviously, you can't guarantee that you'll never be laid off, but you can do a lot to improve your possibilities! On today's show, we cover:
Enjoy the show! Joshua
|
Tue, 3 September 2019
It's official: the Yield Curve on US Debt is inverted. That's a pretty good indicator that recession is in our future. So, today I want to tell you how to prepare for the coming recession. Enjoy! And do. Joshua
Direct download: RPF0666-How_to_Prepare_for_the_Coming_Recession.mp3
Category:podcast -- posted at: 5:00am MDT |
Fri, 30 August 2019
1:30 How does Joshua use YNAB on a daily basis? |
Thu, 29 August 2019
I'd like to invite you to meet up with me on Tuesday, September 3 in Washington, DC, USA. If you'd like to connect, please email me and I'll give you all the details. Email me: joshua at radical personal finance dot com. Joshua |
Wed, 28 August 2019
It seems like many of the prominent voices in the FIRE movement are single individuals or childless couples. But many of us have children or want to have children. Does that mean that we will fail in our attempts to become Financially Independent? Are you doomed to choose between FIRE or children? Today, I'll give you my answers. (Spoiler: you can FIRE and have children too!) Joshua
Direct download: RPF0664-Can_You_Become_Financially_Independent_If_You_Have_Children.mp3
Category:podcast -- posted at: 3:04pm MDT |
Thu, 22 August 2019
We live in interesting times. It seems that most of us could list off several things that our government does with our tax money that we find offensive. But how should Christians deal with the morality of having their tax money used to support immoral activity? Should Christians participate in tax strikes and tax protests? Joshua
Direct download: RPF0663-Should_Christians_Participate_in_Tax_Strikes_and_Tax_Protest_Movements.mp3
Category:podcast -- posted at: 5:00am MDT |
Tue, 20 August 2019
A listener wrote in and essentially asked, "Why is Joshua so anti-tax?" So, I thought I'd give that question a crack for you. Joshua |
Wed, 14 August 2019
I want you to use more cash so you can get richer, faster. Joshua
Direct download: RPF0661-Back_to_Basics-The_Power_of_Cash.mp3
Category:podcast -- posted at: 5:00am MDT |
Mon, 12 August 2019
I want you to understand the basic problem with debt so that you'll be prepared to avoid it. Joshua
Direct download: RPF0660-Back_to_Basics-The_Problem_With_Debt.mp3
Category:general -- posted at: 5:38pm MDT |
Wed, 7 August 2019
I've talked a lot about education over the years...in this episode I'll tell you what we're doing with our children and talk about some philosophies that have been influential on me. And I'll tell you what I got wrong in the past. Joshua
Direct download: RPF0659-How_My_Ideas_and_Philosophies_on_Education_Have_Changed_Over_the_Years.mp3
Category:podcast -- posted at: 4:20pm MDT |
Mon, 5 August 2019
There is a natural symbiosis between prepping and mainstream financial planning. Here's why. Joshua
Direct download: RPF0658-The_Natural_Symbiosis_of_Prepping_and_Financial_Planning.mp3
Category:podcast -- posted at: 5:39pm MDT |
Wed, 31 July 2019
A key to life change is behavior modification. And mental money games can help you get there. Joshua
Direct download: RPF0657-Mental_Money_Games_to_Change_Your_Behavior_for_the_Better.mp3
Category:podcast -- posted at: 4:08pm MDT |
Mon, 29 July 2019
Ask your average financial advisor how to invest for your children's future and he'll likely start pulling out brochures for a 529 plan. B-O-O-O-O-R-I-N-G!!! Is there anything wrong with a 529 plan? No. But is that really the most effective use of your money? Only if you don't have any better ideas. So let me give you some to ponder! Here are 12 Much More Interesting™️ Ways to Invest In Your Children! Joshua P.S. Go here and buy something so I can do this stuff for my children! https://radicalpersonalfinance.com/store
Direct download: RPF0656-12_Ways_to_Invest_in_Your_Children.mp3
Category:podcast -- posted at: 3:34pm MDT |
Fri, 19 July 2019
It's Friday! That means live Q&A. Enjoy! Joshua |
Wed, 17 July 2019
Today we discuss Qualified Opportunity Zones, a legitimately new way for you to potentially save on capital gains taxes. Joshua
Direct download: RPF0654-A_New_Legal_Tax_Scheme_to_Help_You_Save_Capital_Gains-Qualified_Opportunity_Zones.mp3
Category:podcast -- posted at: 4:09pm MDT |
Mon, 15 July 2019
There is an important piece of legislation that has passed the House of Representatives and is being considered in the Senate. It's technically known as H.R. 1994 "Setting Every Community Up for Retirement Enhancement Act of 2019." It has some changes that are potentially helpful to you; and some that may destroy the value of your qualified accounts. Joshua
Direct download: RPF0653-How_Tax_Rule_Changes_Can_Sink_Your_Financial_Plan_Discussion_of_H.R._1994-the_SECURE_act.mp3
Category:podcast -- posted at: 4:20pm MDT |
Wed, 10 July 2019
How do you balance the Costs of Living with your Quality of Life when you're thinking about moving out of your home country? Let's discuss! Joshua
Direct download: ZOOM0001_Tr1-Cost_of_Living_vs_Quality_of_Life-auphonic.mp3
Category:podcast -- posted at: 4:36pm MDT |
Fri, 5 July 2019
In order to build wealth over your lifetime you need to #InvestWisely. But, how? How do you do it? What should you invest in? Today, we discuss that question with an active hedge fund manager named John Medford. He and his team manage a large fund with an impressive record. And, in this episode, we discuss why you probably shouldn't bother to try competing with him. Joshua
Direct download: RPF0651-Can_You_Invest_Better_Than_a_Hedge_Fund_Manager.mp3
Category:general -- posted at: 12:08pm MDT |
Mon, 1 July 2019
I think a pop up tent camper is an ideal compromise for family vacation travel. In this show, I tell you why. Joshua |
Fri, 28 June 2019
![]() 1:30 What is the fiscal future of the USA in light of the Democratic candidates' debate this week? 19:12 How could I do financial coaching for the not-yet-wealthy? 35:20 What are the benefits of international living? 41:15 Should I be a dividend investor or index fund investor? And how can I simultaneously be a moral investor? 1:15:45 Should I quit my job because I can? 1:33:30 How could I invest differently than just real estate and mutual funds? |
Fri, 21 June 2019
![]() Friday Q&A today!
Enjoy! Joshua
Direct download: RPF0648-Friday_QA-Sell_Crypto_to_Pay_Debt_Adjust_Investments_for_Economic_Uncertainty_Adjusting_Finances_for_Divorce_Birth_Tourism_Living_Abroad_Etc.mp3
Category:podcast -- posted at: 4:55pm MDT |
Thu, 20 June 2019
If you care about asset protection planning, there's hardly any reason for you to own an asset in your own name. So, you'll have to get used to titling asset in slightly different ways. Today, I teach you why and how. Joshua
Direct download: RPF0647-Asset_Protection_Planning_for_Mere_Mortals_-_Part_12_-_Intelligent_Asset_Titling.mp3
Category:podcast -- posted at: 6:15pm MDT |
Mon, 17 June 2019
When I ask people about their goals, about 80% of people tell me they want to travel when they retire. And yet, very few people actually follow through and travel! Why? Of course there could be many reasons. But if the cost of traveling is keeping you at home, I want to help you. In today's show, I'll share with you some ideas and strategies to travel the world on the cheap. Enjoy! Joshua
Direct download: RPF0646-How_to_Travel_the_World_On_The_Cheap.mp3
Category:podcast -- posted at: 11:10am MDT |
Wed, 29 May 2019
In today's show, I'm going to teach you how an average guy can build a $165,000,000 estate by choosing not to retire. And I'll tell you a bunch of reasons why that would be great for you to plan for (even though you're simultaneously working towards financial independence in 10 years or less). Enjoy! Joshua
Direct download: RPF0645-The_Power_of_Choosing_Not_to_Retire.mp3
Category:podcast -- posted at: 3:38pm MDT |
Mon, 27 May 2019
This is one of the most important questions you can think about. And don't be scared to change your answers as you learn and grow. Joshua
Direct download: RPF0644-Who_Do_You_Want_to_Remember_You_and_What_Do_You_Want_to_Be_Remembered_For.mp3
Category:podcast -- posted at: 2:06pm MDT |
Mon, 20 May 2019
A listener has a car with a blown transmission and is trying to decide whether to repair it or replace it. Here's my advice! Joshua
Direct download: RPF0643-Should_I_Fix_My_Broken_Car_or_Replace_It.mp3
Category:general -- posted at: 3:40pm MDT |
Fri, 10 May 2019
![]() It's Friday! Today, we discuss:
Joshua
Direct download: RPF0642-Friday_QA-How_to_Contribute_to_an_IRA_When_Youre_Taking_the_Foreign_Earned_Income_Exclusion_How_Should_You_Think_About_FIREing_Yourself_From_A_Big-Money_Job.mp3
Category:podcast -- posted at: 5:19pm MDT |
Wed, 8 May 2019
Here's the link: https://mobile.twitter.com/USATODAY/status/1125891810595954688 Read the conversation and form your own opinions. Joshua
Direct download: RPF0641-1500_a_Month_On_Non-Essentials.mp3
Category:podcast -- posted at: 1:53pm MDT |
Mon, 6 May 2019
Today, I tell you the story of the Accidental Millionaire and a few lessons for both of us. Enjoy! Joshua |
Fri, 3 May 2019
It's Friday! Today we discuss:
Joshua |
Mon, 22 April 2019
Wages provide you with the financial fuel you need to build wealth. So it absolutely stinks when those wages are sucked up by your creditors in wage garnishments. So how can you protect your wages and keep them for yourself? That's what we discuss today! Joshua
Direct download: RPF0638-Asset_Protection_Planning_for_Mere_Mortals_-_Part_11_-_Wage_Exemption_Planning.mp3
Category:podcast -- posted at: 7:39pm MDT |
Fri, 19 April 2019
One of the most fundamental decisions you can make in life is to marry or not to marry. If you marry, your life, your budget, and your career will look dramatically different than a peer who remains unmarried. Marriage can be one of the biggest blessings to your life, resulting in greater happiness, better health, a higher income, and more wealth. Marriage can also be one of the greatest curses you can experience and it can devastate your emotional state, your physical health, your career, and your wealth. So, you need to choose wisely. In Part 1 of this series, I discussed various ways that you can prepare yourself to be attractive to an excellent wife. In today's show, I do my best to give you an honest assessment of the risks involved so you can choose whether you desire to marry or to remain unmarried. I hope it's thought-provoking. Joshua
Direct download: RPF0637-How_to_Find_an_Excellent_Wife-The_Decision.mp3
Category:podcast -- posted at: 2:34pm MDT |
Tue, 9 April 2019
If you're a US citizen who earns $500,000 or more, who is not willing to renounce your US citizenship, and who is involved in business and investing, you should seriously consider moving to Puerto Rico. Joshua
Direct download: RPF0636-The_Case_for_Moving_to_Puerto_Rico.mp3
Category:podcast -- posted at: 10:26am MDT |
Fri, 5 April 2019
![]() On Fridays we do Q&A! Today: 1:20 How can I effectively move from New York to Florida in order to end my tax residency? If you'd like to join me next week, go here: www.patreon.com/radicalpersonalfinance Joshua
Direct download: RPF0635-Friday_QA-Moving_From_NY_to_FL_to_Cut_Taxes_Life_Insurance_at_Work_Investment_Philosophy_529_Plans.mp3
Category:podcast -- posted at: 4:23pm MDT |
Wed, 3 April 2019
Today, I'll teach you how a 25-year-old $100,000-earner could increase their estate by $90,000,000 by simply moving outside of the United States. Enjoy! Joshua
Direct download: RPF0634-The_Case_for_Moving_Outside_of_the_United_States.mp3
Category:podcast -- posted at: 1:18pm MDT |
Mon, 1 April 2019
One of the most effective things you can do when trying to figure out how to build wealth is to find ways to save big money. Fast. And since Americans collectively spend more on taxes than housing, food, and clothing—combined—you should start by trying to save money on taxes. Today, I give you my case for why you should consider moving to a No-Income-Tax state. Enjoy! Joshua
Direct download: RPF0633-The_Case_for_Moving_to_a_No-Income-Tax_State.mp3
Category:podcast -- posted at: 2:03pm MDT |
Mon, 25 March 2019
Today, we continue our Asset Protection Planning series with a deep look at the Personal Property Exemptions. I've never heard asset protection planners give much attention to the Personal Property Exemptions. But that's understandable to me. When dealing with the mega-wealthy, it's hard to see how the Personal Property Exemptions make any difference in terms of financial planning. But, for a "mere mortal," I think there's a really good argument that the personal property exemptions can be really important. Tune in to the show to hear why! Joshua
Direct download: RPF0632-Asset_Protection_Planning_for_Mere_Mortals_-_Part_10_-_Personal_Property_Exemption_Planning.mp3
Category:podcast -- posted at: 2:52pm MDT |
Thu, 21 March 2019
![]() As I recently finished my course on "How to Survive and Thrive During the Coming Economic Crisis," I was struck with how simple and feasible the individual solutions are, while how utterly impossible and difficult the collective solutions are. Choose success and happiness by focusing on the individual solutions you can put in place in your own life. Joshua p.s., If you haven't yet, go check out my newest course!
Direct download: RPF0631-Individual_Solutions_Can_Lead_to_Success_and_Happiness-Collective_Solutions_Lead_to_Frustration_and_Misery.mp3
Category:podcast -- posted at: 3:51pm MDT |
Fri, 8 March 2019
![]() 1:20 Should I change my whole life insurance policy because my income is going down? |
Thu, 7 March 2019
Yesterday, I released to you a discussion on the Federal Debt in the United States. That show should be your introduction to this problem. But in thinking about it, I felt like it was incomplete. I wanted to present some useful materials, in audio format, for listeners who don't have a firm background in the fundamentals of the problem. So I decided to go in-depth to try to lay out the problem very clearly. This show is deep and difficult. It holds quite a bit of my reading to you--but also some interesting commentary. If you're trying to understand the underlying, structural problems more clearly, listen to the show. If you prefer reading, start with these two links:
Direct download: RPF0629-In-Depth_Version_Federal_Debt-The_Ticking_Bomb_that_No_One_is_Willing_to_Defuse.mp3
Category:podcast -- posted at: 11:36am MDT |
Wed, 6 March 2019
We face a massive problem in the United States right now. Put simply:
The government has only three sources of funds:
There's enough evidence for honest, careful people to predict the strong probability of future crises. The problem is, we can't know when these crises will occur. But it's time to start preparing. Joshua
Direct download: RPF0628-Federal_Debt-The_Ticking_Bomb_that_No_One_is_Willing_to_Defuse.mp3
Category:podcast -- posted at: 9:56am MDT |
Mon, 18 February 2019
![]() Today, we continue the Asset Protection series with an in-depth look at health and education accounts. Specifically, we cover:
Direct download: RPF0627-Asset_Protection_Planning_for_Mere_Mortals_-_Part_9_-_Health_and_Education_Account_Exemption_Planning.mp3
Category:podcast -- posted at: 11:12am MDT |
Fri, 15 February 2019
![]() 1:45 - Is it moral to support the current capitalist system of economics? 32:20 - How can I figure out how much umbrella liability insurance to purchase? 39:00 - Does having a higher umbrella liability insurance policy make you the target of a lawsuit? 46:05 - I want to buy a house but I'm in the middle of paying off debt (on Dave Ramsey's Baby Steps plan). Should I pay off the debt first? |
Fri, 8 February 2019
![]() 1:00 - Should I roll my 401(k) over to my new job or into an IRA? 11:30 - How should I prepare for a meeting with an estate planning attorney? 17:55 - How should I decide to indulge myself with a luxury expense? 35:45 - Life insurance advice for a newlywed couple. 48:05 - How can I maximize the value of my business for sale? |
Mon, 4 February 2019
The future will be one of the following:
Direct download: RPF0624-The_5_Possible_Future_Scenarios_from_Fantastic_to_Catastrophic_and_How_to_Plan_for_Them.mp3
Category:podcast -- posted at: 3:08pm MDT |
Fri, 1 February 2019
![]() 2:00 - Life insurance advice for a recently married husband |
Wed, 30 January 2019
![]() In this episode of the Asset Protection Series, we do a deep-dive into annuities. Entry-level stuff at the beginning and some extra, hard-core bonuses at the end. Joshua
Direct download: RPF0622-Asset_Protection_Planning_for_Mere_Mortals_-_Part_8_-_Annuity_Values_and_Annuity_Payments_Exemption_Planning.mp3
Category:podcast -- posted at: 9:05am MDT |
Fri, 25 January 2019
![]() 1:20 - How Can I Invest in Distressed Mortgage Notes Inside my Roth IRA? For reference to any time-dated commentary, this show was recorded on 12/21/2018. |
Tue, 22 January 2019
This is a recording of an interview I gave for "In The Rabbit Hole." ITRH: E272: The Truth About Money and Preparedness Originally published: November 12, 2018 |
Sat, 19 January 2019
![]() 1:25 - I just got married. What financial planning should I do now? 39:35 - My employer offers a 401(k) with no match. Should I participate? 55:35 - How can I save for my child's college education with a 529 plan or with a Roth IRA? For reference to any time-dated commentary, this show was recorded on 12/20/2018.
Direct download: RPF0620-Friday_QA-Financial_Planning_for_Newlyweds_401ks_Without_a_Match_529_vs._Roth_IRA_for_College_Education.mp3
Category:podcast -- posted at: 5:03pm MDT |
Thu, 17 January 2019
![]() In Episode 616, I argued the point that if missing one paycheck is a problem for you, you're behaving stupidly. My guest on today's show took umbrage with my commentary on Twitter. So invited her on to discuss! Enjoy, Joshua
Direct download: RPF0619-Empathy_and_Personal_Responsibility_When_Living_Paycheck-to-Paycheck.mp3
Category:podcast -- posted at: 2:17pm MDT |
Tue, 15 January 2019
Chris Moody and I have both spent the last 6 months traveling the width and breadth of the United States with an eye toward understanding the current moment. In this podcast, we discuss our findings.
Direct download: RPF0618-Reflections_on_the_State_of_the_USA_From_Two_Travelers.mp3
Category:podcast -- posted at: 3:24pm MDT |
Fri, 11 January 2019
![]() 1:45 - How can I give nice gift to people who are poorer than I am without creating a power imbalance? 15:20 - Can I contribute my salary into a 401(k) plan for my wife in order to maximize our retirement account contributions? 28:05 - How can I protect my non-qualified investment accounts that are exposed to the claims of creditors? 44:30 - I don't "need" term life insurance because I'm financially independent. Should I still buy some? 51:00 - I'm following Dave Ramsey's baby steps and am almost out of debt; should I store up my emergency fund in a Roth IRA? 56:00 - I want to buy an investment that will pay for my new car instead of just burning all my cash on the car. How do I do that? (For the context of any time-relevant comments relating to current events, this Q&A was recorded on 12/19/2018.) |
Wed, 9 January 2019
Stop behaving stupidly with your money.
Direct download: 616-If_Missing_One_Paycheck_is_a_Problem_For_You_Youre_Behaving_Stupidly.mp3
Category:podcast -- posted at: 12:03pm MDT |
Tue, 8 January 2019
Today, I share my advice for young men on how they can find an excellent wife. In short, you must become an excellent man. That's the task. Here are some ideas on how. Joshua
Direct download: RPF0615-How_to_Find_an_Excellent_Wife-The_Preparation.mp3
Category:podcast -- posted at: 10:42am MDT |
Fri, 21 December 2018
Just a few thoughts to encourage you as we shut down for the Christmas break. May you have an opportunity to be encouraged and to encourage another person who is close to you. Your voice matters. Love you, Joshua
Direct download: RPF0614-End-of-The-Year_Encouragement.mp3
Category:podcast -- posted at: 1:18pm MDT |
Wed, 19 December 2018
Direct download: 613-A_Useful_Question_to_Help_You_Get_Better_Advice_from_Experts.mp3
Category:podcast -- posted at: 9:32am MDT |
Tue, 18 December 2018
![]() 2:00 - Should we pay off our mortgage or invest? 9:50 - Should I put more money into one of my child's 529 plans in order to help them on their financial aid calculations? 18:30 - Should a retiree in her 60s pay 1.7% as a financial planning fee? 47:20 - How should we unravel the tax situation for a house that I live in but don't own? 1:13:00 - What college financial planning organization should I choose?
Direct download: RPF0612-QA-Pay_Off_Debt_or_Invest_529_Plan_Optimization_Financial_Planning_Fees_Tax_Issues_College_Planning.mp3
Category:podcast -- posted at: 12:18pm MDT |
Mon, 17 December 2018
![]() 1:30-Should I dollar cost average into my Roth IRA or wait for a market downturn? 6:00-How can I get money to my child so they can make a Roth IRA contribution? 21:30-Can I do good asset protection by transferring all my money into a secret Bitcoin wallet that's kept completely offline? 34:00-Can I become a financial planner without pursuing it full-time?
Direct download: RPF0611-QA_on_Dollar_Cost_Averaging_Roth_IRAs_for_children_Bitcoin_as_an_Asset_Protection_Tool_Getting_into_the_Financial_Planning_Industry.mp3
Category:podcast -- posted at: 11:56am MDT |
Fri, 14 December 2018
![]() 2:45 - If you move from one state to another, do you have to start all over with your asset protection plan? |
Wed, 12 December 2018
Direct download: RPF0609-Asset_Protection_Planning_for_Mere_Mortals_-_Part_7_-_Life_Insurance_Exemption_Planning.mp3
Category:general -- posted at: 6:26pm MDT |
Mon, 10 December 2018
Direct download: RPF0608-Asset_Protection_Planning_for_Mere_Mortals_-_Part_6_-_Retirement_Account_Exemption_Planning.mp3
Category:podcast -- posted at: 8:22am MDT |
Thu, 6 December 2018
Direct download: RPF0607-The_Only_3_Legitimate_Reasons_to_Buy_an_RV_that_I_can_come_up_with.mp3
Category:podcast -- posted at: 6:52am MDT |
Mon, 3 December 2018
Direct download: RPF0606-Asset_Protection_Planning_-_Part_5_-_Homestead_Exemption_Planning.mp3
Category:podcast -- posted at: 12:13pm MDT |
Wed, 28 November 2018
![]() 605-Asset Protection Planning for Mere Mortals - Part 4 - Understanding the Litigation Process and Vectors of Financial Attack
Direct download: RPF0605-Asset_Protection_Planning__-_Part_4_-_Understanding_the_Litigation_Process.mp3
Category:podcast -- posted at: 3:07pm MDT |
Tue, 20 November 2018
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Direct download: RPF0604-Asset_Protection_Planning-What_Is_The_Problem_Were_Protecting_Against.mp3
Category:podcast -- posted at: 2:47pm MDT |
Fri, 16 November 2018
![]() It's Friday! That means live Q&A:
Enjoy! Joshua
|
Thu, 15 November 2018
![]() In this episode of the podcast we tackle these two questions:
Short answer? Yes and yes. If that's enough for you, just skip listening to this episode. But if you'd like a bit more texture to the discussion, enjoy the podcast for a discussion of the legality and morality of asset protection planning. Joshua
Direct download: RPF0602-The_Morality_and_Legality_of_Asset_Protection.mp3
Category:podcast -- posted at: 12:45pm MDT |
Tue, 13 November 2018
I love the topic of asset protection planning. It's super interesting to me. But my observation is, like most topics, people involved in the business talk about what they can sell. The lawyers talk about corporations and trusts because they sell them. The insurance agents talk about life insurance and annuities because they sell them. Since I don't sell that stuff, I think about you and what I think can help you. And in today's show, I want to give you a simple starting place: think about your assets and think about the risk you're trying to protect them from. Then make your plans. Details in the show. Joshua
Direct download: 601-Asset_Protection_Planning_for_Mere_Mortals_-_Part_1.mp3
Category:podcast -- posted at: 1:26pm MDT |
Thu, 8 November 2018
Here's the complete answer that you need to know if you should pay off debt or invest.
Direct download: RPF0600-A_Complete_Answer_to_Whether_You_Should_Pay_off_Debt_or_Invest.mp3
Category:podcast -- posted at: 2:24pm MDT |
Tue, 6 November 2018
As many U.S. Americans engage in vigorous political debate today and follow with their vote, I want to share a story with you that I hope will help you to appreciate the richness of political peace. Not everyone in the world has it as good as you and I have it. But, as we vigorously debate political issues, it's easy to miss the blessing of the underlying framework of peace and prosperity that we enjoy. Enjoy this personal story. Joshua
Direct download: 599-Appreciating_Our_Rich_and_Peaceful_Lives_in_the_Midst_of_Political_Turmoil.mp3
Category:podcast -- posted at: 2:24pm MDT |