1:30 What is the fiscal future of the USA in light of the Democratic candidates' debate this week?

19:12 How could I do financial coaching for the not-yet-wealthy?

35:20 What are the benefits of international living?

41:15 Should I be a dividend investor or index fund investor? And how can I simultaneously be a moral investor?

1:15:45 Should I quit my job because I can?

1:33:30 How could I invest differently than just real estate and mutual funds?

Friday Q&A today!

• 1:54 Should I sell my cryptocurrency to pay off my IRS debt?
• 10:30 How should I readjust my investments to plan for future economic uncertainty?
• 26:09 How should I think through my finances in the midst of possible divorce?
• 59:46 What do I need to do with my US-based investments while I move to Spain?
• 1:08:00 My wife and I are having a baby and are interested in birth tourism. How should we analyze the possibilities?

Enjoy!

Joshua

• Join me for next week's Q&A! http://patreon.com/radicalpersonalfinance

If you care about asset protection planning, there's hardly any reason for you to own an asset in your own name. So, you'll have to get used to titling asset in slightly different ways.

Today, I teach you why and how.

Joshua

When I ask people about their goals, about 80% of people tell me they want to travel when they retire. And yet, very few people actually follow through and travel!

Why?

Of course there could be many reasons. But if the cost of traveling is keeping you at home, I want to help you.

In today's show, I'll share with you some ideas and strategies to travel the world on the cheap.

Enjoy!

Joshua

• Inspirational video of couple who traveled for 2 years and spent about $14,000. Total. https://youtu.be/8A1f_rYT4TI
• Airfare tool: https://kayak.com/explore
• Airfare tool: https://matrix.itasoftware.com/

In today's show, I'm going to teach you how an average guy can build a $165,000,000 estate by choosing not to retire. And I'll tell you a bunch of reasons why that would be great for you to plan for (even though you're simultaneously working towards financial independence in 10 years or less).

Enjoy!

Joshua

This is one of the most important questions you can think about. And don't be scared to change your answers as you learn and grow.

Joshua

A listener has a car with a blown transmission and is trying to decide whether to repair it or replace it. Here's my advice!

Joshua

It's Friday! Today, we discuss:

• Taking the Foreign Earned Income Exclusion
• How Should You Think About FIREing Yourself From A Big-Money Job

Joshua

Here's the link: https://mobile.twitter.com/USATODAY/status/1125891810595954688

Read the conversation and form your own opinions.

Joshua

Today, I tell you the story of the Accidental Millionaire and a few lessons for both of us.

Enjoy!

Joshua

It's Friday! Today we discuss:

• International healthcare options
• Avoiding wealth taxes
• Second passports for children
• And more!

Joshua

Wages provide you with the financial fuel you need to build wealth. So it absolutely stinks when those wages are sucked up by your creditors in wage garnishments. So how can you protect your wages and keep them for yourself?

That's what we discuss today!

Joshua

• Listen to Episode 503: "How to Fight Nasty with Your Creditors and Win"

One of the most fundamental decisions you can make in life is to marry or not to marry. If you marry, your life, your budget, and your career will look dramatically different than a peer who remains unmarried.

Marriage can be one of the biggest blessings to your life, resulting in greater happiness, better health, a higher income, and more wealth.

Marriage can also be one of the greatest curses you can experience and it can devastate your emotional state, your physical health, your career, and your wealth.

So, you need to choose wisely.

In Part 1 of this series, I discussed various ways that you can prepare yourself to be attractive to an excellent wife.

In today's show, I do my best to give you an honest assessment of the risks involved so you can choose whether you desire to marry or to remain unmarried.

I hope it's thought-provoking.

Joshua

• Part 1 of this series: How to Find an Excellent Wife: The Preparation

If you're a US citizen who earns $500,000 or more, who is not willing to renounce your US citizenship, and who is involved in business and investing, you should seriously consider moving to Puerto Rico.

Joshua

On Fridays we do Q&A! Today:

1:20 How can I effectively move from New York to Florida in order to end my tax residency?
17:20 What should I do with the life insurance I'm offered at work?
23:00 How do you advise someone to develop an overarching investment philosophy?
48:05 Should I put money into a 529 plan for my not-yet-conceived children?

If you'd like to join me next week, go here: www.patreon.com/radicalpersonalfinance

Joshua

Today, I'll teach you how a 25-year-old $100,000-earner could increase their estate by $90,000,000 by simply moving outside of the United States.

Enjoy!

Joshua

One of the most effective things you can do when trying to figure out how to build wealth is to find ways to save big money. Fast. And since Americans collectively spend more on taxes than housing, food, and clothing—combined—you should start by trying to save money on taxes.

Today, I give you my case for why you should consider moving to a No-Income-Tax state.

Enjoy!

Joshua

Today, we continue our Asset Protection Planning series with a deep look at the Personal Property Exemptions. I've never heard asset protection planners give much attention to the Personal Property Exemptions. But that's understandable to me.

When dealing with the mega-wealthy, it's hard to see how the Personal Property Exemptions make any difference in terms of financial planning.

But, for a "mere mortal," I think there's a really good argument that the personal property exemptions can be really important.

Tune in to the show to hear why!

Joshua

• Check out my newest course! www.radicalpersonalfinance.com/store

As I recently finished my course on "How to Survive and Thrive During the Coming Economic Crisis," I was struck with how simple and feasible the individual solutions are, while how utterly impossible and difficult the collective solutions are.

Choose success and happiness by focusing on the individual solutions you can put in place in your own life.

Joshua

p.s., If you haven't yet, go check out my newest course!

1:20 Should I change my whole life insurance policy because my income is going down?
18:40 Why do you think Walmart has done more good for poor people than any non-profit organization?
30:00 How should I adjust my asset allocation now that I'm retiring?
42:40 Should I pay off my mortgage on my retirement house?
49:15 Where should I keep my medium-term savings?
52:00 How can I include real estate in my Permanent Portfolio?
58:00 How can I invest in the people in my community?
1:05:00 Can I use a private foundation for my wealth planning?

Yesterday, I released to you a discussion on the Federal Debt in the United States. That show should be your introduction to this problem.

But in thinking about it, I felt like it was incomplete. I wanted to present some useful materials, in audio format, for listeners who don't have a firm background in the fundamentals of the problem.

So I decided to go in-depth to try to lay out the problem very clearly.

This show is deep and difficult. It holds quite a bit of my reading to you--but also some interesting commentary.

If you're trying to understand the underlying, structural problems more clearly, listen to the show.

If you prefer reading, start with these two links:

• "The federal deficit ballooned at start of new fiscal year, up 77 percent from a year before" - Washington Post https://www.washingtonpost.com/business/economy/the-federal-deficit-ballooned-at-start-of-new-fiscal-year-up-77-percent-from-a-year-before/2019/03/05/ff8d31f6-3f75-11e9-9361-301ffb5bd5e6_story.html
• A Comprehensive Federal Budget Plan to Avert a Debt Crisis https://www.manhattan-institute.org/html/report-comprehensive-federal-budget-plan-avert-debt-crisis-11497.html

We face a massive problem in the United States right now. Put simply:

• We are borrowing more money than ever before.
• There's no plan for us to borrow less money in the future.
• There's [almost] no mathematically sound plan that can be created to have us borrow less money in the future.
• No major, national politician is loudly, consistently talking about how we can spend/borrow less money.
• Rather, there are loud, vigorous, and strengthening forces moving in the direction of borrowing even more money.

The government has only three sources of funds:

• Taxation (bad for you if you earn money or have wealth)
• Borrowing (bad for you if you're a citizen, not an investor)
• Inflation (bad for you if you're a saver)

There's enough evidence for honest, careful people to predict the strong probability of future crises.

The problem is, we can't know when these crises will occur.

But it's time to start preparing.

Joshua

• "We've Never Had Deficits Like This During Peace and Prosperity Before" https://reason.com/blog/2018/10/17/budget-deficit-trillion-dollars-riedl
• New Course: "How to Survive and Thrive During the Coming Economic Collapse: A Rational, Modern Approach" https://www.radicalpersonalfinance.com/store

Today, we continue the Asset Protection series with an in-depth look at health and education accounts. Specifically, we cover:

• Health Savings Accounts / Medical Savings Accounts
• Flexible Spending Accounts
• Health Reimbursement Arrangements
• Qualified Tuition Programs (529 Plans)
• Coverdell Educational Savings Accounts
• UTMA / UGMA accounts

1:45 - Is it moral to support the current capitalist system of economics?

32:20 - How can I figure out how much umbrella liability insurance to purchase?

39:00 - Does having a higher umbrella liability insurance policy make you the target of a lawsuit?

46:05 - I want to buy a house but I'm in the middle of paying off debt (on Dave Ramsey's Baby Steps plan). Should I pay off the debt first?

1:00 - Should I roll my 401(k) over to my new job or into an IRA?

11:30 - How should I prepare for a meeting with an estate planning attorney?

17:55 - How should I decide to indulge myself with a luxury expense?

35:45 - Life insurance advice for a newlywed couple.

48:05 - How can I maximize the value of my business for sale?

The future will be one of the following:
1. Same as now or better
2. Similar to a recession
3. Similar to a depression
4. Similar to mad max
5. Void of humans due to asteroid hitting earth or similar calamity

2:00 - Life insurance advice for a recently married husband
6:15 - How can I make a back-door Roth contribution without being subject to the pro rata rule?
11:35 - How can I protect the money in my taxable brokerage accounts?
20:50 - How can I optimize my tax situation as an expat living in Bermuda?
47:20 - I live in China and am returning to the USA. What should I do with my money?
50:25 - How should I balance paying off debt with real estate investment?
1:03:05 - How can I invest for my 15-month old daughter?

In this episode of the Asset Protection Series, we do a deep-dive into annuities. Entry-level stuff at the beginning and some extra, hard-core bonuses at the end.

Joshua

1:20 - How Can I Invest in Distressed Mortgage Notes Inside my Roth IRA?
8:05 - Should I Pursue a Chartered Financial Analyst Credential for My Own Investment Knowledge?
17:00 - Should I Contribute More Money to a Roth 401(k) than a Traditional 401(k)?
38:15 - How can I Balance Personal Privacy and Functionality in Building My Business?

For reference to any time-dated commentary, this show was recorded on 12/21/2018.

This is a recording of an interview I gave for "In The Rabbit Hole."

ITRH: E272: The Truth About Money and Preparedness

Originally published: November 12, 2018

https://www.intherabbithole.com/e272/

1:25 - I just got married. What financial planning should I do now?

39:35 - My employer offers a 401(k) with no match. Should I participate?

55:35 - How can I save for my child's college education with a 529 plan or with a Roth IRA?

For reference to any time-dated commentary, this show was recorded on 12/20/2018.

In Episode 616, I argued the point that if missing one paycheck is a problem for you, you're behaving stupidly. My guest on today's show took umbrage with my commentary on Twitter. So invited her on to discuss!

Enjoy,

Joshua

• Here's @CheapBohemian's Twitter thread: https://twitter.com/cheapbohemian/status/1084581032375001089

Chris Moody and I have both spent the last 6 months traveling the width and breadth of the United States with an eye toward understanding the current moment. In this podcast, we discuss our findings.

• Life Opted Out www.instagram.com/lifeoptedout 

1:45 - How can I give nice gift to people who are poorer than I am without creating a power imbalance?

15:20 - Can I contribute my salary into a 401(k) plan for my wife in order to maximize our retirement account contributions?

28:05 - How can I protect my non-qualified investment accounts that are exposed to the claims of creditors?

44:30 - I don't "need" term life insurance because I'm financially independent. Should I still buy some?

51:00 - I'm following Dave Ramsey's baby steps and am almost out of debt; should I store up my emergency fund in a Roth IRA?

56:00 - I want to buy an investment that will pay for my new car instead of just burning all my cash on the car. How do I do that?

(For the context of any time-relevant comments relating to current events, this Q&A was recorded on 12/19/2018.)

Stop behaving stupidly with your money.

• NPR story: https://www.npr.org/2019/01/09/683519210/air-travelers-and-workers-may-feel-government-shutdown-effects
• SNL: Don't buy stuff you can't afford: https://youtu.be/Qb8hTzUoI54

Today, I share my advice for young men on how they can find an excellent wife. In short, you must become an excellent man. That's the task. Here are some ideas on how.

Joshua

Just a few thoughts to encourage you as we shut down for the Christmas break. May you have an opportunity to be encouraged and to encourage another person who is close to you.

Your voice matters.

Love you,

Joshua

2:00 - Should we pay off our mortgage or invest?

9:50 - Should I put more money into one of my child's 529 plans in order to help them on their financial aid calculations?

18:30 - Should a retiree in her 60s pay 1.7% as a financial planning fee?

47:20 - How should we unravel the tax situation for a house that I live in but don't own?

1:13:00 - What college financial planning organization should I choose?

1:30-Should I dollar cost average into my Roth IRA or wait for a market downturn?

6:00-How can I get money to my child so they can make a Roth IRA contribution?

21:30-Can I do good asset protection by transferring all my money into a secret Bitcoin wallet that's kept completely offline?

34:00-Can I become a financial planner without pursuing it full-time?

2:45 - If you move from one state to another, do you have to start all over with your asset protection plan?
15:30 - How frequently does a state change its laws that relate to asset protection planning?
21:30 - What is the interplay between Federal regulations and State regulations?
23:35 - Is a 403(b) protected the same as a 401(k)?
25:30 - How have Joshua’s views on education changed in the last four years?
36:30 - What specific inspirational resources would Joshua recommend on the topic of education?
43:20 - How do you set financial priorities when you’re expecting a baby?
51:15 - How do you plan when you have a highly fluctuating income?
1:00:15 - How do you balance having a stockpile of cash while looking at big personal lifestyle expenses?
1:04:35 - Is Patreon a good option to monetize your website?
1:24:00 - Should our company add a Health Savings Account or Christian Healthcare Sharing Ministry option to our health plan?

605-Asset Protection Planning for Mere Mortals - Part 4 - Understanding the Litigation Process and Vectors of Financial Attack

It's Friday! That means live Q&A:

• Healthcare Sharing Ministries and Their Maximum Limits
• Health Savings Accounts and HCSMs
• What To Do With An Inheritance When You're in Debt

Enjoy!

Joshua

In this episode of the podcast we tackle these two questions:

• Is it legal to engage in asset protection planning?
• Is it moral to engage in asset protection planning?

Short answer? Yes and yes. If that's enough for you, just skip listening to this episode. But if you'd like a bit more texture to the discussion, enjoy the podcast for a discussion of the legality and morality of asset protection planning.

Joshua

I love the topic of asset protection planning. It's super interesting to me.

But my observation is, like most topics, people involved in the business talk about what they can sell. The lawyers talk about corporations and trusts because they sell them. The insurance agents talk about life insurance and annuities because they sell them.

Since I don't sell that stuff, I think about you and what I think can help you.

And in today's show, I want to give you a simple starting place: think about your assets and think about the risk you're trying to protect them from. Then make your plans.

Details in the show.

Joshua

• Learn how to borrow money that's unsecured by any collateral. (This is good for you if you ever default.) Sign up for my course: www.radicalpersonalfinance.com/creditcardcourse

Here's the complete answer that you need to know if you should pay off debt or invest.

• Sign up for my Credit Card Course: How to Borrow Money Safely and Never Pay Interest Using Credit Cards www.radicalpersonalfinance.com/creditcardcourse

As many U.S. Americans engage in vigorous political debate today and follow with their vote, I want to share a story with you that I hope will help you to appreciate the richness of political peace. Not everyone in the world has it as good as you and I have it. But, as we vigorously debate political issues, it's easy to miss the blessing of the underlying framework of peace and prosperity that we enjoy.

Enjoy this personal story.

Joshua

Audio is pulled from: https://youtu.be/uj8f7ycnUtU

Audio taken from: https://youtu.be/uj8f7ycnUtU

John Taylor Gatto has died. My voice has also died. So rather than leaving you bereft of new shows, I decided to share a few Gatto files to encourage you to invest your education dollars well.

• https://www.educationrevolution.org/blog/i-quit-i-think/
• https://fee.org/articles/john-taylor-gatto-1935-1918-remembering-americas-most-courageous-teacher/
• http://www.stopthecrime.net/docs/John%20Taylor%20Gatto.pdf

On this episode we welcome Matt Miner back to the show. Matt previously came on the show to discuss whether going back to graduate school is a good financial move.

Since that interview, Matt left his corporate job and became a financial advisor!

In this interview we explore two themes:

1. How good financial planning and preparation enables a move to a better career fit. This is an important component of a progressive plan towards financial freedom.
2. How a personal finance aficionado can make a move towards working as a financial advisor without sacrificing their integrity.

Enjoy!

Joshua

• Matt's first interview on RPF: https://radicalpersonalfinance.com/grad-school-to-increase-income/
• Matt's PF blog: https://www.designindependence.com/ 
• Matt's financial advisor site: https://www.plcwealth.com/

Original article: https://www.charliedaniels.com/soap-box?b_id=4382&pg=1

I missed several of my students' questions on the previous credit card Q&A show. So today, I wrap them up. Enjoy!

Joshua

• Buy the course here: www.radicalpersonalfinance.com/creditcardcourse

It's Friday! That means it's Q&A time. Today we cover:

• If I have no credit (because I haven't borrowed money in >25 years) should I work on building my credit score?
• What has traveling like for Joshua and what are his plans for Radical Personal Finance.

Joshua

• If you'd like to be on next week's Q&A call, sign up here: www.radicalpersonalfinance.com/patron

The Lifestyles of the Rich and Famous might make good TV  but it's the Lifestyles of the Frugal and Obscure that makes for wealthy people who keep their money.

Joshua

• If you're interested in learning how to borrow money safely and never paying interest with credit cards, go buy my new course! www.radicalpersonalfinance.com/creditcardcourse

What do you think would happen to a mother of 12 who was widowed at a fairly young age and whose husband didn't have any life insurance? Could she survive? If so, how?

Today, I want to share with you the story of a friend of mine who went through that precise circumstance. I hope you enjoy it!

Joshua

Today we tackle:

• How do I get new credit cards when I've already maxed out my limits?
• Should I refinance my mortgage over onto my credit cards so I can drop Private Mortgage Insurance?
• How should I handle a credit freeze on my accounts?

Remember, go buy the credit card course this weekend. It's at www.radicalpersonalfinance.com/creditcardcourse and you can save $10 with promo code CREDITCARDTEN.

Joshua

There are people who should never, ever, have a credit card. And of course they shouldn't buy my new course "How to Borrow Money Safely and Never Pay Interest Using Credit Cards."

But, everyone else should buy it. Go here: www.radicalpersonalfinance.com/creditcardcourse

Save $10 with promo code: CREDITCARDTEN

Joshua

Credit Cards can be really useful. But contrary to popular opinion, they're not the most useful when you're broke. They're more useful when you have a little cash.

Enjoy this excerpt from my new course "How to Borrow Money Safely and Never Pay Interest Using Credit Cards."

And then go buy it here: www.radicalpersonalfinance.com/creditcardcourse

Use "CREDITCARDTEN" to save $10. Until Monday only.

Joshua

One of the most under-appreciated aspects of credit cards is the significant privacy they can afford you. Listen to the show for details.

Remember, please sign up for my new credit card course: www.radicalpersonalfinance.com/creditcardcourse

Use coupon code "CREDITCARDTEN" to save $10 off the price. (Good until 10/15/18.)

Thank you!

Joshua

One of the most useful aspects of credit cards is how safe the debt is when compared to other forms of debt. Enjoy this excerpt from my brand new course called "How to Borrow Money Safely and Never Pay Interest Using Credit Cards."

The course is now available for you to buy. Go here: www.radicalpersonalfinance.com/creditcardcourse

Use the coupon code "CREDITCARDTEN" to save $10 off the price. (Valid until 10/15/18.)

Thank you!

Joshua

Today, we do a special (and really good) live Q&A exclusively on the topic of credit cards. We cover:

• Should I Close My Old Credit Cards Before Applying for a Mortgage?
• How Should I Refinance my Business Credit Card?
• How Can I Use My Credit Cards Privately?
• How Do I Pay Off My Credit Card Debt as a Newlywed?

Hurricane Katrina taught us a huge number of important lessons. In today's show, we listen to the account of a survivor.

Forum thread: https://www.zombiehunters.org/forum/viewtopic.php?f=32&t=16627

Today we have a mega, 2-hour Q&A show. We cover a bunch of really interesting questions:

• How Do We Follow the Guidelines from The Richest Man in Babylon?
• I've Reached F.I. Now How Can I Help Children Do the Same?
• Should I Invest My Cash All At Once or Over Time?
• How Do I Prepare My Finances for Marriage?
• We're Out of Debt and Have Money In the Bank. What Now?
• I'm F.I. and Sold My House. What Should I Do With the Cash?
• How Can I Help Young Men?
• I'm Now an Empty Nester. Should I Buy a House for Security?
• I'm In Graduate School. Should I Get Life Insurance?
• What Should I Do With an Old Life Insurance Policy?

Friday Q&A:

• Getting Health Insurance after Divorce
• Opportunities When Moving Cross-Country
• Should I Keep My House in New Orleans as a Rental House
• How Can My Father Buy a House for My Benefit

Audio was from: https://www.intherabbithole.com/e257/

The app is called "Soulver." https://www.acqualia.com/soulver/

Articles referenced:

• https://www.wweek.com/portland/article-1616-rubbish.html-2
• https://www.aclu.org/blog/privacy-technology/surveillance-technologies/some-towns-are-videotaping-residents-garbage?redirect=blog/free-future/some-towns-are-videotaping-residents-garbage-streams

Many people automatically assume that working from home is the best possible way to work. But is it really?

In today's show, I share how and why I scanned my entire library in preparation for my current travels.

Enjoy!

Joshua

Enjoy the story of this family's quite radical approach to a family "vacation."

Joshua

Not much has changed in 35 years...we still have to do the same calculation.

Joshua

We've been living full-time in our 30-foot travel trailer for an entire month now.

In today's show, I share with you what's been working, what's good, and what's not.

Joshua

• Sponsor: Warby Parker. Go to http://warbyparker.com/rpf to order your free Home Try-On glasses today.

Part 5 of a 5-part series called, "You Don't Have to Be Smart to Become Financially Independent...But You Can't Be Stupid."

Today we discuss your lifestyle.

Joshua

Part 4 of a 5-part series called, "You Don't Have to Be Smart to Become Financially Independent...But You Can't Be Stupid."

Today we discuss avoiding catastrophe.

Joshua

Part 3 of a 5-part series called, "You Don't Have to Be Smart to Become Financially Independent...But You Can't Be Stupid."

Today we discuss your investments.

Joshua

Part 2 of a 5-part series called, "You Don't Have to Be Smart to Become Financially Independent...But You Can't Be Stupid."

Today we cover your expenses.

Joshua

In Part 1 of this interview (Episode 566), you met Scott & Susan, a couple who accidentally retired in their 30s and has spent the last two decades traveling the world in a sailboat and the US in a motorhome.

In today's episode, we discuss Scott's small business, Techie 4 Hire. If you have any interest in developing a location-independent business, pay attention to Scott's story of his own business. Also pay attention to some of the other types of businesses mentioned in this interview.

Finally, we discuss a bit of the technology of mobile internet connectivity. For many of us, our ability to reliably connect to the internet from the road can open up a location-independent lifestyle.

Enjoy!

Joshua

• To contact Scott, email techie 4 hire at live dot com.
• Please support RPF on Patreon: www.radicalpersonalfinance.com/patron

On today's show, I bring you an interview with Scott and Susan. I think of them as "accidental early retirees."

About two decades ago they bought a sailboat, intending to travel for a year. They wound up spending a decade sailing the world together. And then for the last decade, they've traveled all around the USA, living full-time in their RV.

In Part 1 of this interview we discuss their story--the plan, the money, and the lifestyle.

In Part 2 of this interview we will discuss Scott's small business and the technology that they use that keeps them on the road full-time.

Enjoy!

Joshua

• Please support RPF on Patreon: www.radicalpersonalfinance.com/patron

Part 1 of a 5-part series called, "You Don't Have to Be Smart to Become Financially Independent...But You Can't Be Stupid."

Today we cover your income.

Joshua

It's Friday! On today's Q&A show we cover:

• Rental House vs. Personal House
• What Type of Retirement Plan for a Small Business
• Stocks vs. Real Estate
• How to Get Money That's Owed to You

Join me next week for the Q&A! Go here: www.radicalpersonalfinance.com/patron

Joshua

There are many, many successful, educated, high-earning people who are making unusual life decisions. My guests on today's show are following that pattern in their own life and they're also investigating many, many others who are pursuing unusual courses of action.

Today we speak with Chris and Cristi Moody, successful professionals who moved out of their penthouse Manhattan apartment and into a 72-square-foot cargo van.

Enjoy!

Joshua

• http://lifeoptedout.com
• http://instagram.com/lifeoptedout
• email: optoutmedia at gmail dot com

Part 5 of our 5-part series on radical housing ideas.

Joshua

Part 4 of our 5-part series on radical housing ideas.

Joshua

Part 3 of our 5-part series on radical housing ideas.

Joshua

Part 2 of our 5-part series on radical housing.

Joshua

Today, we begin part 1 of a 5-part series on housing ideas.

Enjoy!

Joshua

It's Friday! That means live Q&A! Today we cover:

• A Financial Independence Checkup
• Investing in Private Businesses
• How to Do Productive Work While Traveling

If you'd like to join us on next week's Q&A, join here: www.radicalpersonalfinance.com/patron

Joshua

Today is July 4, Independence Day, in the United States.

Let's celebrate by actually behaving independently and rejecting the practice of lying.

Enjoy this essay by Alexander Solzhenitsyn, entitled "Live Not By Lies."

Joshua

• Written version: http://www.orthodoxytoday.org/articles/SolhenitsynLies.php

You already have an unalienable right to liberty. Now act like it and stop selling yourself back into slavery. Please!

Joshua

It's Friday! And Q&A is back! (From the road, no less.)

Today, we discuss:

• Careers in Financial Advice
• Should I Convert My IRA to a Roth
• What Should I Save Money For?

Enjoy!

Joshua

• Join us on next week's call! www.radicalpersonalfinance.com/patron