221-How to Budget When You're Behind On Your Bills and Stuck in the Middle of a Financial Emergency

There are many ways to budget. All of us need to find a solution that is effective for us. And that solution will probably change as our situation changes.

Today, I want to share some advice on budgeting for people who are in a financial emergency. 

Here is a very simple method of budgeting. It requires only:

• a checkbook register
• a notebook and pencil
• a stack of all your bills
• a calculator

Details are in the show! 

Joshua

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