The Read-Aloud Handbook: Seventh Edition by Jim Trelease

Honey for a Child's Heart: The Imaginative Use of Books in Family Life

Books Children Love: A Guide to the Best Children's Literature

Books That Build Character: A Guide to Teaching Your Child Moral Values Through Stories

Robinson Self-Teaching Curriculum

Robinson Curriculum Book List

Ambleside Online Curriculum

Ambleside Online Master Booklist

MENSA for Kids booklist

Personal MBA booklist

Today, in celebration of the American holiday "Thanksgiving Day," I want to share with you a recording of short story written by Louisa May Alcott, called "An Old-Fashioned Thanksgiving."

The audio file has no commentary—it's merely an unabridged reading of the story—and is suitable for you to share with your children as a worthwhile story to enjoy this time of year.

But this story is filled with financial lessons for those with ears to hear.

As you listen to a life of long ago (circa 1830), I'd encourage you to reflect on the life that you and I now live in comparison.

For me, this reflection fills me with Thanksgiving, which is the starting point of living a rich life now.

You are rich. I am rich. Let's realize it and act appropriately.

Joshua

• If you prefer to read the story to your children yourself, here is the text I read: https://digital.library.upenn.edu/women/alcott/thanksgiving/thanksgiving.html 

Here are a few poem and prayers of Thanksgiving you may enjoy as well:

O Lord, that lends me life,
Lend me a heart replete with thankfulness!
~~William Shakespeare 1564-1616

May all who share these gifts today
Be blessed by Thee, we humbly pray.
What God gives and what we take
'Tis a gift for Christ his sake;

Be the meal of beans or peas,
God be thanked for those and these;
Have we flesh or have we fish,
All are fragments from His dish.
~~Robert Herrick 1591-1674

Prayer
Lord, behold our family here assembled. We thank thee for this place in which we dwell, for the love that unites us, for the peace accorded to us this day, for the health, for the food, and the bright skies that make our lives delightful, for our friends in all parts of the earth.

Give us courage, gaiety, and the quiet mind. Spare to us our friends, soften us to our enemies. Bless us, if may be, in all our innocent endeavours. If may not, give us the strength to encounter that which is to come. May we be brave in peril, constant in tribulation, temperate in wrath, and in all changes of fortune loyal and loving to one another.

As the clay to the potter, as the windmill to the wind, as the children of their sire, we beseech of Thee this help and mercy for Christ's sake. Amen.
~~Robert Louis Stevenson

https://youtu.be/MOy4QQP0oBs

https://www.techdirt.com/articles/20211106/17503547889/dea-racks-up-two-forfeiture-losses-one-week-returns-100000-stolen-cash-to-victims.shtml

On today's Q&A:

• 1:30 Should I buy life insurance if I want to build generational wealth?
• Live reaction to the Kyle Rittenhouse verdict
• 28:23 My parents have sold their house and they have $200,000 cash. What should they do?
• 36:00 Can I escape GILTI tax on my offshore earnings?
• 41:56 How can I make a living as an economist?

On today's Q&A:

• 1:30 Should I buy life insurance if I want to build generational wealth?
• Live reaction to the Kyle Rittenhouse verdict
• 28:23 My parents have sold their house and they have $200,000 cash. What should they do?
• 36:00 Can I escape GILTI tax on my offshore earnings?
• 41:56 How can I make a living as an economist?

https://www.ssa.gov/OACT/TR/2021/tr2021.pdf 

We are living in a significant supply chain crisis. In today's show I've invited Steven Harris back on the show to discuss the current events as we seek to prognosticate a bit about where things could go from here and how we can be prepared for the impending changes.

Enjoy!

Joshua

• www.Harris1234.com and www.Steven1234.com 

On today's Friday Q&A we cover:

• 1:30 - How can I grow my new blog?
• 17:10 - We bought a house that has massively increased in value. What do we do now?
• 29:06 - I need to move >$100,000 of currency across the country. How do I do this safely?
• 1:05:00 - I'm moving abroad while waiting for my Bitcoin to appreciate. What do I need to think about?
• 1:40:29 - How do I know when I'm ready to hire a financial advisor?

Join us next week! https://www.patreon.com/RadicalPersonalFinance 

Hire me personally! https://radicalpersonalfinance.com/consult 

I recorded this episode of the show to deal with a recent minor controversy from a passing comment I made. Then I decided it was too far out of the scope of what I want discussed on RPF, so I canned it, choosing not to release it.

Well, the controversy continued, and after I shared this "deleted episode" with a few listeners privately who found it helpful, I decided to let you choose for yourself, rather than my censoring it.

It's all explained in the intro!

Joshua

On today's Friday Q&A show:

• 1:30 Difficulties on 1031 exchanges
• 6:45 Should I start a business on the side or full-time?
• 11:45 Can I deduct my student loans as a business expense?
• 12:15 We are expecting a baby. How should I use my paternity leave?
• 22:30 How do I get rid of a credit card with an annual fee?
• 30:15 Should I maintain multiple bank accounts and multiple brokers?
• 39:30 Should I buy a house?
• 44:00 How can we help children develop entrepreneurship?
• 52:00 How do I communicate with my wife about a radical lifestyle?
• 1:06:30 My mom is headed deep into debt as a result of medical bills, possible into bankruptcy. How do we protect her?

In today's podcast, I share with you:

1. Why I think the USA is a good place to be right now with regard to personal freedom, even with various rules and mandates.
2. What I think will happen in coming months.
3. How to prepare if the USA turns int a not-so-good place to be.

Enjoy!

Joshua

• https://radicalpersonalfinance.com/consult 

I recently traveled with my family to France, with a primary goal of buying French books to read to my children! Today, I'll share a progress update on this project.

Joshua

Recently, US government agents raided 800 safe-deposit boxes and stole $86,000,000 of cash plus other valuables from the box holders. The government is trying to keep the money under the Civil Asset Forfeiture rules in the USA.

Today, I explain the details of the case to you as well as how to protect your money and stuff from similar thefts.

Joshua

BOOK A CONSULTING CALL WITH JOSHUA: www.radicalpersonalfinance.com/consult 

• Yahoo News: "Federal authorities cash in on safety box seizures as owners fight back"
• LA Times: "FBI says fortune seized in Beverly Hills raid was criminals’ loot. Owners say: Where’s the proof?"
• LA Mag: "The FBI Is Trying to Keep More Cash Seized from a Beverly Hills Vault"
• YouTube: "Never Get Busted Again Volume 1 Official: Traffic Stops - Full Video by BARRY COOPER"

Text of House Dems Proposal

@CPAPlanner's tweetstorm on the proposal

How Peter Thiel Saved $5 Billion Tax Free #PassportSheats

Biden wants IRS to snoop into your bank account, know when you have $600 or more

Biden Tax Plan Leans on Banks to Help Find Unreported Income
The proposal would require banks to report annual account inflows and outflows to the Internal Revenue Service

White House Fact Sheet: The American Families Plan

Department of the Treasury: General Explanations of the Administration’s Fiscal Year 2022 Revenue Proposals

Elizabeth Warren's S.1788 - Restoring the IRS Act

Today we discuss:

• 1:30 My landlord has Stage 4 cancer and wants me to buy his house. Should I do it?
• 15:30 Should I start an S-Corp to save on taxes?
• 24:39 How can I learn to be a lighter traveler?
• 33:33 How can I enhance my international diversification?
• 46:43 How much net worth should you invest into a single project?
• 1:04:30 How can I increase my income?

Join next week's call at https://patreon.com/RadicalPersonalFinance 

2:06 How should I save for my children's education?
31:00 How should I view crypto lending accounts?
38:00 My income is going to be super low this next year. What are my opportunities?
46:30 How much money should I spend on prepping?
1:03:30 I'm a new early retiree. Should I pay cash for a house or finance it?
1:22:30 I'm young and getting into house hacking. How should I start?
1:31:15 What are Joshua's real estate investment plans?

It's Friday! On today's Q&A call we discuss:

• 1:20 I'm 21 Years old and just bought a house. Should I do the Alpha Strategy?
• 24:50 I bought a rural property. How can I control my liability?
• 36:35 Should I prioritize retirement savings or a house down payment?

https://www.propublica.org/article/the-secret-irs-files-trove-of-never-before-seen-records-reveal-how-the-wealthiest-avoid-income-tax 

It's Friday! Today we discuss:

• 2:21 What do we do with Michael Burry's predictions of a crypto crash?
• 18:35 How do I figure out how much life insurance I need
• 35:45 Is Florida the best state in the USA?

Enjoy! To join me next week, sign up here: https://patreon.com/RadicalPersonalFinance

Joshua

ProPublica made a splash this week with their reporting on the wealthiest 25 Americans' tax returns. Let's discuss!

Joshua

https://www.propublica.org/article/the-secret-irs-files-trove-of-never-before-seen-records-reveal-how-the-wealthiest-avoid-income-tax 

On today's Friday Q&A we discuss:

• 1:30 Should I spend money on home projects when I'm capable of DIY?
• 17:20 What's involved with my opening a business in Mexico
• 26:30 Is there any danger to my real estate strategy of doing owner-financing to Mexican immigrants?
• 35:30 How can a young CPA grow his business and career intelligently?
• 43:30 Should I buy a house?
• 1:01:00 What is the likely future of Liberland?
• 1:24:15 Is it crazy for us to AirBnB for 6 months while we find a new place to live?

If you'd like to be on next weeks Q&A show, sign up here: https://patreon.com/RadicalPersonalFinance 

Enjoy!

Joshua

On today's Friday Q&A is show we cover:

• 1:10 I have a new 109-acre property. How can I use it intelligently to offset the costs and taxes?
• 18:32 Should I pay off debt if I expect future inflation?
• 27:15 What tools should I use to learn a language from scratch?
• 41:45 How far can I go in deducting the expenses of my vacation rental and how far should I go to get tax deductions?
• 1:03:00 I'm getting my family into camping for the first time. Where should I start?
• 1:22:00 Should I invest into life settlement contracts?

Enjoy!

Joshua

https://patreon.com/RadicalPersonalFinance 

In 2013, Bitcoin traded for $85 per coin. Today, it's at $40,000 per coin. I never once told you to buy Bitcoin. In today's show I'll explain why and I will apologize for that oversight.

Joshua 

As a family, we've just finished the first two weeks of our most-recent nomad adventure in Mexico! In today's show, I want to share with you how and why we live in a golden age of travel and how you can access it if you want to!

Joshua

I firmly believe that any North American who is interested in a Plan B should consider Mexico as an option before almost any other country.

In today's podcast I've invited attorney Enrique Ramírez Corona on the show to discuss how Mexico's immigration program works.

Enjoy!

Joshua

• Enrique's website: http://www.sanmiguel-legal.com/
• Enrique's email: enrique@sanmiguel-legal.com  

It's Friday! Today we do Q&A!

• 1:30 Is there a downside to a second citizenship?
• 20:04 Should I invest for early retirement or buy a house?
• 47:37 How are my crypto wages taxed as I earn them and they grow?
• 1:06:00 Should I cash out my Teacher's pension or keep it?
• 1:16:48 I make 3x money as I did 6 months ago. Am I spending too much?
• 1:24:27 I have $1,000,000 in the stock market. Should I sell?
• 1:38:20 How can I plant some flags as a farmer?
• 1:52:31 How can I pay my parents to work for my business?
• 2:01:00 What's wrong with Universal Life Insurance?

To join next week's show, go to https://patreon.com/RadicalPersonalFinance

Disaster is NOT a strategy. But you can build a strategy for virtually any disaster.

Joshua

It's Friday! Today we do live Q&A and cover:

• I made a bunch of money on a real estate deal. What do I do with the money now?
• 29:35 How does Joshua go about making a podcast?

Joshua

p.s., join me on Patreon to join us next week! https://patreon.com/RadicalPersonalFinance 

Text me your comments and questions: 561-468-3158

Joshua

In today's show, I'll share the exciting Sheats' Family travel plans for the rest of this year!

Joshua

p.s., Brand new! Text me a question or comment at 561-468-3158!

https://radicalpersonalfinance.com/store use code CHANGINGPLATFORMS

It's exceedingly difficult to live income-tax free in the USA. (At least if we assume you're going to make some significant money.) But it's not impossible. At least not conceptually. You just have to avoid that pesky thing called "income." Let's talk about how!

Joshua

50% off sale ends March 31. Use Coupon Code CHANGINGPLATFORMS at https://radicalpersonalfinance.com/store now!

Save 50 percent on all of my courses until March 31 with coupon code CHANGINGPLATFORMS at https://radicalpersonalfinance.com/store 

Save 50% on all of my courses until March 31 using coupon code CHANGINGPLATFORMS at https://radicalpersonalfinance.com/store

• 2:30 Should I buy a health insurance policy on the public exchange or join a Christian Healthcare Ministry?
• 9:30 Can I open an HSA account if I’m on my parents’ policy?
• 13:00  How long should I keep my personal banking records?
• 17:10 Should I convert my group life insurance to a personal policy?
• 26:30 Should I sell my rental property to invest in something else?
• 35:10 Should I take my money out of my 401(k) using the Coronavirus penalty relief?
• 40:45 Should I trust the government’s tax promises about my 401(k)?

Joshua

The Magic Penny is the best-performing investment asset any of us could dream of having. Today I'll show you how just a little bit of tax totally decimates its results!

Save 50% with code CHANGINGPLATFORMS only until March 31. https://radicalpersonalfinance.com/store​ 

I invited Jacob Lund Fisker back to Radical Personal Finance to discuss the Early Retirement Extreme lifestyle, investing, and how to protect yourself from catastrophic risk.

https://radicalpersonalfinance.com/store​ Save 50% with CHANGINGPLATFORMS until March 31

It's Friday and that means live Q&A! But remember that I'm doing a limited-time sale:

• Go to https://radicalpersonalfinance.com/store and get 50% OFF all of my courses using coupon code CHANGINGPLATFORMS
• I'm ending my personal consulting work on March 31, 2021. If you'd like to book a personal consultation with me, go to https://radicalpersonalfinance.com/consult and book now. Plus, you'll save 25% on that service too!

On to today's topics:

• 2:40 What can I learn from my recent investment wins?
• 11:06 I've decided not to FIRE as soon as I though; should I buy a vacation property?
• 25:41 Can going offshore lower my personal liability exposure?
• 40:52 My wife and I are retiring young. Now what?
• 54:36 Understanding the options on disability insurance.

Enjoy!

Joshua

p.s., remember to save 50% at https://radicalpersonalfinance.com/store with coupon code CHANGINGPLATFORMS and to book an consulting call with me at https://radicalpersonalfinance.com/consult before they disappear!

On March 31 I am removing my current courses from the marketplace so that I can re-shoot the video with fancier visual effects and release them at a higher price point.

I'm also no longer going to provide personal phone consulting services after March 31.

• Save 50% on my courses with coupon code CHANGINGPLATFORMS available at https://radicalpersonalfinance.com/store 
• Save 25% on my phone consulting by booking a call with me at https://radicalpersonalfinance.com/consult 

Both of these offers end on March 31, 2021, so act quickly.

Today, I'm going to share with you my thoughts about a friend's life and share with you some lessons from his life.

It's Friday! Today we cover:

• 2:08 - Should I take out a HELOC on my house to invest in stocks?

• 20:48 - Can I save money on my taxes by starting a dental tourism company?

• 25:15 - Is the career of a CFP a good career?

• 39:20 - Should I sell my $600,000 crypto portfolio?

• 59:28 - How can I find new and interesting ideas for my life?

• 1:09:28 - How can I build a framework for my children’s education?

• 1:17:08 - Should I take a job that promises me equity as compensation?

Enjoy!

Joshua

• Join me on Patreon: https://patreon.com/RadicalPersonalFinance 

In today's show we do live Q&A:

• 3:00 Should I take a government job with good benefits or a private sector job with other benefits?

• 16:42 How do I get myself back into tax compliance for a US citizen?

• 25:52 How should I protect my cash savings from inflation

• 35:30 Should I stay in hotels or buy a camper for my cross-country road trip?

• 56:30 Should I merge my HSA with my wife’s?

• 1:02:05 We are going to have a baby soon. Should we go travel with our maternity leave?

• 1:10:18 How can I quickly build my credit?

Hey Radicals!

I'm hosting a public meetup this Thursday, February 11, 2021 in Bogotá, Colombia.

If you'd like to join me, please email me: Joshua at Radical Personal Finance dot com.

Joshua

It's Friday! Live Q&A today:

• 2:00 Questions on retirement account contribution for US Americans living abroad

• 19:48 Should I dump my whole life insurance policy?

• 35:21 What are the rules on the disposition of stuff for my rental property?

• 45:21 Should I make big year-end contributions to my retirement accounts?

• 51:00 I just got laid off. What do I need to do now?

• 1:08:00 Should I enhance my charitable giving by giving appreciated assets?

• 1:14:44 How do I figure out the tax rules on my cryptocurrency?

• 1:21:15 Should I keep my home base in the USA or dump it and move?

Enjoy! To join next weeks Q&A show, go here: https://patreon.com/RadicalPersonalFinance 

In 2021, I resolve to spend more money and not to engage in extreme savings.

Here's why!

Joshua

• Book a consult with me: https://radicalpersonalfinance.com/consult

Friday Q&A today:

• 2:10 - Free resource for end-of-the-year planning: www.yearcompass.com

• 3:00 - How aggressive should I be in scaling up my real estate company?

• 22:15 - Should I rollover my 401(k) and 403(b) to an IRA

• 35:30 - Should I put my child into kindergarten at an early age?

• 43:44 - Should I deduct my early stage business expenses now or later?

• 47:14 - What should I do with a $600,000 inheritance

• 1:06:00 - Should I participate in my 457(b) plan?

• 1:06:41 - I want to leave my $225k corporate job to be a full-time trader. How can I do it faster?

• 1:20:45 - Should we keep our old house as a rental?

• 1:34:38 - Should I participate in my company’s mega-backdoor-Roth?

• 1:45:20 - Should I move my $1M brokerage account offshore?

To join me on next week's Q&A show, support the show on Patreon: https://patreon.com/RadicalPersonalFinance

Short message today to announce my Black Friday sale and to say thank you. 

• You can save 55% on all of my courses at https://radicalpersonalfinance.com/store by using Coupon Code BLACKFRIDAY2020. (Sale ends Tuesday, December 1)
• You can save 25% on a private consulting call at https://radicalpersonalfinance.com/consult 

Live Friday Q&A today!

• 1:45 The future of cryptocurrency and associated tax questions

• 24:48 Should an early retiree set up a guaranteed income stream?

• 37:18 Will I owe tax if I’m moving around working as a digital nomad?

• 45:52 How can I invest in my children without messing up my simple cashflow system?

• 56:58 Should I invest in a Biblically Responsible mutual fund

• 1:12:38 Where can I put my real estate down payment money to get a bit more interest?

• 1:21:15 Joshua’s current advice for existing podcasters

• 1:37:16 Should I set up a corporation for my business or keep running it as a sole proprietorship?

• 1:46:45 If it’s ok to take welfare, why not make a class teaching people how to get it?

Enjoy!

• To join me next week, go here: https://patreon.com/RadicalPersonalFinance
• Book a private consultation here: https://radicalpersonalfinance.com/consult 

Whenever we get into the throes of a hotly contested election, people threaten to leave if their preferred candidate loses. Most don't ever leave, of course. But should they?

I'm not sure they should leave. Leaving is a drastic step and response. But I'm sure that most people should prepare to leave. Or make a plan to leave. And today I'll share with you the argument and the methods!

• Book a consult with me here: https://radicalpersonalfinance.com/consult
• Buy my course on internationalization called "How to Survive and Thrive in the Coming Economic Crisis" here: https://radicalpersonalfinance.com/store 

Note: This show was originally released on November 7, 2016. It's every bit as relevant today, November 2, 2020 as it was on that date. Listen to it afresh today with four years of hindsight. 

-------------------

In case you haven't heard, this presidential election is the most important one in your lifetime. It will retain that title until November 9 when the 2020 election will take over as reigning champ.

Not only is this the most important election of your lifetime, but if the wrong person is elected, we literally face the end of the world as we know it!

So, what are you to do?

Well, today's show contains my thoughts and advice around presidential politics as well as 10 things you can do that will actually make a difference after you've cast your vote for President of the United States.

Joshua

Today I share with you a recent interview I gave for the Life Meets Money podcast with Matt Miner.

Matt Miner has been on Radical Personal Finance several times and this was a fantastic interview!

We discussed lifestyle design, risk and emergency planning, insurance, prepping, etc. in great detail. 

Enjoy!

Joshua

This show was originally posted on the Life Meets Money podcast here: https://lifemeetsmoney.com/joshuasheats 

It's Friday! Today we tackle:

• 1:30 Tax issues on inherited real estate + a healthy retirement

• 19:40 Should I buy a placeholder annuity so I get today’s mortality rates?

• 33:27 What opinions on teaching children about money has Joshua changed over the years?

• 47:00 Should I build a business in financial coaching?

• 1:16:45 I want to get into financial planning; what should I do?

• 1:39:42 I got denied for a credit card offer; what do I do next?

I've recently begun offering financial consulting again. You can book an appointment here: https://radicalpersonalfinance.com/consult

If you'd like to join me on next week's Q&A call, join me at https://patreon.com/RadicalPersonalFinance 

In today's show I'm welcoming Steven Harris back to the show to discuss investing in commodities. When most people think of investing in commodities, they immediately think of gold and silver. Gold and silver have a place and can be useful, but they are not the only pathway to investing in commodities. In today's show Steven and I discuss how you can invest in commodities like food, metal, tools, etc. 

Enjoy!

Joshua

• Go to www.RPF1234.com to buy Steven's preparedness education courses. They're awesome! (I own—and paid for—all of them myself.)

It's Friday! In today's Q&A show we cover:

• 1:50 Buying disability insurance and maintaining financial privacy while dealing with insurance agents
• 40:30 Buying a house with a land contract

Enjoy!

Joshua

On today's Q&A call we cover:

• 00:45 I graduate with a nursing degree in 6 months. What should I do next?

• 20:20 Should I have speculated in the recent stock market downturn with my down payment money?

• 38:30 I have 3 properties. Do I need an LLC for asset protection?

• 57:30 Should I buy concealed carry insurance?

To join next week's call, go to https://patreon.com/RadicalPersonalFinance 

Enjoy!

Joshua

One year ago my wife and I decided to teach our children Spanish. At the time, they spoke zero Spanish. We succeeded in the project even though:

• They don't go to a Spanish-speaking school
• They don't have any Spanish-speaking friends
• They've not taken any Spanish classes
• They don't have anybody speaking Spanish to them full-time

In this episode, I'll teach you how I did it.

Joshua

P.S.  Stay tuned to the end to hear my eldest speaking in Spanish so you can assess his level of Spanish for yourself.

On today's Friday Q&A call we discuss:

• 00:45 I’m inspired by Trump’s taxes. How can I start a lifestyle business for myself?

• 32:10 What kind of sales job should I get?

• 49:00 How can I protect my assets in Montana?

• 1:00:42 Should I buy a more expensive house?

• 1:22:42 Reasons to refinance your mortgage now

• 1:26:20 I still don’t understand Trump’s tax returns. Help!

Enjoy!

Joshua

Join my Patreon to gain access to next week's call: https://www.patreon.com/RadicalPersonalFinance 

The New York Times recently published a story on the analysis of President Trump's tax returns. 

Allegedly, Trump has not paid any income taxes in 10 out of the last 15 years.

In today's podcast I analyze the financial planning behind the details in the article and teach you how you can use the same techniques Trump uses to shelter his income from taxes.

Joshua

• NY Times story: https://www.nytimes.com/interactive/2020/09/27/us/donald-trump-taxes.html 
• www.RadicalPersonalFinance.com/store 

On today's Friday Q&A show:

• 1:03 I have a low-paying job while in college. How can I get a better job?
• 18:22 What name should I use for my online activities?
• 32:06 How do I actually take income from an investment portfolio in retirement?
• 49:23 I'm leaving California for Central America; where should I go?
• 1:11:50 I'm moving to Florida; what kind of hurricane planning do I need to do?
• 1:17:50 I'm worried about my exposure to USD. How can I hedge my bets?
• 1:22:54 I'm moving from California to Texas. What should I consider in the process?
• 1:35:27 I'm starting a new business that might fail; how can I protect my assets?
• 1:51:21 Should I pay off my mortgage?

To join me next week, go to https://patreon.com/RadicalPersonalFinance 

Billionaire Churck Feeney has recently finished giving away his entire $8 billion fortune.

In today's show, we'll talk about whether you should copy him and how you could do it.

Joshua

• Forbes: The Billionaire Who Wanted To Die Broke...Is Now Officially Broke
• Where he gave his money: https://www.atlanticphilanthropies.org/wp-content/uploads/2019/10/ZeroIsTheHero.pdf

It's Friday! Today we cover:

• 00:48 How to get a raise at your job

• 11:55 Should I classify a 2nd house as an investment property or a second home?

• 25:30 Do I get a better deal on my mortgage by classifying a house as a second home?

• 31:15 How do I solve the tension between saving money and giving money?

Enjoy!

Joshua

Friday Q&A show! Today we discuss:

• 00:30 Contractor status or employee status?
• 31:00 What happens with our money when interest rates go negative?
• 43:21 Is it really a good idea to have lots of cash on hand?
• 1:03:30 How should I set up an emergency escape vehicle to get out of California wildfires?
• 1:17:31 I used a life insurance loan as a down payment for my house; what do I do now?

In March, things looked really bleak. But the stock market recovered in a spectacular 5-month period.

Did we get it wrong? Do we regret anything we did?

Joshua

All of the news these days on coronavirus is positive. Is this a glimmer of the beginning of the end?

Although we certainly expect many more people to get sick with COVID-19 and some to die, I think it is.

I'll tell you why.

Joshua

What are your goals for your children? What skills and abilities do you want them to have when they leave your home?

My guest, Jonathan Harris, is the father of nine children. His four eldest children have all established themselves as independent adults, building careers on the foundation of their personal talents and passions.

In today's show, we discuss the strategies and tactics that have been helpful for him.

www.ParentTheirPassion.com  
www.10ktotalent.com