It's Friday! Today we do live Q&A and cover:

• I made a bunch of money on a real estate deal. What do I do with the money now?
• 29:35 How does Joshua go about making a podcast?

Joshua

p.s., join me on Patreon to join us next week! https://patreon.com/RadicalPersonalFinance 

Text me your comments and questions: 561-468-3158

Joshua

In today's show, I'll share the exciting Sheats' Family travel plans for the rest of this year!

Joshua

p.s., Brand new! Text me a question or comment at 561-468-3158!

https://radicalpersonalfinance.com/store use code CHANGINGPLATFORMS

It's exceedingly difficult to live income-tax free in the USA. (At least if we assume you're going to make some significant money.) But it's not impossible. At least not conceptually. You just have to avoid that pesky thing called "income." Let's talk about how!

Joshua

50% off sale ends March 31. Use Coupon Code CHANGINGPLATFORMS at https://radicalpersonalfinance.com/store now!

Save 50 percent on all of my courses until March 31 with coupon code CHANGINGPLATFORMS at https://radicalpersonalfinance.com/store 

Save 50% on all of my courses until March 31 using coupon code CHANGINGPLATFORMS at https://radicalpersonalfinance.com/store

• 2:30 Should I buy a health insurance policy on the public exchange or join a Christian Healthcare Ministry?
• 9:30 Can I open an HSA account if I’m on my parents’ policy?
• 13:00  How long should I keep my personal banking records?
• 17:10 Should I convert my group life insurance to a personal policy?
• 26:30 Should I sell my rental property to invest in something else?
• 35:10 Should I take my money out of my 401(k) using the Coronavirus penalty relief?
• 40:45 Should I trust the government’s tax promises about my 401(k)?

Joshua

The Magic Penny is the best-performing investment asset any of us could dream of having. Today I'll show you how just a little bit of tax totally decimates its results!

Save 50% with code CHANGINGPLATFORMS only until March 31. https://radicalpersonalfinance.com/store​ 

I invited Jacob Lund Fisker back to Radical Personal Finance to discuss the Early Retirement Extreme lifestyle, investing, and how to protect yourself from catastrophic risk.

https://radicalpersonalfinance.com/store​ Save 50% with CHANGINGPLATFORMS until March 31

It's Friday and that means live Q&A! But remember that I'm doing a limited-time sale:

• Go to https://radicalpersonalfinance.com/store and get 50% OFF all of my courses using coupon code CHANGINGPLATFORMS
• I'm ending my personal consulting work on March 31, 2021. If you'd like to book a personal consultation with me, go to https://radicalpersonalfinance.com/consult and book now. Plus, you'll save 25% on that service too!

On to today's topics:

• 2:40 What can I learn from my recent investment wins?
• 11:06 I've decided not to FIRE as soon as I though; should I buy a vacation property?
• 25:41 Can going offshore lower my personal liability exposure?
• 40:52 My wife and I are retiring young. Now what?
• 54:36 Understanding the options on disability insurance.

Enjoy!

Joshua

p.s., remember to save 50% at https://radicalpersonalfinance.com/store with coupon code CHANGINGPLATFORMS and to book an consulting call with me at https://radicalpersonalfinance.com/consult before they disappear!

On March 31 I am removing my current courses from the marketplace so that I can re-shoot the video with fancier visual effects and release them at a higher price point.

I'm also no longer going to provide personal phone consulting services after March 31.

• Save 50% on my courses with coupon code CHANGINGPLATFORMS available at https://radicalpersonalfinance.com/store 
• Save 25% on my phone consulting by booking a call with me at https://radicalpersonalfinance.com/consult 

Both of these offers end on March 31, 2021, so act quickly.

Today, I'm going to share with you my thoughts about a friend's life and share with you some lessons from his life.

It's Friday! Today we cover:

• 2:08 - Should I take out a HELOC on my house to invest in stocks?

• 20:48 - Can I save money on my taxes by starting a dental tourism company?

• 25:15 - Is the career of a CFP a good career?

• 39:20 - Should I sell my $600,000 crypto portfolio?

• 59:28 - How can I find new and interesting ideas for my life?

• 1:09:28 - How can I build a framework for my children’s education?

• 1:17:08 - Should I take a job that promises me equity as compensation?

Enjoy!

Joshua

• Join me on Patreon: https://patreon.com/RadicalPersonalFinance 

In today's show we do live Q&A:

• 3:00 Should I take a government job with good benefits or a private sector job with other benefits?

• 16:42 How do I get myself back into tax compliance for a US citizen?

• 25:52 How should I protect my cash savings from inflation

• 35:30 Should I stay in hotels or buy a camper for my cross-country road trip?

• 56:30 Should I merge my HSA with my wife’s?

• 1:02:05 We are going to have a baby soon. Should we go travel with our maternity leave?

• 1:10:18 How can I quickly build my credit?

Hey Radicals!

I'm hosting a public meetup this Thursday, February 11, 2021 in Bogotá, Colombia.

If you'd like to join me, please email me: Joshua at Radical Personal Finance dot com.

Joshua

It's Friday! Live Q&A today:

• 2:00 Questions on retirement account contribution for US Americans living abroad

• 19:48 Should I dump my whole life insurance policy?

• 35:21 What are the rules on the disposition of stuff for my rental property?

• 45:21 Should I make big year-end contributions to my retirement accounts?

• 51:00 I just got laid off. What do I need to do now?

• 1:08:00 Should I enhance my charitable giving by giving appreciated assets?

• 1:14:44 How do I figure out the tax rules on my cryptocurrency?

• 1:21:15 Should I keep my home base in the USA or dump it and move?

Enjoy! To join next weeks Q&A show, go here: https://patreon.com/RadicalPersonalFinance 

In 2021, I resolve to spend more money and not to engage in extreme savings.

Here's why!

Joshua

• Book a consult with me: https://radicalpersonalfinance.com/consult

Friday Q&A today:

• 2:10 - Free resource for end-of-the-year planning: www.yearcompass.com

• 3:00 - How aggressive should I be in scaling up my real estate company?

• 22:15 - Should I rollover my 401(k) and 403(b) to an IRA

• 35:30 - Should I put my child into kindergarten at an early age?

• 43:44 - Should I deduct my early stage business expenses now or later?

• 47:14 - What should I do with a $600,000 inheritance

• 1:06:00 - Should I participate in my 457(b) plan?

• 1:06:41 - I want to leave my $225k corporate job to be a full-time trader. How can I do it faster?

• 1:20:45 - Should we keep our old house as a rental?

• 1:34:38 - Should I participate in my company’s mega-backdoor-Roth?

• 1:45:20 - Should I move my $1M brokerage account offshore?

To join me on next week's Q&A show, support the show on Patreon: https://patreon.com/RadicalPersonalFinance

Short message today to announce my Black Friday sale and to say thank you. 

• You can save 55% on all of my courses at https://radicalpersonalfinance.com/store by using Coupon Code BLACKFRIDAY2020. (Sale ends Tuesday, December 1)
• You can save 25% on a private consulting call at https://radicalpersonalfinance.com/consult 

Live Friday Q&A today!

• 1:45 The future of cryptocurrency and associated tax questions

• 24:48 Should an early retiree set up a guaranteed income stream?

• 37:18 Will I owe tax if I’m moving around working as a digital nomad?

• 45:52 How can I invest in my children without messing up my simple cashflow system?

• 56:58 Should I invest in a Biblically Responsible mutual fund

• 1:12:38 Where can I put my real estate down payment money to get a bit more interest?

• 1:21:15 Joshua’s current advice for existing podcasters

• 1:37:16 Should I set up a corporation for my business or keep running it as a sole proprietorship?

• 1:46:45 If it’s ok to take welfare, why not make a class teaching people how to get it?

Enjoy!

• To join me next week, go here: https://patreon.com/RadicalPersonalFinance
• Book a private consultation here: https://radicalpersonalfinance.com/consult 

Whenever we get into the throes of a hotly contested election, people threaten to leave if their preferred candidate loses. Most don't ever leave, of course. But should they?

I'm not sure they should leave. Leaving is a drastic step and response. But I'm sure that most people should prepare to leave. Or make a plan to leave. And today I'll share with you the argument and the methods!

• Book a consult with me here: https://radicalpersonalfinance.com/consult
• Buy my course on internationalization called "How to Survive and Thrive in the Coming Economic Crisis" here: https://radicalpersonalfinance.com/store 

Note: This show was originally released on November 7, 2016. It's every bit as relevant today, November 2, 2020 as it was on that date. Listen to it afresh today with four years of hindsight. 

-------------------

In case you haven't heard, this presidential election is the most important one in your lifetime. It will retain that title until November 9 when the 2020 election will take over as reigning champ.

Not only is this the most important election of your lifetime, but if the wrong person is elected, we literally face the end of the world as we know it!

So, what are you to do?

Well, today's show contains my thoughts and advice around presidential politics as well as 10 things you can do that will actually make a difference after you've cast your vote for President of the United States.

Joshua

Today I share with you a recent interview I gave for the Life Meets Money podcast with Matt Miner.

Matt Miner has been on Radical Personal Finance several times and this was a fantastic interview!

We discussed lifestyle design, risk and emergency planning, insurance, prepping, etc. in great detail. 

Enjoy!

Joshua

This show was originally posted on the Life Meets Money podcast here: https://lifemeetsmoney.com/joshuasheats 

It's Friday! Today we tackle:

• 1:30 Tax issues on inherited real estate + a healthy retirement

• 19:40 Should I buy a placeholder annuity so I get today’s mortality rates?

• 33:27 What opinions on teaching children about money has Joshua changed over the years?

• 47:00 Should I build a business in financial coaching?

• 1:16:45 I want to get into financial planning; what should I do?

• 1:39:42 I got denied for a credit card offer; what do I do next?

I've recently begun offering financial consulting again. You can book an appointment here: https://radicalpersonalfinance.com/consult

If you'd like to join me on next week's Q&A call, join me at https://patreon.com/RadicalPersonalFinance 

In today's show I'm welcoming Steven Harris back to the show to discuss investing in commodities. When most people think of investing in commodities, they immediately think of gold and silver. Gold and silver have a place and can be useful, but they are not the only pathway to investing in commodities. In today's show Steven and I discuss how you can invest in commodities like food, metal, tools, etc. 

Enjoy!

Joshua

• Go to www.RPF1234.com to buy Steven's preparedness education courses. They're awesome! (I own—and paid for—all of them myself.)

It's Friday! In today's Q&A show we cover:

• 1:50 Buying disability insurance and maintaining financial privacy while dealing with insurance agents
• 40:30 Buying a house with a land contract

Enjoy!

Joshua

On today's Q&A call we cover:

• 00:45 I graduate with a nursing degree in 6 months. What should I do next?

• 20:20 Should I have speculated in the recent stock market downturn with my down payment money?

• 38:30 I have 3 properties. Do I need an LLC for asset protection?

• 57:30 Should I buy concealed carry insurance?

To join next week's call, go to https://patreon.com/RadicalPersonalFinance 

Enjoy!

Joshua

One year ago my wife and I decided to teach our children Spanish. At the time, they spoke zero Spanish. We succeeded in the project even though:

• They don't go to a Spanish-speaking school
• They don't have any Spanish-speaking friends
• They've not taken any Spanish classes
• They don't have anybody speaking Spanish to them full-time

In this episode, I'll teach you how I did it.

Joshua

P.S.  Stay tuned to the end to hear my eldest speaking in Spanish so you can assess his level of Spanish for yourself.

On today's Friday Q&A call we discuss:

• 00:45 I’m inspired by Trump’s taxes. How can I start a lifestyle business for myself?

• 32:10 What kind of sales job should I get?

• 49:00 How can I protect my assets in Montana?

• 1:00:42 Should I buy a more expensive house?

• 1:22:42 Reasons to refinance your mortgage now

• 1:26:20 I still don’t understand Trump’s tax returns. Help!

Enjoy!

Joshua

Join my Patreon to gain access to next week's call: https://www.patreon.com/RadicalPersonalFinance 

The New York Times recently published a story on the analysis of President Trump's tax returns. 

Allegedly, Trump has not paid any income taxes in 10 out of the last 15 years.

In today's podcast I analyze the financial planning behind the details in the article and teach you how you can use the same techniques Trump uses to shelter his income from taxes.

Joshua

• NY Times story: https://www.nytimes.com/interactive/2020/09/27/us/donald-trump-taxes.html 
• www.RadicalPersonalFinance.com/store 

On today's Friday Q&A show:

• 1:03 I have a low-paying job while in college. How can I get a better job?
• 18:22 What name should I use for my online activities?
• 32:06 How do I actually take income from an investment portfolio in retirement?
• 49:23 I'm leaving California for Central America; where should I go?
• 1:11:50 I'm moving to Florida; what kind of hurricane planning do I need to do?
• 1:17:50 I'm worried about my exposure to USD. How can I hedge my bets?
• 1:22:54 I'm moving from California to Texas. What should I consider in the process?
• 1:35:27 I'm starting a new business that might fail; how can I protect my assets?
• 1:51:21 Should I pay off my mortgage?

To join me next week, go to https://patreon.com/RadicalPersonalFinance 

Billionaire Churck Feeney has recently finished giving away his entire $8 billion fortune.

In today's show, we'll talk about whether you should copy him and how you could do it.

Joshua

• Forbes: The Billionaire Who Wanted To Die Broke...Is Now Officially Broke
• Where he gave his money: https://www.atlanticphilanthropies.org/wp-content/uploads/2019/10/ZeroIsTheHero.pdf

It's Friday! Today we cover:

• 00:48 How to get a raise at your job

• 11:55 Should I classify a 2nd house as an investment property or a second home?

• 25:30 Do I get a better deal on my mortgage by classifying a house as a second home?

• 31:15 How do I solve the tension between saving money and giving money?

Enjoy!

Joshua

Friday Q&A show! Today we discuss:

• 00:30 Contractor status or employee status?
• 31:00 What happens with our money when interest rates go negative?
• 43:21 Is it really a good idea to have lots of cash on hand?
• 1:03:30 How should I set up an emergency escape vehicle to get out of California wildfires?
• 1:17:31 I used a life insurance loan as a down payment for my house; what do I do now?

In March, things looked really bleak. But the stock market recovered in a spectacular 5-month period.

Did we get it wrong? Do we regret anything we did?

Joshua

All of the news these days on coronavirus is positive. Is this a glimmer of the beginning of the end?

Although we certainly expect many more people to get sick with COVID-19 and some to die, I think it is.

I'll tell you why.

Joshua

What are your goals for your children? What skills and abilities do you want them to have when they leave your home?

My guest, Jonathan Harris, is the father of nine children. His four eldest children have all established themselves as independent adults, building careers on the foundation of their personal talents and passions.

In today's show, we discuss the strategies and tactics that have been helpful for him.

www.ParentTheirPassion.com  
www.10ktotalent.com  

Live Friday Q&A today!

• 00:50 I just bought a new house. What practical prepper stuff should I do?
• 32:00 Can I & should I use Medicaid to cover my health insurance needs in early retirement?
• 51:01 I need a new Tow Rig; what truck should I buy?
• 1:10:21 Should I refinance my mortgage?
• 1:15:06 How can I become more relaxed with conflict in my life?
• 1:29:00 My HOA is underfunded; should I be worried?

Enjoy!

Joshua

It's Friday! Today, we cover:

• 9:00 How to socialize children when stuck at home?
• 22:27 How are IRAs Taxed for US citizens who renounce their citizenship?
• 38:18 How should we set up foreign corporations for US citizens moving abroad?
• 50:00 How should I go about looking for a financial advisor?
• 59:09 How can I run a business with total privacy?
• 1:22:51 Where does media production go from here?
• 1:35:00 How can a retirement-age couple with $130,000 decide where to put their money?
• 1:47:21 Should I put my new house into a trust?
• 1:53:47 Which home security system should I install in my new house?

Millions of students are sitting at home wasting their time watching online courses for measly high school credit. That's dumb.

Why not just go ahead and get an online bachelor's degree instead?

In today's show, I'll tell you how.

Joshua

In today's Q&A we discuss:

• 1:30 How can we equity strip a house in preparation for divorce?
• 13:17 Should I buy more whole life insurance if I'm planning to take a sabbatical in 6-8 years?
• 49:21 Are affirmations useful for personal development?
• 1:15:00 Should I be worried about leaving my home place in the current emergency?

Moving is an extremely effective—albeit disruptive—way to improve certain aspects of your life, both financially and personally.

All over the world there are millions of people who understand very clearly that if they can simply move to a country with a healthier, more robust economy.

But what country do you choose?

For hundreds of thousands of people, Canada is an obvious solution.

Today I've invited Brandon Miller, owner of Maple Immigration on to the show to discuss immigration into Canada.

We speak about immigration broadly and then specifically with regard to Canada.

Enjoy!

Joshua

• Get a free copy of Brandon's book "Second Passport: Your Guide to a Secure Alternative Home for You and Your Family Just in Case!" by emailing Brandon: info@mapleimmigration.ca 
• Brandon's website: https://mapleimmigration.ca 

Friday Q&A:

• 1:30 What steps can I take to protect my privacy and assets as I get into real estate investing?
• 17:22 Should I take an early $100,000 IRA distribution due to the CARES Act?
• 24:30 WWJD if his global trip were cut short and he were trying to build an online business?
• 44:00 How can I build a sideline bee business that my children can help me with?
• 1:02:00 How can we reconcile the value of being a modern nomad with the value of local community?

To join next week's show, support the show on Patreon: https://patron.com/radicalpersonalfinance 

Live Friday Q&A:

• 2:00 Do I stick out my job and current career because it's profitable and comfortable or do I pivot to something new while I'm young?
• 16:20 Should I do Infinite Banking as part of my retirement plan?
• 38:40 Should I go to college?
• 59:10 My 79-year-old father needs income. What should he invest in?

Join next week's show here: https://patreon.com/radicalpersonalfinance

Listen to 227-The Five Benefits of College and Radical Ways to Exploit Them

Resource:

• "Languages for the Future: The foreign languages the United Kingdom needs to become a truly global nation"
   https://www.britishcouncil.org/sites/default/files/languages_for_the_future_2017.pdf 

Increasing your language skills can help your brain, your social life, and your wallet. In today's show, I give you some tools I have found to be useful in my own foreign language studies.

Joshua

• Fluent Forever by Gabriel Wyner https://fluent-forever.com/book/
• Anki https://apps.ankiweb.net
• Lingq: https://www.lingq.com/en/ 

This episode was first published in May 1, 2017. It's important. Please listen.

------------------------------------------------------

If you get arrested, you can kiss anywhere from thousands to hundreds of thousands of dollars good-bye.

You need insurance against that eventuality.

Today, I'm going to teach you why it's vitally important that you arrest-proof yourself and how to do it.

Joshua

• Arrest Proof Yourself book: http://amzn.to/2ph7Xos
• Don't Talk to the Police video: https://youtu.be/d-7o9xYp7eE
• You Have the Right to Remain Innocent video: https://youtu.be/gpkc2FZFR5k
• BUSTED: The Citizen's Guide to Surviving Police Encounters: https://youtu.be/yqMjMPlXzdA

Time for live Q&A today!

• 3:15 Does changing my credit mix improve my credit score?
• 8:50 How can I find a good real estate deal?
• 14:48 My parents are in their early 50s and not saving money. How can I help them?
• 32:37 Should I buy life insurance on the lives of my children?
• 46:37 Should I buy a rental house first or my forever house?
• 50:46 How do I prioritize my financial goals?
• 55:15 We're having a baby! What should I know?
• 1:18:24 Where should I keep my emergency fund?

Enjoy!

Joshua

Watch this episode on YouTube: https://youtu.be/BQtrLx0EELw

It's Friday! Today we cover:

• 1:30 - What does Joshua think about the long-term future of the USA?
• 25:08 - Is Bank on Yourself / Infinite Banking a good idea?
• 56:13 - Should I get a Master's Degree right now or a job?
• 1:13:00 - How can I start a forum to meet smart people?

Joshua

P.S.  To join me on next week's Q&A show, join me on Patreon: https://patreon.com/radicalpersonalfinance 

You have an incredible opportunity available to you right now. Don’t miss it!

Watch this episode on YouTube: https://youtu.be/cvFLUsmlMWI

Watch this episode on YouTube: https://youtu.be/xBThQszqk4E

Watch this episode on YouTube: https://youtu.be/3KiE5BOwM9E

Watch this episode on YouTube: https://youtu.be/36fIApfStZM

• 1:30 - Stock market volatility - are total stock index funds a safe bet?
• 14:12 - How can I build self-confidence with public speaking?
• 18:54 - How can I start a for-profit daycare or school?
• 35:35 - How should I use this time to learn more about money? Other important topics?  How can I invest wisely at age 28?
• 46:00 - Should I take out a HELOC and use it to invest in a rental property?
• 53:00 - How can we decide whether my wife or I stay home with my son?
• 1:00:25 - Thoughts and strategies for working at home?
• 1:05:10 - Update on carnivore dieting?

Think you can't have a traveling adventure simply because you don't have any money? Well, if you think you can or you think you can't, you're right. If you'll adjust your mindset a bit, you can head out on a traveling adventure right now.

It's Friday! On today's live Q&A show we discuss:

• 1:10 Should I keep a credit card with an annual fee because it helps my credit score?
• 5:22 Should I pay off my mortgage right now or wait so I can invest in rental real estate?
• 10:59 Will the rental market be in demand again in the future?
• 12:22 Should I refinance my 15-year mortgage to a 30-year in order to have more cashflow?
• 15:20 What should a Radical Personal Finance live event look like?
• 23:47 Should I do a like-kind exchange right now or sell the property, pay the tax, and wait for the market to decline?
• 41:43 I'm 28 and just got out of debt. What should I do next?
• 59:26 How should I start a side business while simultaneously working a high-profit day job?

It’s Friday! On today’s Q&A we cover:

• 1:23 - Should I take the HELOC money out and put it into my bank account?
• 4:57 - Should I defer my mortgage payments if possible?
• 6:30 - How does this economic crisis affect my FIRE plans?
• 16:52 - What should an 18-year-old do with $56,000 in his bank?
• 32:49 - Should we leave our high-income job to fulfill our dream of moving to the country?
• 48:24 - How should I give away $40,000 to $50,000 per year effectively?
• 1:19:20 - Should I take a voluntary furlough from my job?
• 1:24:12 - How should I set up my new business structure?
• 1:40:45 - How do I choose between two good job offers?

We're in a recession. It hasn't been "officially" acknowledged yet, but it certainly will be.

So let's talk about how you can profit from this situation.

With the right attitude and the right decisions, you can come out of this difficult time positioned for greater and greater success.

Let's talk about how.

Joshua

It's Friday! In today's Q&A show we cover:

• 1:00 Joshua's predictions on COVID-19
• 17:32 How to be positive during COVID-19
• 27:00 How to walk away from a working class mentality and adopt a rich mentality
• 52:12 Is it ethical for me to take unemployment insurance?
• 1:03:13 Is this a good time to go into the market?

Enjoy!

• Sign up to support the show on Patreon: https://patreon.com/radicalpersonalfinance
• Private consulting is $150 off. Email joshua@radicalpersonalfinance.com with coupon code MARCHMADNESS
• All courses are 20% off with code "CORONAVIRUS" at https://radicalpersonalfinance.com/store
• Take my Family Preparedness class: https://radicalpreparedness.com Use "CORONAVIRUS" to save 20%

Quick update:

• I'm available for private consulting. Hourly rate is discounted from $400 to $250 until the end of March with code MARCHMADNESS Email me: joshua@radicalpersonalfinance.com
• Courses are 20% off with code "CORONAVIRUS" at www.radicalpersonalfinance.com/store and at www.radicalpreparedness.com

“To be truly challenging, a voyage, like a life, must rest on a firm foundation of financial unrest. Otherwise, you are doomed to a routine traverse, the kind known to yachtsmen who play with their boats at sea… “cruising” it is called. Voyaging belongs to seamen, and to the wanderers of the world who cannot, or will not, fit in. If you are contemplating a voyage and you have the means, abandon the venture until your fortunes change. Only then will you know what the sea is all about.

“I’ve always wanted to sail to the south seas, but I can’t afford it.” What these men can’t afford is not to go. They are enmeshed in the cancerous discipline of “security.” And in the worship of security we fling our lives beneath the wheels of routine – and before we know it our lives are gone.

What does a man need – really need? A few pounds of food each day, heat and shelter, six feet to lie down in – and some form of working activity that will yield a sense of accomplishment. That’s all – in the material sense, and we know it. But we are brainwashed by our economic system until we end up in a tomb beneath a pyramid of time payments, mortgages, preposterous gadgetry, playthings that divert our attention for the sheer idiocy of the charade.

The years thunder by. The dreams of youth grow dim where they lie caked in dust on the shelves of patience. Before we know it, the tomb is sealed.

Where, then, lies the answer?

In choice. Which shall it be – bankruptcy of purse or bankruptcy of life?”

It's Friday! We have a Q&A show today. But please listen. My economic concern continues to grow and I want you to be prepared for what could happen economically in the future. It's very serious.

• 1:15 I have a family member stuck in Costa Rica. How do they get home?
• 4:10 I'm about to get a tax refund. What should I do with the money?
• 33:05 Should I be working in California or Spain at the moment? How can I profit from the current crisis?
• 52:25 Why should I have thousands and thousands of dollars of physical currency available to me right now?
• 1:16:15 How can I properly integrate a Dave Ramsey portfolio into my life?

Your goals can be changed in an instant; the seas cannot. It's easier to simply change your goals than the seas ahead.

Joshua

Perhaps, like me, you're having a hard time getting your brain to accept what you're seeing around you and on the news and you're trying to figure out what's going on.

In working through this problem, I decided to chart out my Best-Case Scenario and my Worst-Case Scenario for both the medical problem of the COVID-19 pandemic and the economic outlook.

I figured I might as well turn the microphone on and let you listen in.

I hope it's useful.

Joshua

It's Friday! Time for Q&A. In today's show we cover:

• 1:30 - How should I prepare for buying rental real estate in 2 years?
• 10:40 - Should I contribute to retirement savings while saving a down payment?
• 13:15 - Should I use a Roth IRA to accumulate a down payment?
• 18:00 - If I refinance my mortgage to get lower rates, what should I do with the money?
• 26:15 - How can I make the transition from a lucrative career to a side hustle?
• 45:45 - Should I quit my job right now, given the recent changes in the economy?
• 51:15 - Can I do tax loss harvesting with two index funds?
• 54:05 - My wife is a French citizen. Should I also pursue French citizenship?
• 1:01:00 - How do I know when it is time to buy a stock?
• 1:03:10 - Should I take a 401(k) loan to set aside for potential opportunities?
• 1:14:30 - How can I become freer and richer by setting up a nomad lifestyle?
• 1:47:20 - How can I prep and build food storage while maintaining a Ketogenic diet?

Enjoy!

Joshua

• Buy my courses: https://radicalpersonalfinance.com/store
• Get my prepping class: https://radicalpreparedness.com
• Sign up as a Patron so you can be on next week's call-in show: https://patreon.com/radicalpersonalfinance

I woke up this morning and felt like I've been overly optimistic in my tone recently. I genuinely feel optimistic, but that's not because I don't think the situation is very dire. It is. In today's show, I try to share with you why I feel optimistic but I seek to give you a stern warning not to let my optimism lead to your inaction.

Joshua

Quick interim show to share a few of my thoughts on the emerging COVID-19 events.

Fascinating study in human psychology going on now. Pay attention!

• Coronavirus: Why You Must Act Now https://medium.com/@tomaspueyo/coronavirus-act-today-or-people-will-die-f4d3d9cd99ca
• The Korean clusters: How coronavirus cases exploded in South Korean churches and hospitals https://graphics.reuters.com/CHINA-HEALTH-SOUTHKOREA-CLUSTERS/0100B5G33SB/index.html

Current events show today. Let's discuss:

• COVID-19
• Economic prognostication
• Stocks
• Risk Management

Enjoy!

Joshua

I'm hosting a public meetup for RPF listeners in Louisville, KY on Tuesday, March 10 (evening).

If you'd like to come, email me for details: joshua@radicalpersonalfinance.com

Joshua

Friday Q&A show:

• 1:35 I'm 25 years old and ready to upgrade my lifestyle. Can I and still get rich?
• 14:30 Should I pay the big money for a Dale Carnegie course instead of Toastmasters?
• 22:10 Is it possible to be a financial advisor when you don't like Modern Portfolio Theory?
• 32:15 Should I stock up on fish antibiotics for an emergency?
• 37:15 Should I stop investing in a 401(k) if I don't trust the government promises?
• 53:11 My "dream job" is turning not to be so dreamy. Should I quit or stick with it?
• 1:12:50 What citizenships should I establish for my children so they have a brighter economic future?
• 1:44:41 Should I buy Long-Term Care insurance for myself at age 34?
• 1:54:42 How should I do asset protection for my real estate portfolio?
• 2:01:52 When should I exercise my Incentive Stock Options?

It's Friday! Today we do live Q&A:

• 2:00 How should I support my girlfriend's desire to get a Master's degree in international development?
• 10:29 How should we make an investment plan for lowering our household income due to changing family circumstances?
• 16:55 Should I cancel my daughter's whole life insurance policy and do something else with the money?
• 38:40 Should I keep my mortgage and plan to pay it off with my stock market investments so I can retire early?

The most important economic collapse ongoing in the world right now is Venezuela. Today, I bring you an interview with a friend of mine who is actively working inside Venezuela to bring relief. He's here to share with you his experiences of what things are actually like inside Venezuela.

Joshua

It's been a month since I first spoke to you about the Coronavirus, now called COVID19. In today's episode, I double-down and share with you my concern and how I think you should prepare for the potential economic ramifications of global pandemic.

Joshua

Join my prepping class tonight! www.RadicalPreparedness.com

Understanding Just-In-Time inventory systems: Episode 581

How to Prepare for Recession: Episode 666

CDC: "Interim Guidance for Businesses and Employers to Plan and Respond to Coronavirus Disease 2019 (COVID-19), February 2020"

Today, we reach the seventh, capstone Ring of Freedom: Financial Liberty. When you are Financially Independent (able to live your desired lifestyle on the income from your investments), you have reached a genuinely huge level of personal freedom.

Joshua

www.RadicalPreparedness.com

It's Friday! That means a live call-in show for Patrons. Sign up here: http://patreon.com/radicalpersonalfinance

Today, we cover:

• I just left my job. Should I break my lease and live in my Prius?

Enjoy!

Joshua

How do you live freely in a world of increasing government oppression? Is it possible to escape onerous government involvement in your life?

Here's my answer!

Joshua

I'm convinced entrepreneurship provides you with a massive level of personal and lifestyle freedom.

Here's why.

Joshua

In this episode, part 2 of our "Spending Liberty" focus, we discuss the value of savings and how relatively small amounts of savings can buy you personal freedom!

Joshua

Today we talk about the incredible liberty that you can enjoy in your life when you make the commitment to get and stay debt-free!

Enjoy,

Joshua

Join me for a live set of classes on Practical Preparedness.

Classes begin February 3. Sign up here: http://radicalpreparedness.com

More details in the show,

Joshua

I'm fascinated by the reports and videos coming out of Wuhan, China. I've never before seen a city of 11 million people shut down for a quarantine. I don't think it's every been done before! But it's amazing to watch.

Today, I want you to think about what would happen to you and your family if you were quarantined for an extended time.

If I sent you home and said you and your family had to stay there for the next 30 days, could you do it? Would you survive? Would you be comfortable?

If not, you're behaving irresponsibly. And you need to prepare for such a thing.

To start, you probably need to buy some food. In this show I give you some practical foods to start with.

Enjoy,

Joshua

P.S. Sign up for my live webinar series on Practical Family Preparedness: www.RadicalPreparedness.com

To join next week's Q&A call, go to www.patreon.com/radicalpersonalfinance

Joshua

In today's show I share with you some fat loss and money lessons learned from my 70 pounds of weight loss over the last 6 months.

I hope you'll find some nuggets to help you get skinny and rich as well.

Joshua

I want you to live as a free man. So in this series, I'm working to give you some ideas as to how you can achieve a very high level of freedom while you're on your way to financial independence.

Today, I'm going to share with you the dramatic impact that home education can make on your family's personal liberty.

Joshua