Radical Personal Finance: Financial Independence, Early Retirement, Investing, Insurance, Financial Planning

My guest today is a man named Bill. We met at Camp Mustache SE this past weekend.

As soon as I heard a little bit of Bill's story, I knew I needed to get him on the show for you!

Bill is a really neat guy. He enjoyed a very fun and adventurous career wherein he primarily worked for himself. And then he retired early.

He's a man filled with wisdom.

You'll really enjoy this interview.

Joshua

Direct download: RPF0416-Bill_Interview_Camp_Mustache.mp3
Category:podcast -- posted at: 10:00am MDT

Today I have a simple--but profoundly important--concept for you to consider and embrace: your personal safety.

There are small safety decisions that you can make that have a huge potential impact for you, both monetary impact and personal impact.

Enjoy!

Joshua

Direct download: RPF0415-Invest_in_Your_Safety.mp3
Category:podcast -- posted at: 3:41pm MDT

I always keep my eyes out for interesting and unusual lifestyle stories. Last week when I was researching cheap coffin plans, I came across the $5 DIY coffin plans at PiedmontPineCoffins.com.

Upon further reading I became aware that Don and his family live entirely off-grid and that he creates his coffins entirely by hand!

Sounded like a fun story so I invited him on!

Enjoy,

Joshua

Direct download: RPF0414-Donald_Byrne_interview.mp3
Category:podcast -- posted at: 2:10pm MDT

This past weekend I had the privilege of addressing the very fun crowd of hardcore Mustachians gathered in Gainesville, FL for Camp Mustache SE 2017.

(Mustachian = acolyte of the Mr. Money Mustache blog and personal lifestyle and financial philosophy.)

I was invited to give a presentation and I chose for my topic, "Why Wait Until You're F.I. to Live Like You're F.I.?"

This addresses a theme I often see among the hardcore early retirement crowd. The idea is this: "My life stinks right now but it'll all be great after F.I."

But, is that the best way to approach it? Why not recognize that life can be great now and after F.I.?

Enjoy!

Joshua

 

Direct download: RPF0413-Camp_Mustache_SE_2017_speech.mp3
Category:podcast -- posted at: 10:49am MDT

On Fridays we do a live Q&A show! If you'd like to join me on the next one, sign up to support the show as a patron! www.radicalpersonalfinance.com/patron

Today we cover:

  • How Can I Gain Enough Experience to Use my CFP Designation?
  • Can I Unwind My Parents Reverse Mortgage?
  • How Do I Engage In A Meaningful Goal-Setting Process After a Layoff?

Enjoy!

Joshua

Direct download: 411-Friday_QA.mp3
Category:podcast -- posted at: 10:00am MDT

The health of your credit score is an important subject. It's important that you keep your credit report squeaky clean and your credit score high.

Today, I'm going to give you some simple, free tools to do so.

  • How to check your credit reports for free
  • How (and why) to freeze your credit reports
  • How to monitor your credit scores for free

Joshua

Direct download: RPF0411-Check_Your_Credit_Reports.mp3
Category:podcast -- posted at: 3:32pm MDT

The Dow Jones Industrial Average has been steadily flirting with an all-time record of 20,000 points.

I certainly expect it to cross that threshold any day.

But, so what?

Today I tackle these three questions:

  1. What does a 20,000 point DJIA mean?
  2. What does it mean to you?
  3. What should you do about it?

Enjoy!

Joshua

Direct download: RPF0410-DOW_at_20k.mp3
Category:podcast -- posted at: 4:09pm MDT

Ain't it strange how so many of the universal human experiences cost so much?

Childbirth. Marriage. Getting Old. Death. All of them can cost a bunch of money.

But does it have to be that way? Are there alternatives?

Yes.

Guess what: kicking the bucket doesn't necessarily have to break the bank!

There are ways to do it cheaper. If you want to.

Today I tackle funeral expenses. You might not be able to benefit from the savings, but at least your family can have a little more cash left over to celebrate your life!

Enjoy,

Joshua

Direct download: 409-Get_Put_6_Feet_Under_Dirt_Cheap.mp3
Category:podcast -- posted at: 12:14pm MDT

What's the point of budgeting? Isn't it supposedly supposed to help you get richer?

Well, one way to make budgeting matter is if your budget categories actually help you to understand what's happening with your money.

Today, I walk you through some of my personal budget categories and explain how they impact my spending decisions.

I don't think you'll find these budget categories in any pre-existing software. But I do think they'll be really useful to you!

Joshua

Direct download: RPF0408-Budget_Categories.mp3
Category:podcast -- posted at: 11:59am MDT

I think RVs are awesome. In fact, my family just got back from a very fun 2-week RV trip last week!

But, RVs can also be a major money drain. Much like boats, it's easy to overestimate the pleasure you will get from it and underestimate the hassle.

In today's show, I share with you some of my ideas and thoughts on RVs:

  • Where they work and where they don't
  • Things to consider and keep in mind before you buy
  • Advantages and disadvantages of the various types
  • Tips for buying smart

Enjoy the show!

Joshua

Direct download: RPF0407-Motorhomes_RVs_etc..mp3
Category:podcast -- posted at: 4:02pm MDT