Radical Personal Finance: Financial Independence, Early Retirement, Investing, Insurance, Financial Planning

It's Friday! Today we discuss:

  • Should I use an HSA account to pay for my medical expenses?
  • What tools can I use to figure out a new career after unexpectedly coming back from foreign missions?
  • Should I participate in my companies Non-Qualified Deferred Compensation program?

Enjoy the show!

Joshua

Direct download: RPF0539-Friday_QA.mp3
Category:podcast -- posted at: 3:13pm MDT

In honor of the 50th anniversary of Dr. Martin Luther King's death on April 4, 1968, I thought you might enjoy hearing some of the audio from his last public sermon. This talk is entitled "The Drum Major Instinct."

This sermon was preached in the pulpit of Ebenezer Baptist Church, about two months before King's death.

The sermon was an adaptation of the 1952 homily ‘‘Drum-Major Instincts’’ by J. Wallace Hamilton, a well-known, liberal, white Methodist preacher.

NOTE: I have clipped off King's introduction and started the audio of this recording at the point where he begins speaking about personal finances.

To hear the full audio or to read a transcript of the entire speech, use this link: http://kingencyclopedia.stanford.edu/encyclopedia/multimediaentry/doc_the_drum_major_instinct/index.html

Enjoy,

Joshua

p.s., there are a few clipped pieces of audio...these are a fault of the original recording. You can read the missing text in the transcript.

Direct download: MLK-Drum_Major_Instinct_edited.mp3
Category:podcast -- posted at: 10:22am MDT

Today, a prelude to a discussion of how to lease a car. In this show we discuss a rational analysis of new car vs. used cars.

Enjoy,

Joshua

Direct download: RPF0538-Making_Sense_of_the_New_CarUsed_Car_Dilemma.mp3
Category:podcast -- posted at: 2:27pm MDT

It's Friday and it's time for a live Q&A show! If you'd like to call in next week, please sign up here: www.radicalpersonalfinance.com/patron

Today, we discuss:

  • Transitioning from PC to Mac
  • Enhancing a Personal Website By Helping Others
  • Financial Advice for an 18-Year-Old Rockstar
  • Major Financial Influences on Joshua

Enjoy!

Joshua

p.s., remember...I'd love to talk to you next week! www.radicalpersonalfinance.com/joshua

Direct download: RPF0537-Friday_QA.mp3
Category:podcast -- posted at: 11:15am MDT

On today's show we go back 250 years to see what lessons for wealth we can learn from Benjamin Franklin. This show is an audio recording of Franklin's essay, "The Way to Wealth."

Enjoy!

Joshua

Direct download: RPF0536-The_Way_to_Wealth_by_Benjamin_Franklin.mp3
Category:podcast -- posted at: 6:50am MDT

It's Friday! Today I'm interacting with your comments on recent episodes of the show.

We discuss:

  • Correcting an error on real estate basis
  • Radical financial plans vs traditional plans
  • What happened to SudoPay
  • And more!

Joshua

Direct download: RPF0535-Responding_to_Recent_Comments.mp3
Category:podcast -- posted at: 3:04pm MDT

This show rounds out some friendly advice to help any interested listener who wants to put together a well-equipped home armory to do so in a thoughtful and financially prudent way.

Today, we tackle the AR15 rifle. The AR15 is a wonderful rifle. It's not the best at any one thing, but it is truly good at many things.

I'd love for you to have one if you don't already.

So I thought you might appreciate some advice on how to get a good deal on one.

Enjoy!

Joshua

p.s., In the show I referenced a statistic of police officers in a northeastern state not turning in their rifles after a ban. That particular story I referenced was actually a satire site that I stumbled over without realizing it. I got duped. I have no doubt that the thrust of the story is accurate, but the specifics I cited were flat wrong and untrustworthy. Sorry.

p.p.s., My guest in today's show referenced the AR15 as stemming from a military firearm first. The AR15 was developed for the civilian marketplace first, then the military bought the plans for it and started producing it for their soldiers.

Direct download: RPF0534-Friendly_Advice_To_Help_You_Buy_Your_First_AR15_Rifle.mp3
Category:podcast -- posted at: 7:38pm MDT

It's Friday! Today we cover:

  • AirBnB Business Deductions
  • Deductibility of Losses on a Personal Rental
  • How to Get Great Podcast Guests

If you'd like to join next week's Q&A call, do so here: www.radicalpersonalfinance.com/patron

Joshua

Direct download: RPF0533-Friday_QA.mp3
Category:general -- posted at: 1:34pm MDT

Today, some ideas on how to save money by spending a little more than strictly necessary to insulate yourself from unnecessary temptation.

Joshua

Direct download: RPF0532-Spending_Money_to_Save_Money.mp3
Category:podcast -- posted at: 7:35am MDT

It's Friday! That means Q&A! Today, we cover:

  • How to establish a will and trust when you plan to be living internationally for an extended period of time.
  • How to plan ahead to pay for kids' college when you anticipate that the college may lose its accreditation.
  • How to properly title your life insurance policies in order to protect a vulnerable spouse.
Direct download: RPF0531-Friday_QA.mp3
Category:podcast -- posted at: 11:37am MDT