Radical Personal Finance: Financial Independence, Early Retirement, Investing, Insurance, Financial Planning (podcast)
My guest on today’s program is Ken Ilgunas, author of Walden on Wheels. Ken paid off a “crushing $32,000 of student debt” from his undergraduate education by working odd jobs all across the country and vowed not to go into debt again. While pursing his graduate degree, Ken gained a bit of national notoriety when […]
Direct download: RPF-0038-Interview_with_Ken_Ilgunas.mp3
Category:podcast -- posted at: 2:23pm MDT

Today’s show is an interview with a listener who is far outside the mainstream finance world. Trevor Van Hemert is an entrepreneur, blogger, and financial independence advocate. Most importantly, he now makes his entire living online with a very short workweek. Join us for today’s interview as we discuss: Starting a business for a total […]
Direct download: RPF-0037-Interview_with_Trevor_from_Pedal_to_Petal.mp3
Category:podcast -- posted at: 2:45pm MDT

In today’s show, we tackle the first of the Big 3 tax planning strategies that you need to be aware of. As a refresher, here are the three basic tax planning strategies: Timing (deferring or accelerating taxable income and tax deductions) Income shifting (shifting income from high to low tax rate taxpayers) Conversion (converting income […]
Direct download: RPF-0036-Tax_Planning_-_Income_Timing_Strategies.mp3
Category:podcast -- posted at: 12:58pm MDT

Today’s show is a reprise of RPF Episode 4 – How to Save Money on Communications Bills with update information–or at least that’s what it was intended to be! The interview wound up going in some other directions! I.P. Daley, the Tech Meshugana has the best guide on the internet for how to save money on communications expenses […]
Direct download: RPF-0035-Saving_Money_on_Communications_Bills_and_Much_Much_More.mp3
Category:podcast -- posted at: 5:47pm MDT

On Monday’s shows I bring you a variety show with news articles that have stood out to me from this past week. Today, we cover a lot of ground! “A Tax Plan That Economists Love (And Politicians Hate)” from NPR’s Morning Edition Episode 387 of Planet Money: The No-Brainer Economic Platform One out of three […]
Direct download: RPF-0034-Monday_Roundup.mp3
Category:podcast -- posted at: 9:55pm MDT

Let’s get a bit radical today, eh? How about some finance lessons from homeless people? I’ve been doing some reading lately on the radical side…books written by homeless people and vagabonds to see what I can learn. Today, I share some of the lessons I’ve been learning in hopes of inspiring you with some out-of-the-box […]
Direct download: RPF-0033-Dumpster_Diving_and_Vagabonds.mp3
Category:podcast -- posted at: 2:54pm MDT

One of the biggest debates in the personal finance space is about which order to use to pay off my debts. Opinions vary, experiences vary, and tempers flare when this subject is brought up. I think the debate is helpful in some ways but rather silly in other ways. I think it’s a lot easier […]
Direct download: RPF-0032-What_Order_Should_I_Pay_Off_My_Debts-Lower_Sample_Rate.mp3
Category:podcast -- posted at: 11:51am MDT

I was recently speaking with a friend of mine who is in the process of starting a business. I was answering some of his questions when I realized how daunting it can be to start a business if you haven’t done it before. And how simple it seems after you’ve done it. Unfortunately, our entire educational […]
Category:podcast -- posted at: 3:18pm MDT

Many people have searched and searched for the holy grail of investing: a portfolio that provides a good return with low risk that can weather the economic storms, no matter what they be. Some feel that they have found it in The Permanent Portfolio. The Permanent Portfolio is a concept that was designed by Harry […]
Direct download: RPF-0030-Permanent_Portfolio_with_Jake_Desyllas.mp3
Category:podcast -- posted at: 3:33pm MDT

There is an iron formula of wealth that can be applied to all financial plans. The relationships between balance sheets cannot be broken in any way. To become wealthy, you much increase the net worth on the bottom of the balance sheet. The only two ways to increase net worth are to increase assets or reduce […]
Direct download: RPF-0029-The_Iron_Law_of_Wealth_Building.mp3
Category:podcast -- posted at: 3:03pm MDT