Radical Personal Finance: Financial Independence, Early Retirement, Investing, Insurance, Financial Planning (podcast)

Today's question involves a generous financial gift from an in-law. How should this listener handle it to make sure it's a blessing and not a curse?

Joshua

Direct download: RPF0484-Money_Gifts_from_In-Laws.mp3
Category:podcast -- posted at: 8:55am MDT

I'm just wrapping up a week and I've been off the mic for all of it due to being sick.

Wanted to share with you a short motivational monologue to encourage you to keep pressing forward in the challenges you're facing today.

This too shall pass.

Joshua

Direct download: RPF0483-This_Too_Shall_Pass.mp3
Category:podcast -- posted at: 1:34pm MDT

I've been sick most of the past week and am especially struggling with my throat/voice. When Joshua no speak, RPF no happen. (And of course that's a good reminder of the value of disability planning!)

So, in light of the Equifax breach, I'll issue this replay for you. If you skipped this episode when it originally aired as Episode 461, don't skip it now.

Enjoy.

Joshua

 

Direct download: RPF0461-Justin_Carroll_Interview-RE-release.mp3
Category:podcast -- posted at: 2:48pm MDT

Today we tackle the Equifax security breach. This is the most damaging release of personal information ever. And you need to take it seriously.

You must assume that you have been affected. At this point, I see no reason to even trust the official Equifax website. Here's why.

Direct download: RPF0482-Equifax_Breach.mp3
Category:podcast -- posted at: 11:18am MDT

I was inspired to do this show by watching a recent conversation thread in the RPF Facebook Group about where to store your emergency fund.

I thought it'd be fun to share with you the things I think about with regard to emergency fund storage.

Enjoy the show!

Joshua

Direct download: RPF0481-Where_Should_I_Keep_My_Emergency_Fund.mp3
Category:podcast -- posted at: 6:31pm MDT

Hey Radicals!

Thank you to so many of you who have inquired of our health and safety following Hurricane Irma.

Here's my personal report for you!

Short version: we are well. :)

Joshua

Direct download: Hurricane_Irma_Report.mp3
Category:podcast -- posted at: 6:22pm MDT

I've been busy today preparing for Hurricane Irma here at the Radical Personal Finance Global Headquarters.

At the moment, the National Hurricane Center forecasts the eye of the storm to pass squarely over HQ.

So, I thought I'd record a podcast and share a few things with you:

  • Based on watching the Hurricane Irma frenzy, I'm convinced that "societal collapse" scenarios are plausible. I learned this at Costco yesterday.
  • I'm also convinced we live in the greatest time to be alive and that there are so many tremendously powerful companies who are laser-focused on serving their customers. I learned this at Costco today. And from reading this article: https://www.linkedin.com/pulse/inside-story-what-took-keep-texas-grocery-chain-running-chip-cutter
  • The final 20 minutes of the show involves an off-the-cuff discussion of practical hurricane preparation if you decide to stay put through a storm.

Gotta run! Lots to do...

Joshua

Direct download: RPF0480-Hurricane_Irma_Edition.mp3
Category:podcast -- posted at: 3:55pm MDT

It's Friday! On Fridays we do a live Q&A show. Today we cover:

  • (2:30) What Should a New Expatriate Do With Their Investment Money?
  • (18:30) What To Do With an Old Pension?
  • (26:40) How Should a Newlywed Approach the Rent or Buy Question?

If you'd like to join me for a future Q&A show, sign up to be a Patron at www.radicalpersonalfinance.com/patron

Joshua

Direct download: RPF0479-Friday_QA.mp3
Category:podcast -- posted at: 10:04am MDT

Whenever there's a natural disaster, we have various articles on price gouging's lamentability, to wit, it's harmfulness and illegality.

But, is it really bad?

I say not.

"Price gouging" (or, more accurately stated, the adjustment of market prices to meet changing demand) has tremendous utility for the well-being of all involved and is absolutely upright, moral, and ethical.

Of course, this guy says it's wrong, morally and economically. I deal with his "arguments" in the show.

Joshua

Direct download: RPF0478-Price_Gouging.mp3
Category:podcast -- posted at: 12:23pm MDT

I've been watching the #HoustonFloods this weekend and considering the lessons I can learn for my own disaster planning.

Today, I share some useful ideas for you about how to plan for events like the Houston Floods.

Joshua

 

Direct download: RPF0477-Financial_Considerations_for_Flooding_Preparation.mp3
Category:podcast -- posted at: 10:40am MDT