Friday Q and A: Cash Houses vs Mortgages, Speculative BioTech Stocks in an ESA, Physician Private Practice vs Hospital Job, Accounting for Business Deductions, Multi-Family Living, 529 Plan Qualified Expenses, Inflation Rates, Gifting Money to Kids RPF018

Dec 13, 2014

Today, we have a really fun Q&A for you! I hope you enjoy!

Here are the questions I answer:

• 2:25 If I have the cash, should I pay cash for a house or invest it?
• 17:13 Should I use my Coverdell ESA to speculate on early-stage biotech stocks?
• 28:05 Should a physician try to continue a private practice with a partial ownership interest or take a full-time hospital job?
• 40:38 How can I account for the business deductions in my side business?
• 49:40 Is multi-family, multi-generational living a good idea?
• 1:03:40 What do I need to know about disability income insurance?
• 1:26:03 Which college expenses can I pay for out of my 529 account?
• 1:33:27 Why do I use different inflation rates on calculations?
• 1:39:26 What kind of account can I use to gift money to my nephew?

Enjoy!

Joshua

Links:

• Lower Your Taxes Big Time! by Sandy Botkin