Radical Personal Finance: Financial Independence, Early Retirement, Investing, Insurance, Financial Planning

I've been sick most of the past week and am especially struggling with my throat/voice. When Joshua no speak, RPF no happen. (And of course that's a good reminder of the value of disability planning!)

So, in light of the Equifax breach, I'll issue this replay for you. If you skipped this episode when it originally aired as Episode 461, don't skip it now.

Enjoy.

Joshua

 

Direct download: RPF0461-Justin_Carroll_Interview-RE-release.mp3
Category:podcast -- posted at: 2:48pm MDT

Today we tackle the Equifax security breach. This is the most damaging release of personal information ever. And you need to take it seriously.

You must assume that you have been affected. At this point, I see no reason to even trust the official Equifax website. Here's why.

Direct download: RPF0482-Equifax_Breach.mp3
Category:podcast -- posted at: 11:18am MDT

I was inspired to do this show by watching a recent conversation thread in the RPF Facebook Group about where to store your emergency fund.

I thought it'd be fun to share with you the things I think about with regard to emergency fund storage.

Enjoy the show!

Joshua

Direct download: RPF0481-Where_Should_I_Keep_My_Emergency_Fund.mp3
Category:podcast -- posted at: 6:31pm MDT

Hey Radicals!

Thank you to so many of you who have inquired of our health and safety following Hurricane Irma.

Here's my personal report for you!

Short version: we are well. :)

Joshua

Direct download: Hurricane_Irma_Report.mp3
Category:podcast -- posted at: 6:22pm MDT

I've been busy today preparing for Hurricane Irma here at the Radical Personal Finance Global Headquarters.

At the moment, the National Hurricane Center forecasts the eye of the storm to pass squarely over HQ.

So, I thought I'd record a podcast and share a few things with you:

  • Based on watching the Hurricane Irma frenzy, I'm convinced that "societal collapse" scenarios are plausible. I learned this at Costco yesterday.
  • I'm also convinced we live in the greatest time to be alive and that there are so many tremendously powerful companies who are laser-focused on serving their customers. I learned this at Costco today. And from reading this article: https://www.linkedin.com/pulse/inside-story-what-took-keep-texas-grocery-chain-running-chip-cutter
  • The final 20 minutes of the show involves an off-the-cuff discussion of practical hurricane preparation if you decide to stay put through a storm.

Gotta run! Lots to do...

Joshua

Direct download: RPF0480-Hurricane_Irma_Edition.mp3
Category:podcast -- posted at: 3:55pm MDT

It's Friday! On Fridays we do a live Q&A show. Today we cover:

  • (2:30) What Should a New Expatriate Do With Their Investment Money?
  • (18:30) What To Do With an Old Pension?
  • (26:40) How Should a Newlywed Approach the Rent or Buy Question?

If you'd like to join me for a future Q&A show, sign up to be a Patron at www.radicalpersonalfinance.com/patron

Joshua

Direct download: RPF0479-Friday_QA.mp3
Category:podcast -- posted at: 10:04am MDT

Whenever there's a natural disaster, we have various articles on price gouging's lamentability, to wit, it's harmfulness and illegality.

But, is it really bad?

I say not.

"Price gouging" (or, more accurately stated, the adjustment of market prices to meet changing demand) has tremendous utility for the well-being of all involved and is absolutely upright, moral, and ethical.

Of course, this guy says it's wrong, morally and economically. I deal with his "arguments" in the show.

Joshua

Direct download: RPF0478-Price_Gouging.mp3
Category:podcast -- posted at: 12:23pm MDT

I've been watching the #HoustonFloods this weekend and considering the lessons I can learn for my own disaster planning.

Today, I share some useful ideas for you about how to plan for events like the Houston Floods.

Joshua

 

Direct download: RPF0477-Financial_Considerations_for_Flooding_Preparation.mp3
Category:podcast -- posted at: 10:40am MDT

Yesterday I was watching the solar eclipse (up north in the 100% band) and I happened to have breakfast with an expediter.

Not sure what that is?

Basically, a truck driver who drives a van. (More in the audio show.)

As we ate, I tried to lay out a few paths on how he could become financially free based on his current work.

And, I promised him a show on the topic.

So, you get to listen in as I tell him--and you--how any normal person can use a live-on-the-job opportunity as a trampoline to bounce them into the upper tiers of financial abundance.

Enjoy!

Joshua

Direct download: RPF0476-Pathways_to_FI-Expediting.mp3
Category:podcast -- posted at: 2:17pm MDT

Time for Friday Q&A! If you'd like to join for a future show, sign up here: www.radicalpersonalfinance.com/patron

Today, we cover:

  • 2:00 Should I refinance my credit card debt by moving it to a HELOC?
  • 34:10 Do you have passion for a job before the fact or do you become passionate about it after you're good at it?
  • 42:30 Should I drop the military's Survivor Benefit Plan for my pension in favor of buying a 10-year whole life insurance policy?

Enjoy!

And remember! I have 27 seats remaining for the new Radical Personal Finance Guide to Career & Income Planning. If you're interested, I'd love to have you in the class. Join here: www.radicalpersonalfinance.com/career

Joshua

 

Direct download: RPF0475-Friday_QA.mp3
Category:podcast -- posted at: 11:14am MDT